How to buy Bitcoin with American Express

Using your American Express card to get cryptocurrency is a simple process. We’ll show you which brokers you can use and how to find the best ones.
By: Jonah Keri
Jonah Keri
Jonah Keri is a trader and analyst who spent 11 years at Investor's Business Daily covering the markets. He… read more.
Updated: Jun 23, 2021
Tip: our preferred broker is, eToro: visit & create account

Our step-by-step guide takes you through how to get Bitcoin with an American Express card, the benefits of doing so, and the low-free brokers that accept Amex as a payment method.

Here is a list of services to buy Bitcoin with American Express

Here’s a list of some of the best brokers that let you use American Express. You can use these platforms to get Bitcoin and then transfer the coins to your private wallet instantly.

Min. Deposit
User Score
Accepts customers from the USA
Offers 15 crypto coins to buy&sell including BTC, LTC, ETC, NEO and more
Trade on the world's leading social trading and investing platform
Start Trading
eToro offers a wide range of cryptos, such as Bitcoin, XRP and others, alongside crypto/fiat and crypto/crypto pairs. eToro users can connect with, learn from, and copy or get copied by other users.
Payment Methods
Bank Transfer, Wire Transfer
Full regulations list:
Min. Deposit
User Score
The world's largest cryptocurrency exchange with over 2bn daily users
Innovative trading platform offering enormous range of crypto coins
Supports over 60 methods of payment including PayPal
Start Trading
Binance has grown exponentially since it was founded in 2017 and is now one of, if not the biggest cryptocurrency exchanges on the market.
Payment Methods
1Pay, 2C2P, 3d Secure Credit Card, ACH, ANELIK, Abaqoos, AdvCash, AlertPay, Alfa-Click
Algocharge, AliPay, American Express, Apple Pay, AstroPay, BPAY, Bank Link, Bank Transfer, Bank Wire, Baofoo, BitGold, BitPay, Bitcoin, Boleto, Bonds, Borneo Exchanger, Bradesco, Mobile App, CFDs, CSS System, CUPS, CartaSi, Carte Bleu, Carte Bleue, Cash, CashU, Cashier Order, Check, Check (UK only), China UinonPay, China Union Pay, China UnionPay, ClickandBuy, Commodities, Contact, Contact Z, Credit Card, Cryptocurrencies, Currencies, DCPay, DIXIPAY, Dankort, Debit Card, Dengi Online, DineroMail, DirectPay, Dotpay, E-dinar, ELV, ENets, EPS, ETFs, EXCARD, Easy2Pay, EcoPayz, Ecommpay, Ecurrencyzone, EgoPay, Emerchant Pay, Eprotections, EstroPay, Ethereum, Euro Bank Account, Euteller, Express Dotpay, Express Polish Post Office 24/7, Express Zabka Market, Ezeebill, Ezybonds, FasaPay, Fastapay, Fastbank, Faster Payments, FilsPay, Forex, GTBank, Gate2Shop, Giropay, GlobalCollect, GlobalPAY, GlobePay, Gluepay, Halcash, I-Account, IPS, Ideal, Indices, Individual US State License(s), Indonesia Exchanger, InstaBill, Instadebit, IntellectMoney, Interswitch, Investmate, Investmate, Itukar, KNET, Klarna, LaoForexBoard, LavaPay, Lion Payment, LiqPay, Litecoin, Lobanet, MOTO, MT4, MT5, Mailing Cash, Market Maker, Masari, Mastercard, MegaTransfer, Mister Cash, Mobile Trading App, Mobile Trading Platform, Moneta, Money Bookers, Money Order, MoneyBookers, MoneyGram, MoneyPolo, Multibanco, NETBANX, Nab, Namecoin, Neosurf, NetPay, OKPAY, OMT, OmahPoin,, Online Naira, OrangePay, PAYSEC, POLi, POLi & BPay, PYEER, PagoEfectivo, Paxum, Pay Nova, PayCo, PayPal, PayRetailers, PayWeb, Payeer, Payoneer, Payonline, Payvision, Payza, Perfect Money, PocketMoni, Postbank, Powercash 21, Prepaid MasterCard, Prepaid MasterCard (I-Account), Prepaid MasterCard (Intercash), Prepaid MasterCard (Payoneer), Privat 24, Przelewy24, QIWI, RBK Money, Rapid Transfer, RegularPay, SEPA, Safecharge, SafetyPay, SahibExchange, Shilling, SmartPay, Sofort, SolidTrust Pay, SorexPay, Sporopay, Stock Certificate, Stocks, Swish, Teleingreso, Thailand Exchanger, Ticketsurf, Todito Cash, Trade Interceptor, Transact Europe Payment, Trazus, TrustPay, Trustly, UAE Exchange, UPayCard, USD, Ukash, Unet, UnionPay, Unistream, Uphold, Verve, Vietnam Exchanger, Visa, VixiPay, VoguePay, Vouchers, Wallet One, WeChat, Web Based Trading Platform, WebMoney, WebPay, Webtrader, Western Union, Wire Transfer, Wirecard, Yandex, Yandex Money, Yemadai, YuuPay, Z-Payment, Zenith, cTrader, dinpay, eCard, eCheck, eKonto, ePay bg, ePayments Transfer, eToro Mobile Trading Platform, eToro Trading Platform, eTranzact, iPay, mPay, neteller, paysafecard, postepay, skrill,
Full regulations list:
Min. Deposit
User Score
24/7 trading when the markets are open
Trade the four big names in crypto- Bitcoin, Ethereum, Litecoin and Bitcoin Cash
Premium MT4 and MT5 with suite of bespoke trading tools and indicators
Start Trading
OANDA is the trusted name for Forex and CFD trading. Since 1997 OANDA has established a reputation for fair and transparent pricing and responsive customer service. Easy account opening process.
Payment Methods
Bank Wire, Check, Credit Card
Full regulations list:
Leveraged trading in foreign currency contracts or other off-exchange products on margin carries a high level of risk and may not be suitable for everyone. We advise you to carefully consider whether trading is appropriate for you in light of your personal circumstances. You may lose more than you invest.

