How to buy Bitcoin with Klarna in 2023

This introductory guide explains how to buy Bitcoin with Klarna. Follow our simple three step guide to make your first purchase.
Updated: May 25, 2023

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Firstly, the most important question to answer is: can I buy Bitcoin with Klarna?

Yes, you can buy Bitcoin through Sofort, Klarna’s buy now payment service. Or you can use Klarna to fund a trading account and buy Bitcoin that way.

You just need a crypto exchange that accepts Klarna deposits. And we’re here to help.

How to buy Bitcoin with Klarna – a step-by-step guide

It takes about 15 minutes to buy BTC with Klarna. Have a copy of your photo ID to hand and follow this guide to get started.

Step 1. Sign up with Start Trading

We recommend Start Trading as the best platform to use to buy BTC with Klarna.

Step 2. Create an account

You need an account before you can buy anything. Sign up with your contact details and a form of ID for verification.

Step 3. Make a deposit via Klarna

Enter how much you want to deposit and select Klarna as your payment method from the list of options.

Step 4. Use the search box to find Bitcoin

Use the search box on the home page to search for Bitcoin and the currency you want to pay in (such as GBP).

Step 5. Make your purchase

Enter how much Bitcoin you want to buy, check the details and process the transaction. Once the payment goes through, your new Bitcoin will show up in your exchange account.

Top Bitcoin platforms that accept Klarna

Quick answers to key questions

Can I buy crypto with Klarna?

Yes, you aren’t limited to buying Bitcoin alone. The only limit is which coins are available on the exchange you’ve chosen. Most crypto exchanges that support Klarna as a payment method offer 50+ cryptocurrencies and many offer hundreds more.

Is Klarna safe?

Yes, it’s completely safe to use Klarna. The only risk to look out for is to make sure you sign up to a regulated Klarna Bitcoin broker when buying Bitcoin. Using an unregulated broker platform can put your money at risk.

How much does it cost to buy Bitcoin via Klarna?

The average cost is between 1-2% of the total transaction value. The total amount varies depending on the broker, but if you buy Bitcoin with Sofort you’ll be able to access the best rates as it’s just like paying with a bank transfer.

Can I store Bitcoin in my Klarna account?

No, Klarna doesn’t allow cryptocurrency storage. To keep your coins safe, you should use a Bitcoin wallet, which is an app that protects cryptocurrency behind a unique private key.

Why don’t more crypto platforms support Klarna?

Klarna is a buy now, pay later (BNPL) service, and crypto platforms generally don’t let you buy coins on credit. However, you’ll find that many more platforms let you buy Bitcoin with Sofort, which is a payment service fully owned by Klarna.

Sofort is simply a more convenient way to pay for online payments using your bank account. Buying Bitcoin with Sofort is simple and available with any crypto platform that accepts deposits from a bank account – which is virtually all of them.

Should I buy Bitcoin using Klarna?

Yes, if you’re happy to use Sofort, Klarna’s payment service. Buying Bitcoin with Sofort is simple and straightforward, and a more convenient way to make Bitcoin purchases from your bank account than typing in long card details every time.

Buying Bitcoin with Klarna’s buy now, pay later service is much more difficult. Few crypto platforms accept deposits from these types of schemes. Here are some pros and cons of buying Bitcoin with Sofort (Klarna).


  • Make deposits straight from your bank account
  • Don’t need to create an account to make the deposits
  • Pay for your Bitcoin purchases later on


Is there an alternative to buying cryptocurrency with Klarna?

There are plenty of alternatives, whether you want to pay through an online payment provider or go down a more traditional route. Here are some of the different ways to pay for your Bitcoin purchase.


Can I buy Bitcoin with Klarna on Coinbase?
Can I buy Bitcoin with Klarna on Cash App?
How do I fund my crypto account with Klarna?
Can I buy Bitcoin with Klarna instantly?
Can I buy Bitcoin with Klarna anonymously?

Sources & references
Risk disclaimer
James Knight
Editor of Education
James is a lead content editor for Invezz. He's an avid trader and golfer, who spends an inordinate amount of time watching Leicester City and the… read more.