How to buy Litecoin with Debit Card in 2022

One of the easiest and most convenient ways to to buy Litecoin is through a debit card. This page shows you how to do so, and compares the best brokers to use.
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Updated: Mar 7, 2022
Tip: our preferred broker is, eToro: visit & create account

This beginner friendly guide explains how you can buy Litecoin using a debit card in 2022. Continue reading to find a step-by-step guide, a list of the top brokers accepting debit cards, and answers to common questions. 

Can you buy LTC with a debit card?

Yes, you can buy Litecoin using a debit card with most brokers. The best cryptocurrency brokers usually have a range of different payment options available and debit cards are usually at the top of the list. Using a debit card to buy LTC is often the preferred method for investors who want to use fiat currency to buy crypto.

Where can I buy Litecoin with a debit card?

In the table below our crypto experts have selected three of the top brokers who let you fund your account using a debit card, which you can then use to buy Litecoin. Click any of the links to register in just a few minutes. 

1
Min. Deposit
$1
Promotion
User Score
10
The world's largest cryptocurrency exchange with over 2bn daily users
Innovative trading platform offering enormous range of crypto coins
Supports over 60 methods of payment including PayPal
Start Trading
Description:
Binance has grown exponentially since it was founded in 2017 and is now one of, if not the biggest cryptocurrency exchanges on the market.
Payment Methods
1Pay, 2C2P, 3d Secure Credit Card, ACH, ANELIK, Abaqoos, AdvCash, AlertPay, Alfa-Click
Algocharge, AliPay, American Express, Apple Pay, AstroPay, BPAY, Bank Link, Bank Transfer, Bank Wire, Baofoo, BitGold, BitPay, Bitcoin, Boleto, Bonds, Borneo Exchanger, Bradesco, CEX.io Mobile App, CFDs, CSS System, CUPS, CartaSi, Carte Bleu, Carte Bleue, Cash, CashU, Cashier Order, Check, Check (UK only), China UinonPay, China Union Pay, China UnionPay, ClickandBuy, Commodities, Contact, Contact Z, Credit Card, Cryptocurrencies, Currencies, DCPay, DIXIPAY, Dankort, Debit Card, Dengi Online, DineroMail, DirectPay, Dotpay, E-dinar, ELV, ENets, EPS, ETFs, EXCARD, Easy2Pay, EcoPayz, Ecommpay, Ecurrencyzone, EgoPay, Emerchant Pay, Eprotections, EstroPay, Ethereum, Euro Bank Account, Euteller, Express Dotpay, Express Polish Post Office 24/7, Express Zabka Market, Ezeebill, Ezybonds, FasaPay, Fastapay, Fastbank, Faster Payments, FilsPay, Forex, GTBank, Gate2Shop, Giropay, GlobalCollect, GlobalPAY, GlobePay, Gluepay, Google Pay, Halcash, I-Account, IPS, Ideal, Indices, Individual US State License(s), Indonesia Exchanger, InstaBill, Instadebit, IntellectMoney, Interswitch, Investmate, Investmate, Itukar, KNET, Klarna, LaoForexBoard, LavaPay, Lion Payment, LiqPay, Litecoin, Lobanet, MOTO, MT4, MT5, Mailing Cash, Market Maker, Masari, Mastercard, MegaTransfer, Mister Cash, Mobile Trading App, Mobile Trading Platform, Moneta, Money Bookers, Money Order, MoneyBookers, MoneyGram, MoneyPolo, Multibanco, NETBANX, Nab, Namecoin, Neosurf, NetPay, OKPAY, OMT, OmahPoin, OnPay.ru, Online Naira, OrangePay, PAYSEC, POLi, POLi & BPay, PYEER, PagoEfectivo, Paxum, Pay Nova, PayCo, PayPal, PayRetailers, PayWeb, Payeer, Payoneer, Payonline, Payvision, Payza, Perfect Money, PocketMoni, Postbank, Powercash 21, Prepaid MasterCard, Prepaid MasterCard (I-Account), Prepaid MasterCard (Intercash), Prepaid MasterCard (Payoneer), Privat 24, Przelewy24, QIWI, RBK Money, Rapid Transfer, RegularPay, SEPA, Safecharge, SafetyPay, SahibExchange, Shilling, SmartPay, Sofort, SolidTrust Pay, SorexPay, Sporopay, Stock Certificate, Stocks, Swish, Teleingreso, Thailand Exchanger, Ticketsurf, Todito Cash, Trade Interceptor, Transact Europe Payment, Trazus, TrustPay, Trustly, UAE Exchange, UPayCard, USD, Ukash, Unet, UnionPay, Unistream, Uphold, Verve, Vietnam Exchanger, Visa, VixiPay, VoguePay, Vouchers, Wallet One, WeChat, Web Based Trading Platform, WebMoney, WebPay, Webtrader, Western Union, Wire Transfer, Wirecard, Yandex, Yandex Money, Yemadai, YuuPay, Z-Payment, Zenith, cTrader, dinpay, eCard, eCheck, eKonto, ePay bg, ePayments Transfer, eToro Mobile Trading Platform, eToro Trading Platform, eTranzact, iPay, mPay, neteller, paysafecard, postepay, skrill, unichange.me