What is an American Express Bitcoin broker?

A broker that lets you deposit money from your American Express card to fund your account. More broadly, a Bitcoin broker is a service that executes trades for you, acting as a middle man and charging small fees for doing so. It’s worth noting that the fees are usually more expensive than other payment methods.

How to deposit and withdraw via American Express


The method of depositing funds with can differ a bit depending on which platform you use. Generally speaking, though, it goes something like this: 

  1. Go to the broker or exchange you want to use
  2. Select the “American Express” option on the “Add money” screen. 
  3. Enter your American Express card details (including the card number, expiry date, and security code).
  4. Add money to your virtual wallet by entering an amount with your Amex card (you will typically have to pay a fee to complete the funds transfer)


You cannot withdraw Bitcoin to your card, but if you’re selling your coins for fiat currency, then some brokers allow you to withdraw those funds to your Amex. 

If you have set up your card with your chosen broker/exchange in order to deposit funds (as explained above), then you’ve already done the hardest part and can just select your American Express from the withdrawal options. Otherwise you simply need to select the “Withdraw” button and enter your American Express details to withdraw funds.

What should I look for in an American Express Bitcoin broker?

In addition to finding a broker that accepts American Express, you’ll want your broker to provide superior service. Here are some important qualities to look for to make sure you’re getting a good deal.

  • Low withdrawal and deposit charges. Using Amex typically comes with substantial fees, so shop for the broker or service that offers the lowest fees for deposits and withdrawals. 
  • Speed. Look for an broker that will execute your trades quickly and efficiently.
  • Ease of use. The best brokers are easy to use, and often come with both a website platform and an app so that you can access it from anywhere.
  • A strong reputation. You’ll want to have the peace of mind that your broker you’re using is well reviewed or has won industry awards.
  • A verifiable track record. The broker you choose should have a track record of solid performance that is independently verified.

Should I buy Bitcoin using American Express?


  • Familiarity. You get to trade Bitcoin using a payment method that you use all the time, eliminating a lot of the mystery behind the process.
  • Security. Your purchases are backed by Amex’s security and Know Your Customer protocols, offering enhanced security.
  • Increasingly mainstream. American Express is becoming a more widely accepted method of payment for Bitcoin platforms.



Can I buy Bitcoin anonymously with American Express?
How fast is using American Express?
Do I need a crypto wallet?
Are there low fees when using American Express to buy Bitcoin?
Can I get other cryptos with American Express?
Can I buy Bitcoin with American Express instantly?
Is American Express the easiest way to pay for Bitcoin?
Does Coinbase accept American Express?
What’s the biggest pro and con of using Amex on a peer-to-peer exchange?
How easy is it to find a peer-to-peer crypto exchange that lets you use Amex?
What’s a well known cryptocurrency marketplace that does not accept American Express?
Is using American Express recommended for beginners?
Is using American Express a more viable strategy if you plan to hold Bitcoin for the long term?

Fact-checking & references

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Jonah Keri
Financial Writer
Jonah Keri is a trader and analyst who spent 11 years at Investor's Business Daily covering the markets. He now writes about stocks, cryptocurrencies, and other… read more.