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Though generally thought of as the term used to describe the annual amount payable on an insurance policy, it also has other commercial connotations. A further usage occurs in the area of the purchase and sale of securities. A bond may be issued at a par value of £100 and, may be issued at a par value of £100 and, quoted at £110. It is then said to be available at a premium of £10.
Reference: The Penguin Business Dictionary, 3rd edt.
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