How to buy Bitcoin with Apple Pay

This guide explains how to use Apple Pay to fund your broker account, which platforms accept it as a payment method, and how to choose between them.
By: Jonah Keri
Jonah Keri
Jonah Keri is a trader and analyst who spent 11 years at Investor's Business Daily covering the markets. He… read more.
Updated: Jun 23, 2021
Tip: our preferred broker is, eToro: visit & create account

This beginner’s guide walks you through which Bitcoin brokers let you deposit money with Apple Pay, and breaks down some of the most important things to think about when using one.

Where can you buy Bitcoin with Apple Pay?

Here’s a run-down of the best brokers that accept Apple Pay, which have been chosen by our team of experts based on how quick, easy, and inexpensive they are to use.

1
Min. Deposit
$50
Exclusive promotion
User Score
10
Accepts customers from the USA
Offers 15 crypto coins to buy&sell including BTC, LTC, ETC, NEO and more
Trade on the world's leading social trading and investing platform
Start Trading
Description:
eToro offers a wide range of cryptos, such as Bitcoin, XRP and others, alongside crypto/fiat and crypto/crypto pairs. eToro users can connect with, learn from, and copy or get copied by other users.
Payment Methods
Bank Transfer, Wire Transfer
Full regulations list:
CySEC, FCA
2
Min. Deposit
$1
Exclusive promotion
User Score
9.3
The world's largest cryptocurrency exchange with over 2bn daily users
Innovative trading platform offering enormous range of crypto coins
Supports over 60 methods of payment including PayPal
Start Trading
Description:
Binance has grown exponentially since it was founded in 2017 and is now one of, if not the biggest cryptocurrency exchanges on the market.
Payment Methods
1Pay, 2C2P, 3d Secure Credit Card, ACH, ANELIK, Abaqoos, AdvCash, AlertPay, Alfa-Click
Algocharge, AliPay, American Express, Apple Pay, AstroPay, BPAY, Bank Link, Bank Transfer, Bank Wire, Baofoo, BitGold, BitPay, Bitcoin, Boleto, Bonds, Borneo Exchanger, Bradesco, CEX.io Mobile App, CFDs, CSS System, CUPS, CartaSi, Carte Bleu, Carte Bleue, Cash, CashU, Cashier Order, Check, Check (UK only), China UinonPay, China Union Pay, China UnionPay, ClickandBuy, Commodities, Contact, Contact Z, Credit Card, Cryptocurrencies, Currencies, DCPay, DIXIPAY, Dankort, Debit Card, Dengi Online, DineroMail, DirectPay, Dotpay, E-dinar, ELV, ENets, EPS, ETFs, EXCARD, Easy2Pay, EcoPayz, Ecommpay, Ecurrencyzone, EgoPay, Emerchant Pay, Eprotections, EstroPay, Ethereum, Euro Bank Account, Euteller, Express Dotpay, Express Polish Post Office 24/7, Express Zabka Market, Ezeebill, Ezybonds, FasaPay, Fastapay, Fastbank, Faster Payments, FilsPay, Forex, GTBank, Gate2Shop, Giropay, GlobalCollect, GlobalPAY, GlobePay, Gluepay, Halcash, I-Account, IPS, Ideal, Indices, Individual US State License(s), Indonesia Exchanger, InstaBill, Instadebit, IntellectMoney, Interswitch, Investmate, Itukar, KNET, Klarna, LaoForexBoard, LavaPay, Lion Payment, LiqPay, Litecoin, Lobanet, MOTO, MT4, MT5, Mailing Cash, Market Maker, Masari, Mastercard, MegaTransfer, Mister Cash, Mobile Trading App, Mobile Trading Platform, Moneta, Money Bookers, Money Order, MoneyBookers, MoneyGram, MoneyPolo, Multibanco, NETBANX, Nab, Namecoin, Neosurf, NetPay, OKPAY, OMT, OmahPoin, OnPay.ru, Online Naira, OrangePay, PAYSEC, POLi, POLi & BPay, PYEER, PagoEfectivo, Paxum, Pay Nova, PayCo, PayPal, PayRetailers, PayWeb, Payeer, Payoneer, Payonline, Payvision, Payza, Perfect Money, PocketMoni, Postbank, Powercash 21, Prepaid MasterCard, Prepaid MasterCard (I-Account), Prepaid MasterCard (Intercash), Prepaid MasterCard (Payoneer), Privat 24, Przelewy24, QIWI, RBK Money, Rapid Transfer, RegularPay, SEPA, Safecharge, SafetyPay, SahibExchange, Shilling, SmartPay, Sofort, SolidTrust Pay, SorexPay, Sporopay, Stock Certificate, Stocks, Swish, Teleingreso, Thailand Exchanger, Ticketsurf, Todito Cash, Trade Interceptor, Transact Europe Payment, Trazus, TrustPay, Trustly, UAE Exchange, UPayCard, USD, Ukash, Unet, UnionPay, Unistream, Uphold, Verve, Vietnam Exchanger, Visa, VixiPay, VoguePay, Vouchers, Wallet One, WeChat, Web Based Trading Platform, WebMoney, WebPay, Webtrader, Western Union, Wire Transfer, Wirecard, Yandex, Yandex Money, Yemadai, YuuPay, Z-Payment, Zenith, Array, cTrader, dinpay, eCard, eCheck, eKonto, ePay bg, ePayments Transfer, eToro Mobile Trading Platform, eToro Trading Platform, eTranzact, iPay, mPay, neteller, paysafecard, postepay, skrill, unichange.me
Full regulations list:
3
Min. Deposit
$20
Exclusive promotion
User Score
8.7
Margin Trading with full legal compliance
Cryptocurrency staking
Various Payment options
Start Trading
Description:
Cex.io offers exchange of fiat currency for Bitcoin Ethereum, Tether, and 23 other cryptocurrencies, as well as Bitcoin/Ethereum trading against the USD.
Payment Methods
Credit Card, Cryptocurrencies, Debit Card, Wire Transfer, skrill
Full regulations list:

