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Supports multiple cryptocurrencies under one platform
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Guarda Wallet review 2023

Investing options: 2.1

Platforms & usability: 2.3

Products, markets, & assets: 3.7

Safety & reliability: 4.4

Deposits & withdrawals: 3.5

Research & analysis tools: 3.2

Fees & costs: 3.6

Education & learning resources: 3.8

Guarda Wallet review Summary

Updated: Jun 29, 2023
11 min read
Security, user experience, wallet and more

Guarda is a custody-free cryptocurrency wallet that allows owners to hold a variety of cryptos in one place. On the platform, you can store all the most prominent cryptocurrency coins,  in addition to thousands of tokens and a large number of stablecoins. In addition to this, the wallet also facilitates buying and swapping of cryptocurrencies from its platform, meaning it can serve as a one-stop-shop for all your cryptocurrency needs. The Guarda wallet was released in 2017 under the company Guardaco LDA, focussed on building blockchain projects in European Union. This review will take you through everything you need to know about the services offered by the company today.

Guarda Wallet Overview

How does Guarda Wallet work?

Guarda is a cryptocurrency wallet that facilitates you to store your coins and tokens. Since it is a non-custodial wallet, the control of private keys and thereby cryptocurrency funds always remain in the user’s hand, giving an extra degree of security as opposed to some other online platforms.

The Guarda wallet service is available as a web wallet, and also has desktop wallet, and mobile wallet applications that users can download. The service also enables you to interact with the dapps ecosystem by facilitating a chrome extension of the wallet. In addition to this, the wallet is also compatible with popular hardware wallet devices such as the Ledger Nano S.

Furthermore, the service provider has an integrated crypto exchange service with ChangeNOW and enables you to buy, sell, trade cryptocurrencies directly from its application or software.

Which cryptocurrencies are supported?

At present, the Guarda wallet supports 60+ blockchains and 400k+ assets. This includes:

  • Aryacoin (AYA)
  • Binance Coin (BNB
  • Bitcoin (BTC
  • Bitcoin Cash (BCH
  • Bitcoin Gold (BTG
  • Bitcoin SV (BSV
  • Bithereum (BTH) 
  • Callisto (CLO) 
  • Cardano (ADA
  • Creamcoin (CRM)
  • Cosmos (ATOM
  • Dash (DASH
  • Decred (DCR) 
  • DigiByte (DGB
  • Dogecoin (DOGE
  • EOS (EOS
  • Elastos (ELA) 
  • Ethereum (ETH
  • Ethereum Classic (ETC
  • Expanse (EXP) 
  • Groestlcoin (GRS) 
  • Gulden (NLG) 
  • Harmony (ONE)
  • Horizen (ZEN) 
  • JOYS (JOYS) 
  • Kin (KIN) 
  • Komodo (KMD) 
  • Lisk (LSK) 
  • Litecoin (LTC
  • Monero (XMR
  • NEM (XEM
  • NEO (NEO
  • Ontology (ONT
  • Qtum (QTUM) 
  • Reddcoin (RDD) 
  • Ripple (XRP
  • Ropsten (ROPSTEN) 
  • Stellar (XLM
  • Tether (USDT) 
  • Tezos (XTZ
  • Ubiq (UBQ) 
  • VeChain (VET
  • Verge (XVG) 
  • Vertcoin (VTC) 
  • Waves (WAVES
  • YCash (YEC) 
  • ZCoin (XZC) 
  • Zcash (ZEC)

In addition to this, the Guarda wallet also supports stablecoins that are directly linked to fiat currencies (USD, EUR, CNY or JPY) or real-world assets like gold or oil. This includes:

  • Binance USD (BUSD)
  • Tether (USDT)
  • Tether Gold (XAUT)
  • USD Coin (USDC)
  • True USD (TUSD)
  • Maker (MKR)
  • DAI (DAI)
  • Stasis Euro (EURS)
  • Paxos (PAX)
  • Gemini USD (GUSD)

The Guarda wallet also supports more than 400,000 assets that are based on ERC-20 tokens, BEP-2, ERC-721, TRON tokens (TRC10 and TRC20), WAVES, OMNI, EOS. In short, unless you’re looking for the most obscure coins and tokens around, then Guarda will likely be able to cater to all your needs.

What devices is a Guarda wallet compatible with?

The Guarda wallet is compatible with any internet-connected device, and there are variety of different options for accessing your wallet. You can access the platform from any browser or you can download the Guarda desktop application, where it’s available on MacOS, Windows, Linux, and Ubuntu.

Furthermore, you can also use it on your mobile by installing its application on your device. The devices compatible with the wallet include:

  • Laptops or computers (Linux, Windows, Mac, Ubuntu)
  • Android smartphones
  • iPhones
  • Web version: Chrome extension

Countries supported

It provides its services and is supported in more than 100 countries.

Customer support

The Guarda wallet website has an extensive library of FAQ for its users. You can also access its customer service by going to ‘Submit a ticket’ page on its website, or get in contact via email or Telegram.

Despite this limited number of customer service avenues, users have reported fast reply and active online presence by Guarda’s team when submitting requests.

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Guarda Wallet

First impressions

The user interface of Guarda wallet is user-friendly in all different methods for accessing the platform: online, and through its mobile and desktop applications. All the necessary controls are accessible from the navigation panel. 

The process of signing up is fairly simple and can be done within a few minutes. The service provider only asks you to set a password for the first time you access the Guarda wallet, making the process quick and easy. In case if you are an existing user, you need to import or restore your backup. The wallet does not ask you for your email address and hence you do not need to verify your details. Once you have set the password, you can start using the wallet. 

