Buy Stocks with PayPal Brokers in 2025

Find a stock broker that accepts PayPal, and learn how to buy stocks with PayPal in our step-by-step guide.
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Updated on Aug 8, 2024
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With PayPal and retail trading both on the rise, more and more users are looking for ways to invest in stocks using PayPal.

We understand that you wish to make investing in stocks as simple and seamless as possible by using your preferred method of payment. That’s why we have rated and reviewed the best stock brokers that accept PayPal. Our goal is to help you find a safe, convenient, and cost-effective way to invest, your way.

Read on as we guide you through using PayPal brokers and tackle the most common questions new investors have.

Where to buy stocks with PayPal

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According to our research, the best stock broker that accepts PayPal is Plus500 .

Here are more stock trading platforms where you can buy and sell stocks after funding your account with PayPal, ranked according to their trading fees, security features, and platform reliability.

We found 3 online brokers for users based in

Plus500 review
4.5
Plus500
Min. Deposit $100
Fees From 2%
No. assets 2800+
Demo account Yes

Plus500 review

CFD service. 82% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

This information is NOT relevant to EU residents who are to be serviced by EU subsidiaries of the Plus500 Group, such as Plus500CY Ltd, authorised by CySEC (Reg. 250/14). Different regulatory requirements apply in Europe such as leverage limitations and bonus restrictions.

eToro review
4.6
eToro
Min. Deposit $100
Fees 1%
No. assets 50+
Demo account Yes

eToro review

51% of retail CFD accounts lose money. Your capital is at risk.

How to buy stocks with PayPal
Min. Deposit n/a
Fees
No. assets n/a
Demo account

How to fund your PayPal stock broker account

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It takes 10-15 minutes to set up a trading account with a broker that uses PayPal, then another half an hour or so to fund it so that it’s ready to use. Follow this guide to learn how to invest using PayPal.

Step 1. Sign up with Plus500

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Plus500 is the best stock broker that accepts PayPal as a payment method. 

To set up a trading account you must enter some personal details, like your name, street address, and email, and provide a valid form photo ID for verification.

Plus500 review
4.5
Plus500
Min. Deposit $100
Fees From 2%
No. assets 2800+
Demo account Yes

Plus500 review

CFD service. 82% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

This information is NOT relevant to EU residents who are to be serviced by EU subsidiaries of the Plus500 Group, such as Plus500CY Ltd, authorised by CySEC (Reg. 250/14). Different regulatory requirements apply in Europe such as leverage limitations and bonus restrictions.

Step 2. Go to the deposits or payments page on your trading app

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You will find this in the main menu or site navigation tab. It may be labelled ‘bank’ or ‘account’, each PayPal brokerage is different.

Step 3. Choose PayPal from the list of options

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Choose your payment method from the drop down menu. There may be a lot of options, so scroll down until you find PayPal.

Step 4. Enter the amount of money you want to deposit and confirm

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Decide how much you want to deposit and type that amount into the box. Bear in mind that there may be an additional fee for PayPal deposits (though this is rare). 

Double check the details and then make the deposit. You may have to confirm the transaction with PayPal before it goes through.

Step 5. Search for your favourite stock and place an order

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Each stock trades under a unique ticker symbol. For example, Apple stock trades as ‘AAPL’. Search for the stock you want to buy using its ticker and place your first trade.

Quick answers to key questions

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Can you buy stocks with PayPal?

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Yes, many trading platforms allow you to buy stocks using PayPal. This payment option provides a convenient way to manage your funds and invest in the stock market without the hassle of traditional banking methods.

To be clear, you can’t buy stocks on PayPal. However, you can use it to make a deposit on a stock broker. All our recommended trading platforms accept PayPal deposits. 

What is a PayPal stock broker?

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A PayPal trading platform is an online service that allows you to trade stocks and other securities using PayPal to fund your account. It combines the power of online trading with the ease of PayPal transactions, making it easier for investors to manage their portfolios.

How much does it cost to purchase stocks online with PayPal?

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The cost of buying stocks online with PayPal can vary. Some platforms charge a small fee for transactions, while others offer free trades (but may charge you in other ways). Here’s a breakdown of the trading fees across the top stock trading apps accepting PayPal.

Asset Plus500 fees eToro fees
Crypto From 2% 1%
Commodities From 0.04% From 2 pips
From 0.8%
Index prices From 0.7% From 0.75 pts
Stocks From 0.08% 0% commission
View more > Plus500 > eToro >

Depending on which broker you choose, there might be additional fees on top of the transaction costs. Some platforms charge for deposits or withdrawals (usually the latter) when you use PayPal, and others may charge you inactivity fees if you don’t use your account for a certain amount of time.

