How to buy stocks with credit card stock brokers in 2023

Find a stock broker that accepts credit cards. Learn how to buy stocks using a credit card broker with our step-by-step guide.
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Updated: Feb 3, 2023
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eToro 10/10

79% of retail CFD accounts lose money

What you’ll learn

  • How to find a stock broker that accepts PayPal, charges low fees, and keeps your money secure
  • How to buy stocks with PayPal for the first time
  • The pros and cons of buying stocks with PayPal

Where to buy stocks with credit card

The best stock broker that accepts credit card is eToro .

Here are three more stock trading platforms where you can buy stocks with credit card, ranked according to their trading fees, security features, and platform reliability.

1
Min. Deposit
$ 10
Promotion
User Score
10
Up to $240 bonus!
Deposit with ACA, Wire, Pay with my bank
Invest for dividends and get payout on stocks on Ex-Dividend day
Start Trading
Payment Methods:
Bank Transfer, Credit Card, Debit Card, PayPal, Wire Transfer
Full Regulations:
CySEC, FCA
Investoo Ltd is compensated if you access certain of the products or services offered by eToro USA LLC and/or eToro USA Securities Inc., as applicable. This compensation incentivizes Investoo Ltd to describe those products and services in favorable terms. Any testimonials contained in this communication may not be representative of the experience of other eToro customers and such testimonials are not guarantees of future performance or success.
2
Min. Deposit
$ 100
Promotion
User Score
10
Trade out-of-hours on over 70+ US stocks
Get exposure to a wide range of popular UK, US and international stocks
Enjoy flexible access to more than 17,000 global markets, with reliable execution
Start Trading
Payment Methods:
Bank Transfer, Credit Card, Debit Card, PayPal
Full Regulations:
ASIC, FCA, FINMA, is a licensed bank (IG Bank in Switzerland)
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 68% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.
3
Min. Deposit
$ 500
Promotion
User Score
9.0
We offer one of the best execution speeds in the industry with low latency
Award-winning support in 14 languages
Trade with precision from 0.5 pips on EURUSD
Start Trading
Payment Methods:
Bank Transfer, Bank Wire, Credit Card, Debit Card, PayPal, Sofort, neteller, skrill
Full Regulations:
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 68% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

How to fund your credit card broker account

It takes 10-15 minutes to set up a trading account with a broker that accepts credit card. Follow this guide to learn how to invest with credit card.

Step 1. Sign up with eToro

eToro is the best stock broker that accepts credit card as a payment method.

To set up a trading account you must enter some personal details, like your name, street address, and email, and provide a valid photo ID for verification.

1
Min. Deposit
$ 10
Promotion
User Score
10
Up to $240 bonus!
Deposit with ACA, Wire, Pay with my bank
Invest for dividends and get payout on stocks on Ex-Dividend day
Start Trading
Payment Methods:
Bank Transfer, Credit Card, Debit Card, PayPal, Wire Transfer
Full Regulations:
CySEC, FCA
Investoo Ltd is compensated if you access certain of the products or services offered by eToro USA LLC and/or eToro USA Securities Inc., as applicable. This compensation incentivizes Investoo Ltd to describe those products and services in favorable terms. Any testimonials contained in this communication may not be representative of the experience of other eToro customers and such testimonials are not guarantees of future performance or success.

Step 2. Go to the deposits or payments page on your trading app

You will find this in the main menu or site navigation tab. It may be labelled ‘bank’ or ‘account’, each credit card brokerage is different.

Step 3. Choose credit card from the list of options

Choose your payment method from the drop down menu. There may be a lot of options, so scroll down until you find credit card.

Step 4. Enter the amount of money you want to deposit and confirm

Decide how much you want to deposit and type that amount into the box. Bear in mind that there may be a fee for credit card deposits. 

Double check the details and then make the deposit. You may have to confirm the transaction with credit card before it goes through.

Step 5. Search for your favourite stock and place an order

Each stock trades under a unique ticker symbol. For example, Apple stock trades as ‘AAPL’. Search for the stock you want to buy using its ticker and place your first trade.

