How to buy Bitcoin with Apple Pay in 2022

This guide explains how to use Apple Pay to fund your broker account, which platforms accept it as a payment method, and how to choose between them.
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Updated: May 17, 2022
Tip: our preferred broker is, eToro: visit & create account

Many people use Apple pay to fund everyday purchases and it is possible to use it to buy Bitcoin. This beginner’s guide walks you through which brokers let you deposit money with Apple Pay, and breaks down some of the most important things to think about when using one.

Can you buy BTC with Apple pay?

Yes, it’s a popular payment method and is accepted by lots of Bitcoin brokers. Using Apple pay to buy Bitcoin is a quick and easy process making it a top choice for many users. Further down this page we’ve explained the steps you need to take if you want to use Apple pay to buy Bitcoin.

Where can you buy Bitcoin using Apple pay?

Here’s a run-down of the best brokers that accept Apple Pay, which have been chosen by our team of experts based on how quick, easy, and inexpensive they are to use.

1
Min. Deposit
$1
Promotion
User Score
10
The world's largest cryptocurrency exchange with over 2bn daily users
Innovative trading platform offering enormous range of crypto coins
Supports over 60 methods of payment including PayPal
Start Trading
Description:
Binance has grown exponentially since it was founded in 2017 and is now one of, if not the biggest cryptocurrency exchanges on the market.
Payment Methods
1Pay, 2C2P, 3d Secure Credit Card, ACH, ANELIK, Abaqoos, AdvCash, AlertPay, Alfa-Click
Algocharge, AliPay, American Express, Apple Pay, AstroPay, BPAY, Bank Link, Bank Transfer, Bank Wire, Baofoo, BitGold, BitPay, Bitcoin, Boleto, Bonds, Borneo Exchanger, Bradesco, CEX.io Mobile App, CFDs, CSS System, CUPS, CartaSi, Carte Bleu, Carte Bleue, Cash, CashU, Cashier Order, Check, Check (UK only), China UinonPay, China Union Pay, China UnionPay, ClickandBuy, Commodities, Contact, Contact Z, Credit Card, Cryptocurrencies, Currencies, DCPay, DIXIPAY, Dankort, Debit Card, Dengi Online, DineroMail, DirectPay, Dotpay, E-dinar, ELV, ENets, EPS, ETFs, EXCARD, Easy2Pay, EcoPayz, Ecommpay, Ecurrencyzone, EgoPay, Emerchant Pay, Eprotections, EstroPay, Ethereum, Euro Bank Account, Euteller, Express Dotpay, Express Polish Post Office 24/7, Express Zabka Market, Ezeebill, Ezybonds, FasaPay, Fastapay, Fastbank, Faster Payments, FilsPay, Forex, GTBank, Gate2Shop, Giropay, GlobalCollect, GlobalPAY, GlobePay, Gluepay, Google Pay, Halcash, I-Account, IPS, Ideal, Indices, Individual US State License(s), Indonesia Exchanger, InstaBill, Instadebit, IntellectMoney, Interswitch, Investmate, Investmate, Itukar, KNET, Klarna, LaoForexBoard, LavaPay, Lion Payment, LiqPay, Litecoin, Lobanet, MOTO, MT4, MT5, Mailing Cash, Market Maker, Masari, Mastercard, MegaTransfer, Mister Cash, Mobile Trading App, Mobile Trading Platform, Moneta, Money Bookers, Money Order, MoneyBookers, MoneyGram, MoneyPolo, Multibanco, NETBANX, Nab, Namecoin, Neosurf, NetPay, OKPAY, OMT, OmahPoin, OnPay.ru, Online Naira, OrangePay, PAYSEC, POLi, POLi & BPay, PYEER, PagoEfectivo, Paxum, Pay Nova, PayCo, PayPal, PayRetailers, PayWeb, Payeer, Payoneer, Payonline, Payvision, Payza, Perfect Money, PocketMoni, Postbank, Powercash 21, Prepaid MasterCard, Prepaid MasterCard (I-Account), Prepaid MasterCard (Intercash), Prepaid MasterCard (Payoneer), Privat 24, Przelewy24, QIWI, RBK Money, Rapid Transfer, RegularPay, SEPA, Safecharge, SafetyPay, SahibExchange, Shilling, SmartPay, Sofort, SolidTrust Pay, SorexPay, Sporopay, Stock Certificate, Stocks, Swish, Teleingreso, Thailand Exchanger, Ticketsurf, Todito Cash, Trade Interceptor, Transact Europe Payment, Trazus, TrustPay, Trustly, UAE Exchange, UPayCard, USD, Ukash, Unet, UnionPay, Unistream, Uphold, Verve, Vietnam Exchanger, Visa, VixiPay, VoguePay, Vouchers, Wallet One, WeChat, Web Based Trading Platform, WebMoney, WebPay, Webtrader, Western Union, Wire Transfer, Wirecard, Yandex, Yandex Money, Yemadai, YuuPay, Z-Payment, Zenith, cTrader, dinpay, eCard, eCheck, eKonto, ePay bg, ePayments Transfer, eToro Mobile Trading Platform, eToro Trading Platform, eTranzact, iPay, mPay, neteller, paysafecard, postepay, skrill, unichange.me
Full regulations list:

