Cardano Staking Calculator: Work Out Interest & Rewards

The Invezz Cardano calculator helps you work out how much you can earn from staking Cardano. Use the Cardano interest calculator to find out what your expected profits could be.
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Updated on Sep 5, 2024
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Find out instantly how much ADA interest you could generate by entering your staking amount and how long you want to stake your Cardano (ADA) for. 

Calculate your ADA staking rewards

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Results:
Ending balance
of which is reward
Year Reward () Balance ()

How to use our Cardano staking APY calculator

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The Cardano rewards calculator is super simple. Just follow these steps to find out how much you could earn through staking Cardano today.

  1. Enter how much Cardano you want to stake. You stake as much or as little ADA as you like.
  2. Choose your reward frequency. Put in whether you’re going to receive your rewards daily, weekly, monthly, or annually. 
  3. Enter the interest rate. The rewards rate is an annual rate, even if you receive daily payouts.
  4. Enter how long you want to stake your ADA for. Normally, the longer you lock your money up for, the higher the possible rewards.

And that’s it! The results update automatically as soon as you change any of the details.

Where to stake Cardano

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Our preferred platform for staking Cardano is Plus500 . It’s a great place to store and keep your money safe while also offering a range of staking and payout options.

Plus500 review
4.5
Plus500
Min. Deposit $100
Fees From 2%
No. assets 2800+
Demo account Yes

Plus500 review

CFD service. 82% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

This information is NOT relevant to EU residents who are to be serviced by EU subsidiaries of the Plus500 Group, such as Plus500CY Ltd, authorised by CySEC (Reg. 250/14). Different regulatory requirements apply in Europe such as leverage limitations and bonus restrictions.

How do I stake Cardano?

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The easiest way to stake ADA is to use a platform like Plus500 to join a staking pool. The staking platform takes care of the technical side of things for you and pays out your rewards straight into your account at regular intervals, just like how a bank credits a savings account at the end of each month.

Once you’ve chosen a platform and created an account, you usually just need to send your ADA to the built-in wallet. Sometimes you need to actively choose to stake, while with other platforms the Cardano is staked automatically once you have some in your account.

For example, with a service like Nexo, you start earning interest immediately, as soon as you have ADA in your Nexo account. You then have the option to create fixed-term contracts which pay higher rates for a period of time.

But there are other platforms, like Binance or eToro, where you can buy a wider variety of coins but staking is either a more active process or the fees for doing so are considerably higher: between 35-45% on eToro or 25-35% on Binance.

How much can I make by staking Cardano?

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Use the Cardano earn calculator to find out exactly how much you could make. However, in almost every instance staking ADA pays a better rate of interest than keeping fiat currency in a bank savings account.

For example, if you have $1000 in a savings account paying 1% interest, over the course of the year you would earn $10. This is normally paid into your account on a monthly basis.

Cardano staking rewards are higher, more flexible, and can be paid out more frequently. For instance, if you spend $1000 to buy ADA and deposit it onto a staking platform, then you may be able to earn significantly more and receive that money on a daily basis. If the ADA reward was 8%, this would be the calculation:

$1000 x 8% APY rewards = $80

$80/365 days = $0.21 per day

Or in Cardano:

1 ADA x 8% APY rewards = 0.08 ADA

0.08 ADA/365 days = 0.0002 ADA per day

You can also choose to adjust your staking amount or withdraw your money at any time without losing out on your rewards. The trade-off is that the price of the coin is more volatile than fiat currency and the value of your holdings can fluctuate dramatically. 


Sources & references

Prash Raval

Prash Raval

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Prash is a financial writer for Invezz covering FX, the stock market and investing. For over a decade he has traded spot FX full time while running an educational service helping novice traders learn the markets. He has a keen interest in micro and small cap stocks....