Full regulations list:
2
Min. Deposit
$1
Promotion
User Score
9.3
200+ trading instruments, including currency pairs, stocks, metals, indices, commodities and cryptocurrencies
More than 70 cryptos available
Variety of ways to deposit and withdraw money
Start Trading
Description:
Instaforex provides top-notch services and reliability are recognized by numerous awards and proved by the trust of over 7,000,000 clients. A wide selection of offers and investment solutions can meet the needs of any demanding trader. The safety is supported by the licenses from the CySEC, the SNB, the KNF, and CNB. InstaForex has everything to make your trading experience as positive as possible.
Payment Methods
BPAY, Bank Wire, Bitcoin, Boleto, CartaSi, Carte Bleue, China UnionPay, Credit Card, Dankort
Debit Card, Giropay, Ideal, MoneyGram, POLi, Paxum, PayCo, Przelewy24, Sofort, Trustly, Western Union, ePay bg, ePayments Transfer, neteller, postepay, skrill
Full regulations list:
3
Min. Deposit
$10
Promotion
User Score
8.7
Combines a user-friendly platform and low fees
Largest digital asset exchange in the Netherlands  
Trade over 50 digital assets and pay a maximum trading fee of 0.25%
Start Trading
Description:
The Bitvavo platform was launched in 2018, with the goal to bridge the gap between traditional currencies and digital assets. Bitvavo is making digital assets accessible to everyone, by offering transparent fees, a wide range of assets and an easy to use platform.
Payment Methods
Credit Card, Debit Card
Full regulations list:
4
Min. Deposit
$20
Promotion
User Score
8.5
Margin Trading with full legal compliance
Cryptocurrency staking
Various Payment options
Start Trading
Description:
Cex.io offers exchange of fiat currency for Bitcoin Ethereum, Tether, and 23 other cryptocurrencies, as well as Bitcoin/Ethereum trading against the USD.
Payment Methods
Credit Card, Cryptocurrencies, Debit Card, Wire Transfer, skrill
Full regulations list:
5
Min. Deposit
$50
Promotion
User Score
7.9
Log in using the app and claim the Mystery Box to receive up to $2,000 in reward
One of the top digital asset exchanges by trading volume
Serving millions of users in over 100 countries
Start Trading
Description:
OKX is a world-leading cryptocurrency exchange, providing advanced financial services to traders globally by using blockchain technology.
Payment Methods
Credit Card, Debit Card, Wire Transfer
Full regulations list:
Trading in digital assets is considered high risk. Digital assets are NOT backed by any government or central bank. The risk of loss in trading or holding digital assets can be substantial. You should carefully consider whether interacting, holding, or trading digital assets is suitable for you in light of your financial condition.

How to buy Litecoin with a debit card – a step-by-step guide

The guide below explains how you can buy Litecoin using a debit card. The process can be replicated across all brokers who accept this payment method. 

  1. Create a debit card account. The first thing you need to do is get a debit card. For many people who already have a bank account, a debit card is something that is familiar. Applying for a debit card can sometimes take a little while and you’ll be required to provide identification before being accepted. 
  2. Find a broker and sign up. You can use the table above to register with a broker that accepts debit cards, or you can search for one. Signing up is a quick and easy process and you’ll need to verify your identity and account before making your Litecoin purchase. 
  3. Deposit money using your chosen payment method. When your broker account is up and running, you’ll need to deposit money into it. All you have to do is click the deposit funds button, fill in your card information, enter how much money you want to deposit, and click the button. 
  4. Search for the coin you want to buy. Once your account is funded you will be ready to start buying your coin. Just search for Litecoins ticker symbol, LTC, in the search bar and you’ll be taken to its page. 
  5. Execute the trade. If you’re happy with LTCs current market price all you need to do is enter the amount of coins you want to purchase and click the buy button. Your trade will now be live and you will be able to check on it in the open positions page of your broker account.

