A stock consists of all the shares of a corporation that are traded on a public market, called a stock exchange. By owning shares of a stock, you own a small piece of the company in which you’re investing. The goal when trading a stock is to sell your shares at a higher price than the one at which you bought them, thus making a profit.

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Compare the best brokers to buy stocks with a credit card in 2022

Q: What is a credit card?

A credit card is a payment card that lets users pay for goods and services without any actual money changing hands, with an agreement that the consumer will pay back the credit card issuer at a later date.

Q: What’s the difference between stocks and shares?

Stocks broadly refer to a small piece of ownership of a company. Shares refer to the amount of a certain stock that you own. For instance, if you’re an investor in Barclays stock, you may own one share, 10 shares, 100 shares (or more) of that stock.

Q: What other payment methods can I use when buying stocks?

Other payment methods that you can use include: Debit card Bank transfers Apple Pay Google Pay Digital wallets

Q: How do I pick stocks?

To pick stocks, you can do your research right here, on this site. Our investor education guides will teach you how to better understand the state of a company’s earnings and revenue growth (a process called fundamental analysis) as well as the slope and shape of their stock charts (technical analysis). That way, you can make more informed decisions.

Q: What stocks can I get with a credit card?

If the stock broker you’ve selected accepts a credit card as a payment method, there should be no limit to the variety of different stocks available.

Q: Are there limits to how many stocks I can buy with a credit card?

There is no limit. The only limit is based on how much money you have available in your trading account, the per-share prices of the stocks you want, and how many shares of each stock you’re looking for.

Q: How can I keep up with the stock market?

Start right here on this website. We offer in-depth news and analysis of the stock market, updated every day, along with a range of stock trading courses.

Q: What’s the best way for a beginner to learn about online trading?

If you’re a beginner, consider making practice trades to start. Certain online stock brokers offer the ability to set up a demo account and trade in real time, but without venturing any actual money. That way you can learn the ins and outs of online stock trading with no risk, before you actually put your capital at risk.

Q: What’s the biggest factor to watch out for when trading stocks?

The state of the stock market as a whole plays a major role in affecting how individual stocks behave. In an uptrend (“bull market”), most stocks will go up. In a downtrend (“bear market”), most stocks will go down. Follow the market’s overall trend, and try not to swim against the tide.

Many online brokers allow you to trade stocks using your credit card. This beginner-friendly guide takes you through whether this is a good idea, and the best platforms to use.

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Updated: Sep 7, 2022

Tip: our preferred broker is, eToro: visit & create account

This page helps you compare all the best trading platforms that allow you to fund your account with a credit card, giving their pros and cons and assessing them against your alternative options. Keep reading to find out everything you need to know.

Here are the best stock brokers that accept credit card

When searching for the best stock brokers that accept credit cards as a payment method, you should consider numerous factors. These include transaction fees, security, and ease of use. We’ve compiled a list of the top online brokers where you can fund your account with a card, along with some of their key features in the table below.

What is a credit card stock broker?

A credit card stock broker is simply a stock broker that allows you to use your credit card to trade stocks online.

To break it down further, a stock broker is a service that allows you to trade stocks online; and a credit card is a payment card that lets users pay for goods and services at the point of sale, with an agreement that the consumer will pay back the credit card issuer for that transaction at a later date.

Pros and cons

When deciding if you should use your credit card for funding your broker account, consider these benefits and drawbacks.

Pros

Convenient. If you already use a credit card for everyday purchases, it’s easy to start using that same card to trade stocks online. Just link your credit card to your stock brokerage account and you can start trading.
Security. Most major credit cards offer built-in security and encryption capabilities to ensure that all your transactions (including your stock trades) are well protected.
Fast Deposits. You can fund your stock broker account quickly using a credit card, allowing you to begin trading stocks whenever you’re ready.

Cons

Not anonymous. By linking your credit card to your online stock brokerage account, you’re sharing financial information, thus sacrificing privacy.
Potential interest charges. As with all credit card purchases, paying for stock trades with your credit card can incur interest charges if you fail to pay off the full balance on your card by the monthly due date. Make sure you keep up to date on your credit card payments, or else the interest you have to pay out could negate the gains you make on your trades.

What are the fees involved when trading online using a credit card?

Most online stock brokers charge just a few pounds per transaction for different payment methods, including when buying stocks with a credit card. Check out our reviews to find the brokers that offer the lowest fees.

What to look for when investing with a credit card stock broker

If the stock broker you’re considering accepts a credit card as a payment method, you can then consider other factors to ensure your chosen platform offers great service. Here are some important qualities to look for:

Low transaction fees. Most brokers won’t charge too much per trade. But a difference of a few pounds between one broker and another can add up, especially if you’re a frequent trader. Look for brokers that charge the lowest transaction fees for trading stocks online.
Speed. Look for a stock broker that can execute your stock purchases quickly and efficiently. The stock market moves fast and you want to be able to react quickly as prices fluctuate.
Ease of use. The best stock brokers make the process of buying stocks online with a credit card a simple, painless process. Don’t choose a broker that gets in the way.
A strong reputation. Good reviews and a respected track record can give you peace of mind that the trading platform you’ve chosen is trustworthy and reliable.
Great customer service. The broker you choose should offer fast, helpful, on-demand customer service.

Find your broker

Is it safe to buy stock with a credit card?

Yes, it is generally safe due to most credit cards’ built-in security features. But a great broker can make the stock trading process even more secure, so look for a platform that offers the highest levels of security. We highlight some of the most secure brokers in the table further up this page.

Do I need to provide ID when I buy shares with a credit card?

Yes, you will likely need to provide some form of ID. Online stock brokers usually follow KYC (Know Your Customer) guidelines, so they will likely ask for identification when you sign up. You may need to provide anything from simple personal information such as your email address to a copy of your photo ID card.

How to fund your online broker account with a credit card

Each broker will have a slightly different process, but in general they tend to follow a basic framework of steps for funding your account, so that you can buy stocks with a credit card:

Find the payments or deposits page on your stock broker’s website or app.
Select a credit card as your preferred payment option.
Enter your credit card account information.
Enter the amount of money you wish to deposit into your stock trading account.
Click confirm.

FAQs

What is a credit card?

What are stocks?

What’s the difference between stocks and shares?

What other payment methods can I use when buying stocks?

How do I pick stocks?

What stocks can I get with a credit card?

Are there limits to how many stocks I can buy with a credit card?

How can I keep up with the stock market?

What’s the best way for a beginner to learn about online trading?

What’s the biggest factor to watch out for when trading stocks?

How much should I venture on online trading as a beginner investor?

What’s another tip that beginner investors should follow?

Can I bet on a stock to go down in price too?

Will a credit card stock broker let me trade with leverage?

OK, I’m ready to choose a broker

Sources & references

Risk disclaimer

Invezz is a place where people can find reliable, unbiased information about finance, trading, and investing – but we do not offer financial advice and users should always carry out their own research. The assets covered on this website, including stocks, cryptocurrencies, and commodities can be highly volatile and new investors often lose money. Success in the financial markets is not guaranteed, and users should never invest more than they can afford to lose. You should consider your own personal circumstances and take the time to explore all your options before making any investment. Read our risk disclaimer >

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1. Compare the best brokers to buy stocks with a credit card in 2022
2. Here are the best stock brokers that accept credit card
3. What is a credit card stock broker?
4. Pros and cons
5. What are the fees involved when trading online using a credit card?
6. What to look for when investing with a credit card stock broker
7. Is it safe to buy stock with a credit card?
8. Do I need to provide ID when I buy shares with a credit card?
9. FAQs