Please note that Guarda does not store your private keys of cryptocurrencies. This is to enable you to keep these details secure and reduce the risk of the platform being hacked, but it does mean you have to remember to back everything up yourself.

How does Guarda wallet keep my cryptocurrency safe?

Guarda wallet has security protocols in place so as to provide maximum security to a user’s cryptocurrency funds. Here’s a quick summary of the wallet’s safety features:

  • Non-Custodial. Guarda wallet ensures that private keys of users, passwords, and backup files are not stored on its platform. This further guarantees that attackers do not gain access to the user’s wallet funds in the unlikely event the platform is hacked.
  • Password Protected. Guarda prompts users to set up a secure password when making an account. Each time you access the wallet, you are required to enter your password. Even if you remain inactive for a couple of minutes on its mobile app, you will be required to enter the password for accessing it. 
  • Fingerprint Protection. The wallet allows you to set up your Touch ID as an extra safeguard measure to your cryptocurrency funds stored inside the wallet. This ensures that even if an attacker gains access to your device, they would be unable to access the app – keeping your cryptocurrencies safe. 
  • Backup. Guarda prompts you to save the backup file that contains access to private keys of your cryptocurrencies. These backup files are secured through AES (Advanced Encryption Standard) encryption. In case if you lose access to your device, you can restore funds by importing the backup file. 
  • Hardware Wallet Integration. The Guarda wallet successfully integrates with prominent hardware wallet the Ledger Nano S. Using a hardware wallet like this is the best way to secure your crypto assets. 

Do I need to download any software?

It entirely depends upon the device that you are using to access your Guarda wallet. You can directly access your wallet through a web browser without the need to download or install the software. Alternatively, you can download its official application from the app store or from the website if you want to access it from your smartphone. 

Can I back up my Guarda wallet?

Yes. Guarda wallet prompts you to backup your wallet as it does not store your password on its online platform. Backing up ensures that you hold access to your private keys even if you lose access to the device. You can restore your funds using the backup TXT file. 

Can I use it anonymously?

Yes. Guarda wallet does not ask for KYC or identification documents in exchange for using its services. However, since it is integrated with ChangeNOW cryptocurrency exchange, a user might need to provide relevant details in case of buying or exchanging cryptocurrencies. 

Are there any extra fees for using my Guarda wallet?

Guarda does not charge any fees for storing your funds. However, it charges fees for transfers or exchanging crypto. For transferring funds from one blockchain wallet to another, you need to pay commission charged by the network. Further, you are required to pay an additional exchange fee, and the amount depends on the asset. Additionally, their fiat-to-crypto and crypto-to-fiat partners levy a transaction fee of  around 5%, depending upon the amount. 

Are there limits to the amount of cryptocurrency I can deposit and withdraw?

The Guarda wallet does not have any limits placed on deposit or withdrawals of your cryptocurrency funds. 

How much does a Guarda wallet cost?

There are no costs or fees associated with downloading or using the wallet. You might need to pay commission charges for using exchange services through the wallet’s platform, though.

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What extra features does the Guarda wallet have?

Staking Rewards

Guarda gives an opportunity to its users to receive rewards in exchange for staking cryptocurrencies. For instance, you can receive ATOM tokens in exchange for depositing your ATOM coins for staking in Guarda. 

Guarda Token Generator

The Guarda Token Generator function enables you to create your own ERC-20 tokens on its platform in a few simple steps. 

Guarda Chrome Extension

This function allows you to access and manage your wallets by simply opening a tab on your chrome browser. 

Crypto loans

Guarda offers instant crypto loans, which you can access without registration without any credit checks. You can borrow against the value of your crypto and receive your loan in stablecoins.

Prepaid Visa cards

You can sign up for a Guarda card, top it up with your crypto, and start spending it on day-to-day purchases. You can set up a virtual card straight away, or order a plastic version.


The Guarda wallet is fairly simple to use and easy to manage. Moreover, it gives users universal access to manage multiple cryptocurrencies directly under one platform. Instead of managing multiple applications catering to different cryptocurrencies, the Guarda wallet facilitates the handling of cryptos all under one roof, while also providing integrated access to an exchange platform through their partner ChangeNOW.

Furthermore, the wallet has an extensive gallery of coins, tokens, and stablecoins. By partnering with crypto exchange services, Guarda offers optimum services to its users. This includes innovations such as allowing users to create customised ERC-20 tokens directly on the platform.

All of this means there are good reasons for using Guarda to store your cryptos. However, one slight negative to consider is that the wallet still lacks important security protocols such as 2FA. Having said that, it has now started implementing strategies of multi-sig confirmations for prominent cryptocurrencies. Overall, the Guarda wallet is a solid option for people looking to buy and hold a range of cryptocurrencies while keeping overall control of their private keys and having access to a range of extra features.

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How to open an account with Guarda

  1. Web wallet/Mobile app. In order to get started, go to its official website or download its software/mobile application depending upon your requirement. 
  2. Sign Up. If you are a new user, you need to enter a strong password and this will automatically begin the process of setting up your Guarda wallet. In case if you are an existing user, you can import your backup TXT file into the wallet interface. 
  3. Start Using your wallet. You can now start accessing your Guarda wallet services. Please remember to back up your encrypted file to a safe and secure online/offline location. You can now purchase cryptocurrencies, transfer funds, or store your funds into the wallet. 
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Sources & references
Risk disclaimer
Pooja Kadia
Financial Writer
Pooja is a financial writer for Invezz. She has held the positions of Content Head at more than 7 companies. She has written for prominent cryptocurrency... read more.

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