PayPal fees calculator

By:

James Knight

James is a lead editor for Invezz, where he covers topics from across the financial world, from the stock market, to cryptocurrency, to macroeconomic markets. His ... read more.

Updated: Oct 11, 2022

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With just a few pieces of information, the Invezz PayPal fees calculator quickly tells you what you’ll be paying in merchant fees when buying goods or services through PayPal. Read on to see how our PayPal fees calculator works.

How to use our PayPal fees calculator

To use our PayPal fees calculator, follow these steps:

1. Enter in the location of the party sending the item.
2. Enter in the location of the party receiving the item.
3. Enter in the amount being sent, using your choice of numerous different currencies.
4. Enter in the standard PayPal fee rate.
5. The calculator will tell you how much you’ll either earn or have to pay (depending on which side of the transaction you’re on), taking into account both PayPal service fees and if it’s a cross-border transaction) currency exchange and additional foreign currency exchange fees.

How the PayPal fees calculator works

Our PayPal fees calculator works by crunching the numbers on multiple forms of information (PayPal standard fees, foreign currency exchange fees, and foreign currency exchange rates), then telling you how much the amount received will be when compared to the original amount sent. 

Why should I use it?

PayPal charges merchant fees for transactions, so you’ll want to account for those fees when determining how much you stand to spend (or receive) when performing a transaction using the platform. 

Our PayPal calculator also instantly calculates the exchange rates and exchange fees associated with transactions that take place between two people in different countries, further clarifying how PayPal arrives at the final amount received as compared to the initial amount sent.

What is PayPal? 

PayPal is an online payment service that serves as an alternative to traditional, cash-based transactions. PayPal is one of the most popular forms of making online payments and has even begun integrating with cryptocurrency-related transactions in recent years. For instance, allowing you to trade forex and buy bitcoin with PayPal directly.