How to buy Bitcoin with Apple pay – a step-by-step guide

Using Apple pay to buy Bitcoin isn’t a complicated process so don’t worry if you’re new to cryptocurrency. Below you’ll find the steps you need to follow to make your first purchase of Bitcoin using Apple Pay. 

  1. Create an Apple pay account. Apple pay will only work if you have an Apple device such as an iPhone. To set up your Apple pay account all you need to do is add a bank card to the wallet app on your iPhone. The process is simple and takes just a few seconds. 
  2. Find a broker and sign up. Now you have Apple pay set up, you can find a Bitcoin broker and register an account. You can check out the comparison table above or continue scrolling to find the top Bitcoin brokers that accept Apple Pay. Once you’ve found a broker, follow the steps to set up your account. 
  3. Deposit money using Apple pay Go to your brokers account and select deposit money. Next select the Apple Pay option when choosing your deposit method. After that you’ll be prompted to link your Apple pay account to your broker account. Once linked, simply enter how much you want to deposit and click the Apple Pay button. 
  4. Search for Bitcoin. Once your account has been funded you’re ready to make your Bitcoin purchase. Just search for its ticker symbol, BTC in your brokerage account and you’ll be taken to its trading page. Here you can see its latest price information and lots of other information. If you’re happy with its price, you’ll be ready to buy. 
  5. Execute the trade. Enter your trade details. You can either decide how much crypto you want to buy or how much fiat you want to use. Once you’ve input your trade details click the buy button and your position will be executed. 

Top platforms that accept Apple pay

A lot of platforms accept Apple pay and picking the best one can be a tricky task. Our cryptocurrency experts have researched the best platforms around that accept Apple Pay and you can use any of them to purchase Bitcoin. Read on to learn about each one in more detail and the steps you need to take to buy Bitcoin using Apple Pay.  

1. eToro

eToro is one of the biggest brokers around and our experts have rated it as the best place to buy Bitcoin using Apple Pay. On eToro you can buy, sell, and trade a range of crypto’s including BTC. It is also possible to invest in other assets like forex, stocks, commodities, ETFs, and indices. 

Buying Bitcoin on eToro using Apple Pay is very easy. The first step you need to take is creating an account. This is simple and you’ll need to provide your contact information together with some identification. When your account has been registered click on the ‘deposit’ button and you’ll be taken to the payment page. 

Once at the payment page you have to select Apple Pay as your payment method and enter the amount of fiat you wish to add to your account. Once your Apple Pay is linked to your eToro account you can click deposit and the funds will be transferred to your broker account immediately. Finally, search for BTC and decide how much you want to buy and click buy. 

68% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money

2. Coinbase

Coinbase is one of the best known crypto exchanges around and lets you buy BItcoin using Apple Pay. On Coinbase it is possible to buy many of the larger coins like Ethereum as well as lots of smaller coins.  

To buy Bitcoin using Apple Pay on Coinbase is very easy and you just need to follow a few steps to make your first purchase. All you have to do is search for BTC after you’ve registered an account with Coinbase. Next enter the amount of Bitcoin you want to buy and select Apple Pay as your payment method. FInally, click buy and your order will be live. 

One thing to note is that with Coinbase you are only allowed to buy crypto using Apple Pay. Adding cash, cashing out, and selling your crypto is not possible with Apple Pay. There are also fees that need to be considered before using Coinbase. Using Apple Pay comes with a 3.99% transaction fee. Fees for buying and selling crypto are approximately 0.5%. 

3. Binance

Biance is the largest cryptocurrency exchange in the world and lets you buy, sell, and trade lots of different coins. The platform caters to both new crypto investors and experienced users. Buying Bitcoin using Apple Pay on Binance is an easy process. 

To add Apple Pay as your payment method on Binance all you need to do is navigate to the ‘profile’ tab when logged into your account. Next click ‘add payment’ then scroll down and select Apple Pay from the list of options. Apple Pay will now be your preferred payment method. 

Now you’ll be able to buy your Bitcoin. All you need to do is deposit funds into your Binance account using Apple Pay. Next search for BTC and select the number of coins you want. Finally click buy and your purchase will be complete. 

Should I use Apple pay to buy Bitcoin?

It depends on your own requirements and preferences. If you already use Apple Pay for many of your everyday purchases then you’ll already be familiar with how it works and could use it to buy Bitcoin. This way all of your expenditures will be under one account which could make keeping track of your spending easier. 

Although some people prefer to keep their regular spending separate from their crypto investments. If this is the case then it could be a better idea to use another type of payment gateway. Lots of exchanges and brokers offer multiple payment methods so you could choose a different one solely for your cryptocurrency transactions. 

What are the fees for buying Bitcoin with Apple pay?

Each platform charges their own fees so it will vary depending on the broker or exchange you’re using. While using Apple Pay for non crypto purchases is usually free, some platforms charge deposit fees which can range from a fraction of a percent, all the way up to 5% or more. It’s a good idea to check your chosen platform’s fee schedule prior to using Apple Pay. 

Why don’t more brokers or exchanges support Apple pay?

A growing number of platforms are now incorporating Apple Pay as part of their deposit methods. However not all do. Regulation and costs have made it difficult for all platforms to offer Apple Pay which is why there are only a few that do. Lots of crypto exchanges let you deposit funds using bank transfers or cards and the addition of the likes of PayPal gives a variety of options for most users. 

Alternative payment methods

There are lots of payment methods available. Bank transfers or credit and debit cards are the most popular way. Although recently PayPal has stepped in the crypto market and allows you to buy Bitcoin and other coins directly from its platform. 

FAQs

Can I buy Bitcoin anonymously with Apple Pay?
How fast is buying with Apple Pay?
Do I need a crypto wallet?
Are there low fees when using Apple Pay to buy Bitcoin?
Can I hold cryptocurrency in my Apple Pay account?
Can I get other cryptos using Apple Pay?
Are Apple Pay transactions instant?
Is Apple Pay the easiest way to get Bitcoin?
Does Coinbase accept Apple Pay?
What’s a well known cryptocurrency marketplace that does not accept Apple Pay?
Is using Apple Pay recommended for beginners?
Is using Apple Pay a more viable strategy if you plan to hold Bitcoin for a while?

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Prash Raval
Financial Writer
When not researching stocks or trading, Prash can be found either on the golf course, walking his dog or teaching his son how to kick a… read more.