Quick answers to key questions

What is a credit card stock broker?

A trading platform where you can buy and sell stocks and which accepts credit card as a means of funding your trading account. 

Stock trading apps that accept credit card act as middlemen to complete stock trades, often charging a small fee for carrying out your orders.

Can you buy stocks with credit card?

Yes, by using credit card to fund a trading account with a stock broker. 

To be clear, you can’t buy stocks on credit card. However, you can use it to make a deposit on a trading platform. All these recommended trading platforms accept credit card deposits. 

How much does it cost to fund a trading account with credit card?

It costs up to 1% of the deposit amount. Trading platforms normally offer free deposits, but credit card deposits incur a small charge.

Is it safe to buy stocks with credit card?

Yes, it is safe, as long as you use a regulated broker. We only recommend regulated stock brokers that accept credit card, which are forced by law to keep your money secure and abide by various financial disclosure and transparency requirements.

If you aren’t sure about a platform, search for its company registration number with your local regulator. This way, you can find out if the credit card brokerage is regulated by a reliable financial authority or not.

Do I need to provide ID when I buy shares using credit card?

Yes, if you’re using a regulated broker. Online stock brokers follow KYC (Know Your Customer) guidelines, so you will have to provide a form of valid photo ID when you set up a trading account.

Valid ID includes your passport or driving licence, so always have at least one of those to hand when you create an account. 

Pros and cons of buying stocks with credit card

When deciding if you should invest with credit card, consider these benefits and drawbacks:

Pros

  • Convenient. If you already use a credit card for everyday purchases, it’s easy to start using that same card to trade stocks online. Just link your credit card to your stock brokerage account and you can start trading.
  • Security. Most major credit cards offer built-in security and encryption capabilities to ensure that all your transactions (including your stock trades) are well protected.
  • Fast Deposits. You can fund your stock broker account quickly using a credit card, allowing you to begin trading stocks whenever you’re ready. 

Cons

What to look for when investing with a credit card stock broker

If the stock broker you’re considering accepts a credit card as a payment method, you can then consider other factors to ensure your chosen platform offers great service. Here are some important qualities to look for:

  • Low transaction fees. Most brokers won’t charge too much per trade. But a difference of a few pounds between one broker and another can add up, especially if you’re a frequent trader. Look for brokers that charge the lowest transaction fees for trading stocks online.
  • Speed. Look for a stock broker that can execute your stock purchases quickly and efficiently. The stock market moves fast and you want to be able to react quickly as prices fluctuate.
  • Ease of use. The best stock brokers make the process of buying stocks online with a credit card a simple, painless process. Don’t choose a broker that gets in the way.
  • A strong reputation. Good reviews and a respected track record can give you peace of mind that the trading platform you’ve chosen is trustworthy and reliable.
  • Great customer service. The broker you choose should offer fast, helpful, on-demand customer service. 

FAQs

Does eToro accept credit cards?
What is a credit card?
What are stocks?
What’s the difference between stocks and shares?
What other payment methods can I use when buying stocks?
How do I pick stocks?
What stocks can I get with a credit card?
Are there limits to how many stocks I can buy with a credit card?
How can I keep up with the stock market?
What’s the best way for a beginner to learn about online trading?
What’s the biggest factor to watch out for when trading stocks?
How much should I venture on online trading as a beginner investor?
What’s another tip that beginner investors should follow?
Can I bet on a stock to go down in price too?
Will a credit card stock broker let me trade with leverage?


Sources & references
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Invezz is a place where people can find reliable, unbiased information about finance, trading, and investing – but we do not offer financial advice and users should always carry out their own research. The assets covered on this website, including stocks, cryptocurrencies, and commodities can be highly volatile and new investors often lose money. Success in the financial markets is not guaranteed, and users should never invest more than they can afford to lose. You should consider your own personal circumstances and take the time to explore all your options before making any investment. Read our risk disclaimer >

James Knight
Editor of Education
James is a lead content editor for Invezz. He's an avid trader and golfer, who spends an inordinate amount of time watching Leicester City and the… read more.