How to buy Bitcoin with Zelle in 2024

This introductory guide explains how to buy Bitcoin with Zelle. Follow our simple three step guide to make your first purchase.
Updated: Jan 29, 2024

Firstly, the most important question to answer is: can I buy Bitcoin with Zelle?

No, Zelle doesn’t allow you to purchase cryptocurrency. However, you can use Zelle to fund a trading account and buy Bitcoin that way.

You just need a crypto exchange that accepts Zelle deposits. And we’re here to help.

How to buy Bitcoin with Zelle – a step-by-step guide

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It takes about 15 minutes to buy BTC with Zelle. Have a copy of your photo ID to hand and follow this guide to get started.

Step 1. Sign up with eToro

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We recommend eToro as the best platform to use to buy BTC with Zelle.

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£ 75
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Payment Methods:
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Full Regulations:

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Step 2. Create an account

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You need an account before you can buy anything. Sign up with your contact details and a form of ID for verification.

Step 3. Make a deposit via Zelle

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Enter how much you want to deposit and select Zelle as your payment method from the list of options.

Step 4. Use the search box to find Bitcoin

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Use the search box on the home page to search for Bitcoin and the currency you want to pay in (such as GBP).

Step 5. Make your purchase

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Enter how much Bitcoin you want to buy, check the details and process the transaction. Once the payment goes through, your new Bitcoin will show up in your exchange account.

Top Bitcoin platforms that accept Zelle

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Quick answers to key questions

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Can I buy crypto with Zelle?

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Yes, you aren’t limited to buying Bitcoin alone. The only limit is which coins are available on the exchange you’ve chosen. Most crypto exchanges that support Zelle as a payment method offer 50+ cryptocurrencies and many offer hundreds more.

Is Zelle safe?

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Yes, it’s completely safe to use Zelle. The only risk to look out for is to make sure you sign up for a regulated Zelle Bitcoin broker when buying Bitcoin. Using an unregulated broker platform can put your money at risk.

How much does it cost to buy Bitcoin via Zelle?

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It depends on the broker. A fee of 1-2% on each transaction is quite standard but it varies; some platforms offer free trading, and others may charge a premium for depositing Zelle.

Can I store Bitcoin in my Zelle account?

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No, you can’t store Bitcoin on Zelle.

Instead, you have a couple of options. You can either keep Bitcoin in your trading account or move it to a dedicated crypto wallet. The first option is more convenient, the second is more secure.

Why don’t more crypto platforms support Zelle?

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Zelle is still quite limited in terms of scope. You have to have a US bank account to sign up and its global footprint remains small as a result.

More platforms may add it over time. Zelle is backed by big time financial institutions, like Bank of America and Morgan Stanley. It’s likely to keep growing, but for now it’s not popular enough to be available on many crypto platforms.

Should I buy Bitcoin using Zelle?

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You should be aware that few crypto brokers accept Zelle deposits right now. It’s still new


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  • Manage your crypto purchases from your payments app
  • A growing payment method, backed by big-name financial institutions
  • The Zelle app is linked to thousands of banks already


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Is there an alternative to buying cryptocurrency with Zelle?

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There are plenty of alternatives, whether you want to pay through an online payment provider or go down a more traditional route. Here are some of the different ways to pay for your Bitcoin purchase.

Sign up & fund account


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Can I buy Bitcoin with Zelle on Coinbase?
Can I buy Bitcoin with Zelle on Cash App?
How do I fund my crypto account with Zelle?
Can I buy Bitcoin with Zelle instantly?
Can I buy Bitcoin with Zelle anonymously?

Sources & references
Risk disclaimer
James Knight
Editor of Education
James is the Editor of Education for Invezz, where he covers topics from across the financial world, from the stock market, to cryptocurrency, to macroeconomic markets.... read more.