What is an Apple Pay Bitcoin broker?

A broker that offers Bitcoin and lets you fund your account using Apple Pay. In general, a Bitcoin broker is a service that offers Bitcoin at a fixed price and executes your trades for you. It usually charges a small fee for doing so, and one of the features of using Apple Pay is that it tends to be a bit more expensive than using a standard payment method, like a bank transfer. 

How to deposit and withdraw via Apple Pay

Deposit

To deposit money , you generally need to follow the these steps:

  1. Open an account and then verify your identity
  2. Go to your broker’s website, and select the “Apple Pay” option on the “Add money” screen. 
  3. After that, you’ll be prompted to link your Apple Pay account to your brokerage account.
  4. Add money to your Bitcoin wallet by entering an amount and selecting Apple Pay as the payment method.

Withdraw

You cannot withdraw Bitcoin to your Apple Pay account as it cannot hold cryptocurrency. However, if you’re selling Bitcoin and need to withdraw your money afterwards, you can simply select Apple Pay as the withdrawal option if you’ve already linked your account to the broker. If not, then select “withdraw” and follow the same steps as above.

What should I look for in an Apple Pay Bitcoin broker?

As well as accepting your payment method of choice, make sure your broker offers superior service too. Here are some key traits to look for:

  • Low withdrawal and deposit charges. The fees you’ll have to pay are typically a bit higher than what you’d have to pay if you use a credit card for the purchase instead. Still, rates can vary. Our guides will help you find the best deal around.
  • Speed. Ideally, your broker will enable you to execute trades quickly.
  • Ease of use. The best platforms are quick and easy to use, with a clean interface that means you can always find what you want without spending a long time looking. You should also look for platforms that have their own app so you can access your account on the go.
  • A strong reputation. Positive reviews and industry awards are two of the most positive indicators for a broker’s reputation. Take the extra time to read up on the accolades of the platform you plan to choose.
  • A verifiable track record. Make sure that your broker has been around for long enough to build up a track record of solid performance.

Should I buy BTC with Apple Pay?

Pros

  • Fast and easy. Apple Pay is one of the fastest and easiest ways to make purchases around the world. 
  • Secure transactions. It offers robust security features, giving you an extra layer of protection.
  • Increasingly mainstream. Apple Pay is being accepted by more and more brokers all the time.

Cons

FAQs

Can I buy Bitcoin anonymously with Apple Pay?
How fast is buying with Apple Pay?
Do I need a crypto wallet?
Are there low fees when using Apple Pay to buy Bitcoin?
Can I hold cryptocurrency in my Apple Pay account?
Can I get other cryptos using Apple Pay?
Are Apple Pay transactions instant?
Is Apple Pay the easiest way to get Bitcoin?
Does Coinbase accept Apple Pay?
What’s the biggest pro and con of using Apple Pay on a peer-to-peer exchange?
How easy is it to find a peer-to-peer exchange that accepts Apple Pay?
What’s a well known cryptocurrency marketplace that does not accept Apple Pay?
Is using Apple Pay recommended for beginners?
Is using Apple Pay a more viable strategy if you plan to hold Bitcoin for a while?

Fact-checking & references

Our editors fact-check all content to ensure compliance with our strict editorial policy. The information in this article is supported by the following reliable sources.

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Jonah Keri
Financial Writer
Jonah Keri is a trader and analyst who spent 11 years at Investor's Business Daily covering the markets. He now writes about stocks, cryptocurrencies, and other… read more.