How to buy Bitcoin with Zelle in 2023

This introductory guide explains how to buy Bitcoin with Zelle. Follow our simple three step guide to make your first purchase.
Updated: Jan 25, 2023
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Firstly, the most important question to answer is: can I buy Bitcoin with Zelle?

No, Zelle doesn’t allow you to purchase cryptocurrency. However, you can use Zelle to fund a trading account and buy Bitcoin that way.

You just need a crypto exchange that accepts Zelle deposits. And we’re here to help.

How to buy Bitcoin with Zelle – a step-by-step guide

It takes about 15 minutes to buy BTC with Zelle. Have a copy of your photo ID to hand and follow this guide to get started.

Step 1. Sign up with eToro

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Step 2. Create an account

You need an account before you can buy anything. Sign up with your contact details and a form of ID for verification.

Step 3. Make a deposit via Zelle

Enter how much you want to deposit and select Zelle as your payment method from the list of options.

Step 4. Use the search box to find Bitcoin

Use the search box on the home page to search for Bitcoin and the currency you want to pay in (such as GBP).

Step 5. Make your purchase

Enter how much Bitcoin you want to buy, check the details and process the transaction. Once the payment goes through, your new Bitcoin will show up in your exchange account.

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3. Bitstamp. Best for professionals & trading with APIs


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Quick answers to key questions

Can I buy crypto with Zelle?

Yes, you aren’t limited to buying Bitcoin alone. The only limit is which coins are available on the exchange you’ve chosen. Most crypto exchanges that support Zelle as a payment method offer 50+ cryptocurrencies and many offer hundreds more.

Is Zelle safe?

Yes, it’s completely safe to use Zelle. The only risk to look out for is to make sure you sign up to a regulated Zelle Bitcoin broker when buying Bitcoin. Using an unregulated broker platform can put your money at risk.

How much does it cost to buy Bitcoin via Zelle?

It depends on the broker. A fee of 1-2% on each transaction is quite standard but it varies; some platforms offer free trading, others may charge a premium for making a deposit via Zelle.

Can I store Bitcoin in my Zelle account?

No, you can’t store Bitcoin on Zelle.

Instead, you have a couple of options. You can either keep Bitcoin in your trading account or move it to a dedicated crypto wallet. The first option is more convenient, the second is more secure.

Why don’t more crypto platforms support Zelle?

Zelle is still quite limited in terms of scope. You have to have a US bank account to sign up and its global footprint remains small as a result.

More platforms may add it over time. Zelle is backed by big time financial institutions, like Bank of America and Morgan Stanley. It’s likely to keep growing, but for now it’s not popular enough to be available on many crypto platforms.

Should I buy Bitcoin using Zelle?

You should be aware that few crypto brokers accept Zelle deposits right now. It’s still new


  • Manage your crypto purchases from your payments app
  • A growing payment method, backed by big name financial institutions
  • The Zelle app is linked to thousands of banks already


Is there an alternative to buying cryptocurrency with Zelle?

There are plenty of alternatives, whether you want to pay through an online payment provider or go down a more traditional route. Here are some of the different ways to pay for your Bitcoin purchase.


Can I buy Bitcoin with Zelle on Coinbase?
Can I buy Bitcoin with Zelle on Cash App?
How do I fund my crypto account with Zelle?
Can I buy Bitcoin with Zelle instantly?
Can I buy Bitcoin with Zelle anonymously?

Sources & references
Risk disclaimer

Invezz is a place where people can find reliable, unbiased information about finance, trading, and investing – but we do not offer financial advice and users should always carry out their own research. The assets covered on this website, including stocks, cryptocurrencies, and commodities can be highly volatile and new investors often lose money. Success in the financial markets is not guaranteed, and users should never invest more than they can afford to lose. You should consider your own personal circumstances and take the time to explore all your options before making any investment. Read our risk disclaimer >

James Knight
Editor of Education
James is a lead content editor for Invezz. He's an avid trader and golfer, who spends an inordinate amount of time watching Leicester City and the… read more.