Compare the 6 Best PayPal crypto exchanges in 2024

Use this guide to find out which PayPal crypto exchange offers the best value and lowest trading fees.
By:  & 
Updated: Aug 23, 2023

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77% of retail CFD accounts lose money.

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PayPal offers a simple and convenient way to fund crypto transactions. As one of the largest e-wallet services in the world, it offers a popular alternative to buying cryptocurrency with a bank account or card.

Lots of crypto exchanges accept PayPal deposits, so there are plenty of options to choose from. We have compared 48 of the best exchanges that use PayPal to pick out the top platforms.

This guide runs through our expert picks, which have been chosen based on their cost, security, and range of products. It also explains how to use PayPal to buy cryptocurrency, the pros and cons of using it, and select the best exchanges for different levels of experience. 

Best PayPal crypto exchanges overall for 2024

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  1. eToro: Best for beginners, copy-trading & demo-account
  2. Plus500: Best for international CFD trading*

What are the best PayPal crypto exchanges?

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These three exchanges are the best crypto platforms that accept PayPal. Click on any of the links to register now and start buying crypto straight away.

Min. Deposit
$ 10
Best offer
User Score
Up to $240 bonus!
Build a diversified portfolio with crypto, stocks, and ETFs — all in one place.
Trade on the world's leading social trading and investing platform
Start Trading
Payment Methods:
Bank Transfer, Credit Card, Debit Card, PayPal, Wire Transfer
Full Regulations:

77% of retail CFD accounts lose money.

Min. Deposit
$ 100
Best offer
User Score
No need to open a crypto exchange account or use a special wallet
Regulated Broker - FCA, ASIC, CySEC (license number 250/14)
Start Trading
Payment Methods:
American Express, Apple Pay, Bank Transfer, Credit Card, Debit Card, Discover, Google Pay, Mastercard, PayPal, SEPA, Trustly, Visa, , skrill
Full Regulations:
ASIC, FCA, FSA, MAS, cysec-250-14-regulator, isa-regulator

82% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Top 6 cryptocurrency exchanges that accept PayPal

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1. eToro. Best for beginners, copy-trading & demo-account


No. assets


Minimum deposit


Platform type

Pros & Cons

Great for beginners, simple to set up and get started Zero commission stock trading Popular ‘CopyTrader’ function lets you follow top traders Excellent customer service, with live chat support provided Over 2,000 CFDs available to trade
Comparatively high fees for withdrawals and account inactivity Does not integrate with the MetaTrader platform High spreads on some assets


We love eToro because it makes it simple to trade crypto at home or on the go. If you’ve never bought cryptocurrency before, then eToro makes it simple to buy 75+ of the leading coins, including the likes of Bitcoin, Ethereum, and Dogecoin. Every crypto trade comes with a flat 1% fee, which makes it one of the cheapest crypto brokers on the market to boot.

As well as being a broker that offers lots of investor protection, eToro offers a very social trading experience. You can easily see what’s trending on the crypto market every day, browse the latest technical analysis about every one of those tokens, and copy other people’s trade suggestions from your desktop or the eToro app.

The fees: You will be charged a 1% fee every time you buy or sell crypto. The charge is included in the market price that’s displayed on eToro. CFD trades may be charged an overnight or weekend fee if you leave the position open.

77% of retail CFD accounts lose money.

2. Plus500. Best for international CFD trading*


No. assets


Minimum deposit


Platform type

Pros & Cons

Can get a free demo account A great mobile platform Well regulated in multiple jurisdictions Wide variety of CFDs to trade Several good risk management tools
No support on trading information and education Website isn’t brilliantly designed to help users find answers to their questions No MetaTrader trading platform compatibility


We love Plus500 because it is one of the industry’s most transparent and reliable brokers. Its fees are clear and you’ll know exactly what you will be paying before you make a trade. Its technology driven platform gives access to over 2800 instruments, including CFDs on stocks, forex, commodities, and cryptocurrencies among several others.

Plus500 has something for all types of traders, no matter what level of experience. It’s zero commission and tight spreads make it a top choice for day traders and its trading academy is packed with educational content, perfect for beginners just starting. 

For accurate instrument availability, visit

The fees: There are no commission fees on any trades with Plus500 and it makes it money through the Bid/Ask spread. Spread starts from 0.01% or 0.9 pips and varies depending on the instrument. Additional fees include overnight funding which is dependant on trade size and guaranteed stop orders, which add a minimum of 10% to the spread. There is an inactivity charge of £10 per month for accounts not logged in for three months. 

*Based on a comparison of 60+ leading brokers and trading platforms.

82% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

How should I choose a PayPal cryptocurrency exchange?

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Before you go ahead and choose a crypto exchange that accepts PayPal you will need to consider what options are available. Below we’ve highlighted some of the features that you should look out for when choosing a PayPal crypto exchange.

  • Fees. Most crypto exchanges will charge fees when using their services such as commissions. Although not all will charge a fee for using PayPal to fund your account. It’s worth checking the payment terms of any exchange you plan to use ahead of time so you know what you will be charged. 
  • Choice of coins. Some exchanges only focus on a few coins, or the largest coins, while others will offer hundreds of coins. An exchange with just a few coins may be better suited to a beginner, while platforms with lots of coins will be a better choice for experienced users. 
  • Reliable platform. Exchanges can go down from time to time, so before you choose one make sure you check how reliable it is. One way you can do this is by reading customer reviews and finding out from other users how well an exchange performs. This is especially important for short term traders . 
  • Extra options. Some exchanges focus solely on letting users buy and sell coins, but others offer lots of extra options. One of the key ones to look out for is wallets, where you can safely store your coins. You can usually hold your coins on an exchange, but crypto wallets that accept Paypal add an extra layer of security and is important if you have a lot of coins. 
  • Transaction speed. When you deposit money into your exchange using PayPal the transaction is usually processed immediately. However, when it comes to withdrawing profits, the transaction can sometimes take a bit of time. If you want your money quickly, look for an exchange that processes withdrawals fast. 

