USD Coin (USDC) staking calculator

The Invezz USD CoinAPY calculator helps you work out how much you can earn from staking USD coin. Use the USD Coin interest calculator to find out what your expected profits could be.
By:
Updated: Jan 13, 2023
Listen

Find out instantly how much USDC interest you could generate by entering your staking amount and how long you want to stake your USD Coin for. 

Calculate your USD coin staking rewards

Copy link to section
Results:
Ending balance
of which is reward
Year Reward () Balance ()

How to use our USD Coin staking APY calculator

Copy link to section

The USD Coin rewards calculator is super simple. Just follow these steps to find out how much you could earn through staking USD Coin today.

  1. Enter how much USD Coin you want to stake. You stake as much or as little USDC as you like.
  2. Choose your reward frequency. Put in whether you’re going to receive your rewards daily, weekly, monthly, or annually. 
  3. Enter the interest rate. The rewards rate is an annual rate, even if you receive daily payouts.
  4. Enter how long you want to stake your USDC for. Normally, the longer you lock your money up for, the higher the possible rewards.

And that’s it! The results update automatically as soon as you change any of the details.

Where to stake USD coin

Copy link to section

Our preferred platform for staking USD Coin is Binance . It’s a great place to store and keep your money safe while also offering a range of staking and payout options.

1
Min. Deposit
$ 1
Best offer
User Score
9.4
Offers trading for over 180 cryptocurrencies, making it one of the exchanges with the broadest selection of tradable assets
Binance provides a cost-efficient trading experience, with a maximum fee of 0.1% for makers and takers
Supports advanced trading features, including futures trading with up to 125x leverage and margin trading with up to 3x leverage
Start Trading
Payment Methods:
Banxa, Credit Card, Cryptocurrencies, Debit Card, Mastercard, Simplex, Visa
Full Regulations:

How do I stake USD coin?

Copy link to section

The easiest way to stake USDC is to use a platform like [top-partner] to join a staking pool. The staking platform takes care of the technical side of things for you and pays out your rewards straight into your account at regular intervals, just like how a bank credits a savings account at the end of each month.

Once you’ve chosen a platform and created an account, you usually just need to send your USDC to the built-in wallet. Sometimes you need to actively choose to stake, while with other platforms the USD Coin is staked automatically.

For example, with Nexo, you start earning interest immediately, as soon as you have USDC in your Nexo account. You then have the option to create fixed-term contracts which pay higher rates for a period of time.

How much can I make by staking USD coin?

Copy link to section

Use the USD Coin earn calculator to find out exactly how much you could make. However, in almost every instance staking USDC pays a better rate of interest than keeping fiat currency in a bank savings account.

For example, if you have £1000 in a savings account paying 1% interest, over the course of the year you would earn £10. This is normally paid into your account on a monthly basis.

USD Coin staking rewards are higher, more flexible, and can be paid out more frequently. For instance, if you spend $1000 to buy USDC and deposit it onto a staking platform, then you may be able to earn significantly more and receive that money on a daily basis. If the USDC reward was 8%, this would be the calculation:

£1000 x 8% APY rewards = £80

£80/365 days = £0.21 per day

Or in USD coin:

1 USDC x 8% APY rewards = 0.08 USDC

0.08 USDC/365 days = 0.0002 USDC per day

You can also choose to adjust your staking amount or withdraw your money at any time without losing out on your rewards. The trade-off is that the price of the coin is more volatile than fiat currency and the value of your holdings can fluctuate dramatically. 

Can I stake other cryptos?

Copy link to section

Yes, you can stake lots of cryptocurrencies and spread your money into different platforms to get the best rates, if you like. Here are some other cryptos that offer great staking rewards:

  • Huobi token. Huobi Token is the native coin of the Huobi exchange.
    • Cronos. Cronos is the native coin for the crypto.com network. 
    • Ethereum. Ethereum is what BNB was originally built on.


    Sources & references
    Risk disclaimer
    Prash Raval
    Financial Writer
    Prash is a financial writer for Invezz covering FX, the stock market and investing. For over a decade he has traded spot FX full time while... read more.