Top platforms that accept debit cards

A lot of brokers accept debit cards and in the section below you’ll find three of the top platforms to buy LTC right now using one. We’ve explained the benefits of each broker and a quick explanation of how to use a debit card with them. Read on to learn more. 

Use debit card with eToro

eToro is one of the most popular platforms around and you can invest in lots of different assets including stocks, forex, commodities, and crypto. A lot of brokers only offer a few coins, but eToro has a wide range of tokens to choose from and using a debit card is the easiest way to fund your account. 

When it comes to buying Litecoin with eToro you have a lot of options. You can buy LTC in USD, EUR, AUD, GBP, and NZD. Using a debit card is easy with eToro. Once you’re logged in, simply click on the deposit button, before using your debit card to fund your account. There are no fees to deposit or withdraw when using a debit card. 

Use debit card with Coinbase

Coinbase is one of the leading cryptocurrency exchanges around and has over 20 million users. You can use Coinbase to buy and sell coins, store coins in a wallet, and spend them using a crypto debit card. It has one of the largest ranges of different tokens and using a debit card to fund your account is an easy process. 

However, you can only buy cryptocurrency with Coinbase using a debit card if your card supports ‘3d secure’. This is a function that adds an extra layer of security to your transactions. Usually, when using a debit card that is 3d secure, before making a purchase or transfer, your bank will verify your transaction with a text message or security question. 

If you want to buy Litecoin with a debit card all you have to do is go to the payment page when logged into your account. Next enter your debit card details and hit enter. Now your account will be ready to use and all you have to do is go to the LTC trading page and you’ll be able to directly buy coins using your debit card. 

Use debit card with Binance

Biance is another cryptocurrency platform that lets you use a debit card to buy coins. Similar to Coinbase above, Binance is one of the most popular exchanges around and has lots of different coins on offer. Using a debit card on Binance is a simple process and you can buy LTC directly from one. 

All you need to do is log into your account and click buy crypto. Then from the drop down menu you will need to click the debit card option. From here you can choose the coin you want to buy and the amount of fiat currency you want to spend. The system will automatically calculate how many coins you will receive for your fiat. 

When you’ve confirmed your transaction, you just need to enter your card details and click the buy button. You’ll be able to check on your coins by navigating to the order history section of your account. 

Should I use a debit card to buy Litecoin?

Debit cards are the easiest way to buy Litecoin for many investors and traders. Your debit card connects to your bank account, so it’s easy to track funds in and funds out. Depending on your bank and broker, trades can happen in just a few minutes and in some cases instantly. Most debit cards offer high levels of security to protect you against fraud, even when purchasing crypto currency. 

Although, there are some difficulties when it comes to using a debit card to buy cryptocurrency. One of the biggest drawbacks is that debit cards can’t hold crypto, so when it comes to withdrawing, you’ll have the additional step of converting your LTC to fiat before it hits your bank. 

What are the fees for buying LTC with a debit card?

All platforms will have slightly different fees so it’s worth checking with your broker before using a debit card. However, most platforms wont charge a fee when depositing or withdrawing, although you may encounter other fees. One thing to look out for is the spread; the difference between the buy and sell price. 

Why don’t more brokers or exchanges support debit cards?

In 2022 most brokers and exchanges do generally support debit cards, although not all of them do. Some platforms only operate using cryptocurrencies meaning you’ll have to buy a coin like BTC, before transferring and using it to buy another coin. However, the most mainstream platforms do accept debit cards. 

Alternative payment methods

If you don’t want to use a debit card there are lots of different ways you can add and withdraw money from your platform. It is possible to use things like credit cards, Paypal, and Apple Pay. There are also lots of different payment providers that are specific to certain regions like Payoneer and Swish. 

FAQs

Can I buy Litecoin with no fees?
Can I buy other cryptocurrencies with a debit card?
Does Coinbase accept debit card?
Does Binance accept debit card?
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Is using a debit card recommended for beginners?
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Prash Raval
Financial Writer
When not researching stocks or trading, Prash can be found either on the golf course, walking his dog or teaching his son how to kick a… read more.