Here’s a look at the different costs among the best PayPal brokers.

Fee Plus500 fees eToro fees
Trading fees No Yes, on certain assets
Inactivity fees Yes Yes
Rollover/overnight fees Yes Yes, on CFDs
Withdrawal fees No Yes
Spreads Yes Yes, on certain assets
Conversion fees Yes Yes, for non-USD currencies
View more > Plus500 > eToro >

Is it safe to buy stocks using PayPal?

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Yes, it is safe, as long as you use a regulated broker. We only recommend regulated stock brokers accepting PayPal, which are forced by law to keep your money secure and abide by various financial disclosure and transparency requirements.

Brokers that accept PayPal in the US must be registered with FINRA, a self-regulatory organization that ensures all stock brokers operate within the law. You can check whether your broker is registered simply by searching its name using BrokerCheck.

In addition to these protections, PayPal offers various forms of protection as well, such as 2-Factor Authentication, as well as anti-fraud protections that flag up suspicious transactions.

Do I need to provide an ID when I invest using PayPal?

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Yes, most online brokers require you to verify your identity to comply with legal and regulatory requirements. This step helps prevent fraud and ensures that all trading activities are legitimate and secure.

In practice, this means you have to provide a form of valid photo ID when you set up a trading account. Valid ID includes your passport or driving license, so always have at least one of those to hand when you create an account. 

What is the minimum deposit with a PayPal broker?

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Many brokers allow you to get started with as little as $10, although the amount varies. Some platforms might ask for $50 or $100 when you open an account. It’s important to choose a platform that aligns with your investment budget and goals.

Pros and cons of buying stocks with PayPal

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Buying stocks with PayPal is as quick and efficient as using any other deposit method. Using PayPal offers an extra layer of protection, although there’s still the risk of losing money, of course.

Here’s a quick summary of the pros and cons of using PayPal to buy stocks.

Pros

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  • Easily make payments in the same way you make purchases in everyday life and trade with just a few clicks.
  • Benefit from PayPal’s robust security features, including encryption and fraud protection.
  • PayPal‘s fast transactions mean you can seize market opportunities without delay.

Cons

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What to look for when investing with PayPal brokers

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Here are some important qualities to look for when comparing different stock trading apps that accept PayPal. You want to ensure that your PayPal brokerage provides a great service. Look for a trading platform with:

  • Low transaction fees. Most brokers won’t charge much per trade, but the differences between each platform can be important, as they add up over time. This is especially true if you’re making trades regularly. For this reason, make sure you’re choosing a broker that offers competitive fees.
  • Tier 1 regulatory protection. Ensure the broker is regulated by a recognized financial authority and can operate where you live. The FINRA register is one way to do this, but each country has its own version and a platform that’s regulated in the US, UK, or in places like Japan or the EU is typically one you can trust. This guarantees that the platform follows strict rules and protects your investments.
  • Great customer service. The broker you choose should offer fast, helpful, responsive customer service. If you can find a reputable platform that offers helpful customer service around the clock, even better. 
  • Speed. In order to take advantage of market fluctuations, you should look for a broker that will execute your stock purchases quickly and efficiently. Ideally, you should be able to purchase stocks online using PayPal in no more than a few minutes. 
  • Ease of use. The best platforms make trading simple and straightforward, so you can focus on making decisions on which stocks to trade rather than figuring out how to use the platform.
  • A strong reputation. You want to make sure you’re using a platform you can trust, so check it’s been operational for a while and has a history of good user reviews.

FAQs

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01

Does eToro accept PayPal?

02

What stockbrokers accept PayPal?

03

What stocks can I buy with PayPal?

04

Are there limits to how many stocks I can buy with PayPal?

05

Will a PayPal stock broker let me trade with leverage?

06

Can you use PayPal with Robinhood?

07

Can you link PayPal to Pepperstone?

08

Does Cash App accept PayPal?

09

Does Interactive Brokers accept PayPal?

10

Does Revolut accept PayPal?


Sources & references

James Knight

James Knight

Editor of Education

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James is the Editor of Education for Invezz, where he covers topics from across the financial world, from the stock market, to cryptocurrency, to macroeconomic markets. His main focus is on improving financial literacy among casual investors. He has been with Invezz since the start of 2021 and has been...