How to Buy Bitcoin with iDEAL in 2025

Firstly, the most important question to answer is: can I buy Bitcoin with iDEAL?

Yes, you can use iDEAL to buy Bitcoin, but not directly.

Instead, you can use iDEAL to fund a trading account and buy Bitcoin that way.

This means you’ll need to select a crypto exchange that accepts iDEAL deposits. And, we’re here to help you do that.

How to Buy Bitcoin with iDEAL in 5 Steps

It takes between 15-45 minutes to buy BTC with iDEAL the first time.

After you’re all set up, it takes just a minute.

You’ll want to have a copy of your photo ID, a computer or smart phone, and some cash to invest.

Let’s get started.

Step 1. Choose a crypto platform that accepts iDEAL

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We recommend eToro as the best platform to use to buy Bitcoin with iDEAL.

However, there are several options, which you can compare in more detail below.

4.6

eToro

Min. Deposit $100

Fees 1%

No. assets 3600+

Demo account Yes

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eToro review

eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 2. Create an account

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You need an account before you can buy anything.

Sign up with your contact details and a form of ID for verification.

Depending on the platform, this can take anywhere from a few minutes to a couple of days to be approved.

Step 3. Make a deposit via iDEAL

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Once you’re on the platform, you’ll be prompted to deposit for the first time.

Here, you need to enter how much you want to deposit, usually there’s a minimum such as $10, $50, or $100.

Select iDEAL as your payment method from the list of options and off you go.

You should see the funds arrive in your account fairly quickly!

Step 4. Use the search box to find Bitcoin

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Now that you have funded your account with iDEAL, you can search for Bitcoin or BTC on the app to make an investment.

You’ll likely be able to purchase using a range of currencies, with the most common being USDT, USD, GBP or EUR.

Depending on which currency you deposited, you may even need to convert your funds into another base currency. 

Step 5. Make your purchase

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Enter how much Bitcoin you want to buy, for instance $100, check that you’re happy with the details, and click the trade or buy button.

The trade should execute immediately, and your new Bitcoin should show up in your exchange account immediately.

Now you own Bitcoin, purchased with iDEAL! Not a big deal, right?

Top Bitcoin Platforms That Accept iDEAL

1. eToro. Best for beginners, copy-trading & demo-account

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4.5

Ratings

$100

Min. deposit

0% commission

Fees

3,600

No. assets

Yes

Demo account

Overview

We love eToro because it’s an easy place to trade the currency markets. Forex can be intimidating, but eToro strips back the complexity to give you a platform where you can trade 50+ currencies at competitive prices and with up to 30x leverage*.

*CFDs trading is restricted for US users.

As well as being a broker that offers lots of investor protection, eToro offers a very social trading experience. You can easily see how all the major and minor forex pairs are performing every day, track how investors feel about every one of those currencies, and copy other people’s trade suggestions from your desktop or the eToro app.

The fees: eToro charges a fee on currency trades through the spread. Spreads are variable depending on the currency and start from 1 pip for EUR/USD trades, 1.5 pips for EUR/GBP, and 2 pips for GBP/USD. Overnight and weekend fees apply.

Highlights

No. of tradable assets	3600+
Min. Deposit	$100
ID verification required	Yes
Free demo account	Yes
Supported assets	Stock CFDs, ETF CFDs, Forex CFDs, Index CFDs, Commodity CFDs, NFTs, Crypto
Mobile trading app	Yes
Web trading platform	Yes
Regulatory bodies	ASIC, FCA, CySEC, FinCEN

Fees & Costs

Trading fees	Yes, on certain assets
Inactivity fees	Yes
Rollover/overnight fees	Yes, on CFDs
Withdrawal fees	Yes
Spreads	Yes, on certain assets
Conversion fees	Yes, for non-USD currencies

Pros & Cons

Great for beginners, simple to set up and get started Competitive, industry-leading commissions Popular ‘Copy Portfolios’ function lets you follow top traders Excellent customer service, with live chat support provided

Comparatively high fees for withdrawals and account inactivity Does not integrate with the MetaTrader platform High spreads on some assets

Read review Visit eToro

51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Quick Answers to Key Questions

Can I buy crypto with iDEAL?

Yes, you aren’t limited to buying Bitcoin alone.

The only limit is which coins are available on the exchange you’ve chosen.

Most crypto exchanges that support iDEAL as a payment method offer 50+ cryptocurrencies and many offer hundreds more, so you have plenty of options.

Is iDEAL safe?

Yes, it’s completely safe to use iDEAL.

The only risk to look out for is to make sure you sign up to a regulated iDEAL Bitcoin broker.

Regulated platforms offer greater investor protection, and usually mean the service has had to abide by certain rules – such as storing your funds separately to the money it uses to run its business, or auditing its reserves to proof it has capital on hand.

Using an unregulated broker platform, on the other hand, can put your money at risk, because you won’t benefit from these protections.

How much does it cost to buy Bitcoin via iDEAL?

The cost to buy Bitcoin via iDEAL varies depending on the exchange or brokerage platform you use.

Using iDEAL is free of charge, but you’ll need to pay a fee with your broker; generally, anything above $3 or 2% is expensive, with most platforms charging you around the 1% mark.

Can I store Bitcoin in my iDEAL account?

No, iDEAL is a payment processing service and you cannot store Bitcoin on it.

You have two choices when it comes to storing your BTC: keep it on the exchange you used to buy it, or use a dedicated Bitcoin wallet.

Why don’t more crypto platforms support iDEAL?

One reason can be that not enough customers use it, and so the cost and resources required to accept iDEAL simply aren’t worth it.

Another reason is that some payment processing systems charge quite high fees to the merchant, which again means it makes less financial sense to allow payments that way.

Ultimately, if iDEAL grows in popularity, then it’s likely that more crypto exchanges or brokers will start accepting it.

Most brokers tend to accept a few popular payment methods, like debit cards, credit cards, and bank transfers.

Can I buy Bitcoin using iDEAL with no ID verification?

It’s not possible to buy Bitcoin using iDEAL without ID verification, as this goes against the Know Your Customer (KYC) and anti-money laundering (AML) regulations.

These regulations mandate ID verification to prevent illicit activities, like money laundering or fraud. 

Most payment providers, as well as trading platforms or centralized exchanges allowing cryptocurrency transactions, require users to verify their identity.

This process typically involves submitting personal information, including but not limited to: 

• Full, legal name,
• Address, 
• A government-issued photo ID. 

These steps are legally necessary and serve as security measures to protect users from fraud and prevent illegal activities. 

Some peer-to-peer platforms facilitate Bitcoin purchases using iDEAL without ID verification, but these transactions carry significant risks, including scams and higher fees.

Should I Buy Bitcoin Using iDEAL?

Yes, you may want to consider buying Bitcoin with iDEAL.

It all comes down to personal preference. If it’s easy for you to fund your crypto brokerage account and offers you an easy way to use your online banking details to make payments, then yes, absolutely.

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