AvivaSA Emeklilik ve Hayat A.S. operates as a private pension and life insurance company primarily in Turkey. It operates through Life Protection, Life Savings, Personal Accident, and Pension segments. The Life Protection segment offers credit-linked life and non-credit-linked life policies, such as term life, return of premium, critical illness, and unemployment. The Life Savings segment offers products, which are written for a contract period. The Personal Accident segment provides coverage against disability, death, and medical expenses due to accident. The Pension segment offers a range of individual and corporate pension plans. The company was founded in 1941 and is based in Istanbul, Turkey.