How to buy Bitcoin with Netspend card in 2023

This introductory guide explains how to buy Bitcoin with Netspend card. Follow our simple three step guide to make your first purchase.
Updated: Mar 16, 2023

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Firstly, the most important question to answer is: can I buy Bitcoin with Netspend card?

No, Netspend card doesn’t allow you to purchase cryptocurrency. However, you can use Netspend card to fund a trading account and buy Bitcoin that way.

You just need a crypto exchange that accepts Netspend card deposits. And we’re here to help.

How to buy Bitcoin with Netspend card – a step-by-step guide

It takes about 15 minutes to buy BTC with Netspend card. Have a copy of your photo ID to hand and follow this guide to get started.

Step 1. Sign up with eToro

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Step 2. Create an account

You need an account before you can buy anything. Sign up with your contact details and a form of ID for verification.

Step 3. Make a deposit via Netspend card

Enter how much you want to deposit and select Netspend card as your payment method from the list of options.

Step 4. Use the search box to find Bitcoin

Use the search box on the home page to search for Bitcoin and the currency you want to pay in (such as GBP).

Step 5. Make your purchase

Enter how much Bitcoin you want to buy, check the details and process the transaction. Once the payment goes through, your new Bitcoin will show up in your exchange account.

Top Bitcoin platforms that accept Netspend card

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3. Bitstamp. Best for professionals & trading with APIs


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Quick answers to key questions

Can I buy crypto with Netspend card?

Yes, you aren’t limited to buying Bitcoin alone. The only limit is which coins are available on the exchange you’ve chosen. Most crypto exchanges that support Netspend card as a payment method offer 50+ cryptocurrencies and many offer hundreds more.

Is Netspend card safe?

Yes, it’s completely safe to use Netspend card. The only risk to look out for is to make sure you sign up to a regulated Netspend card Bitcoin broker when buying Bitcoin. Using an unregulated broker platform can put your money at risk.

How much does it cost to buy Bitcoin via Netspend card?

Most crypto platforms charge a commission of 1-2% on every Bitcoin purchase. There are no additional fees for paying with a Netspend card.

Can I store Bitcoin on my Netspend card?

No, the Netspend card is a prepaid card, not a crypto wallet. You can use it to fund your Bitcoin trading account, but you can’t use it to store your Bitcoin.

For that, you need a Bitcoin wallet, which is an app that stores cryptocurrency securely behind a unique password.

Why don’t more crypto platforms support Netspend card?

Most crypto platforms do accept prepaid cards, like Netspend. If they don’t, it’s usually because they require stringent ID checks, and Neteller is a card you can top up in cash at local stores, so it’s more difficult to track where the money came from.

Should I buy Bitcoin using Netspend card?

Yes, it’s a simple and low-fee way to pay for your Bitcoin purchases. It’s convenient to use a prepayment card to fund your crypto trading account, and you can earn cashback benefits from your card whenever you use it.

The only drawback is that there are some limits in terms of which crypto brokers and exchanges accept Netspend deposits. Here is a quick summary of the pros and cons of using Netspend.


  • Easy to top up a Netspend card in 100,000s of local stores
  • Normally no additional fees for making a deposit with Netspend
  • Convenient to use your day-to-day payment card to make Bitcoin purchases


Is there an alternative to buying cryptocurrency with Netspend card?

There are plenty of alternatives, whether you want to pay through an online payment provider or go down a more traditional route. Here are some of the different ways to pay for your Bitcoin purchase.


Can I buy Bitcoin with Netspend card on Coinbase?
Can I buy Bitcoin with Netspend card on Cash App?
How do I fund my crypto account with Netspend card?
Can I buy Bitcoin with Netspend card instantly?
Can I buy Bitcoin with Netspend card anonymously?

Sources & references
Risk disclaimer

Invezz is a place where people can find reliable, unbiased information about finance, trading, and investing – but we do not offer financial advice and users should always carry out their own research. The assets covered on this website, including stocks, cryptocurrencies, and commodities can be highly volatile and new investors often lose money. Success in the financial markets is not guaranteed, and users should never invest more than they can afford to lose. You should consider your own personal circumstances and take the time to explore all your options before making any investment. Read our risk disclaimer >

James Knight
Editor of Education
James is a lead content editor for Invezz. He's an avid trader and golfer, who spends an inordinate amount of time watching Leicester City and the… read more.