What are the fees for PayPal crypto exchanges?

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There are two different types of fee to look out for. The first is the deposit fee, i.e. how much it costs to send money from PayPal to your chosen crypto platforms. The second is trading fees, or how much it costs to buy Bitcoins or other crypto on the exchange. Here’s a little more detail about each type of fee:

  • Deposit fees. Generally, you’ll find that PayPal transaction fees make it more expensive than using a credit or debit card, but this isn’t always the case. Some exchanges let you make a deposit for free and only charge withdrawal fees. eToro is a good example of this, where it’s free to deposit from PayPal but costs $5 to withdraw.
  • Trading fees. Trading fees vary depending on the exchange. on eToro, for example, you pay a 1% transaction fee every time you buy crypto (or sell it). On the Coinbase PayPal crypto exchange, the fees range from 0.05%-0.6% of trade cost. Most cryptocurrency exchanges that accept PayPal charge a similar fee, but you can shop around for the best one.

The table below shows the trading fees you can expect to pay with a PayPal to crypto exchange.

PayPal exchangeTrading feesRegulationAccepts PayPal?
eToro1%FSAS, ASIC, FCA, CySEC, and moreYes
AVATradeFrom 0.20%FSCA, FSA Japan, ADGMYes
Plus 5000.7%CySEC, FCAYes
PepperstoneFrom $3.50FCA, ASIC, DFSAYes
OKXFrom 0.6%BahamasYes

There is no PayPal fee to contend with on top of this. PayPal fees only apply when you buy and sell crypto through PayPal itself, rather than for transferring money to or from your PayPal account.

Should I use a crypto exchange that accepts PayPal?

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Yes, these platforms are the best way to buy all sorts of crypto assets. You can buy hundreds of digital currencies, or swap between fiat currency and crypto very easily.

PayPal payments are a simple way to add and withdraw funds from your exchange account, particularly for those who don’t have access to other payment method like a bank account.

Similarly, if you want to keep your crypto transactions separate from your main bank account, then you can use PayPal as a deposit method instead. Most exchanges accept PayPal, so you have a wide choice of platforms to choose from. 

OK, I’m ready to start now

Pros and cons of PayPal crypto exchanges

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If you’re still not sure if you should use a PayPal crypto exchange then you can use our pros and cons below to help you make up your mind.


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  • Most exchanges accept PayPal transactions as a payment option so you have a lot of platforms to choose from. 
  • PayPal is easy to set up and use and you can keep your crypto transactions separate from your day to day banking. 
  • Depositing money to an exchange using PayPal is usually instant so you can start buying coins right away. 
  • PayPal adds an extra layer of security to your crypto transactions.


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How to deposit money onto a cryptocurrency exchange that accepts PayPal – a step-by-step guide

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Here is a quick guide to making a deposit on a PayPal cryptocurrency exchange.

Step 1. Create a PayPal account

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You only need a phone number and/or email address to create a verified PayPal account. Once it’s created, you have to transfer some money into it to top up your PayPal balance: this can be done via a bank transfer or card payment.

Step 2. Sign up to a crypto exchange that accepts PayPal

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We recommend eToro . Create an eToro account by providing some basic contact details, then verify your identity to complete the process.

Step 3. Deposit funds via PayPal

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Find the Bank or Account section in the menu bar, then select PayPal as your deposit method. Choose how much to transfer, enter your PayPal account details, then hit ‘deposit funds’.

Step 4. Verify the transaction on your PayPal account

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You may be redirected to the PayPal platform to confirm the transaction is legitimate. Confirm that all the details are correct, and your PayPal deposits will be ready to spend from your exchange account in no time.

And that’s it! Now you’re ready to buy Bitcoin with PayPal on your chosen exchange.

Register with a PayPal crypto exchange

Methodology: how we chose the best PayPal crypto exchanges

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Helping people make better financial decisions is at the heart of our mission at Invezz. 

We periodically test more than 48 PayPal exchanges to provide our users with clear, accessible guidance on the investing options available. All testing is carried out by our panel of crypto experts, analysts, and active traders who sign up to each exchange, conduct research, and score each service.

Our tests are designed to find crypto exchange with Paypal platforms that offer a beginner-friendly, secure trading experience at a fair price. To supplement our practical testing and experience, we research each exchange to gather any further relevant information. We read online customer reviews, app reviews on the Play Store and App Store, and conduct user surveys to get feedback from real people about what works, and what doesn’t.

Each PayPal exchange is awarded a final score based on 130+ data points across 8 ranking categories: cost, reliability, user experience, deposit & withdrawals, investing options, range of products/markets, research & analysis tools, and the availability of educational & learning resources.

We work closely with individual crypto brands to ensure all factual information displayed here is accurate. All data is then fact-checked by an independent reviewer. You can learn more about our expert panel and how we test, rate, and review platforms in our review process


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Are PayPal crypto exchanges safe?
Which is the best PayPal crypto exchange?
Can you buy other assets on a PayPal cryptocurrency exchange?
Do I need a crypto wallet?
Is PayPal fast?
Is PayPal good for beginners?
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Does Coinbase accept PayPal?
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Risk disclaimer
Prash Raval
Financial Writer
Prash is a financial writer for Invezz covering FX, the stock market and investing. For over a decade he has traded spot FX full time while... read more.
James Knight
Editor of Education
James is the Editor of Education for Invezz, where he covers topics from across the financial world, from the stock market, to cryptocurrency, to macroeconomic markets.... read more.