Primis Financial (FRST)
Nasdaq Market Closed
Primis Financial Corp. is a US bank holding company whose main operating subsidiary is Primis Bank. The company serves consumers, entrepreneurs, and small and mid-sized businesses with a mix of traditional community banking and digital delivery. Its core banking activities include deposit accounts, treasury and cash-management services, commercial lending, residential lending, and other everyday financial products.
The bank’s lending book is weighted toward business customers and real estate-related credit. It provides loans secured by commercial property, along with other secured and unsecured commercial loans for companies across a range of industries. Primis also makes consumer loans and residential loans to individuals, giving it exposure to both business activity and household borrowing demand.
Primis reports through two main business lines. Primis Bank is the primary segment and generates most of the company’s revenue through commercial and consumer banking. Primis Mortgage focuses on originating residential mortgages across much of the United States, adding a national mortgage-origination platform to the company’s regional banking base.
As a listed community bank, Primis Financial is shaped by familiar banking drivers: credit quality, deposit costs, loan growth, interest-rate spreads, and the health of the local and national property markets it serves. Its distinguishing feature is the combination of a commercial banking franchise with a mortgage operation and a brand that emphasizes faster, more technology-enabled banking services than many traditional community banks.
Last updated
- Market Cap
- $381,638,046
- P/E
- 8.28
- P/FCF
- —
- P/S
- 1.27
- Enterprise Value
- $687,039,046
- Sector
- Financials
- Industry
- State Commercial Banks
- Address
- 1676 INTERNATIONAL DRIVE SUITE 900, MCLEAN, VA, 22102
- Market Cap
Market cap is the total value of a company's shares, calculated by multiplying the stock price by the number of shares outstanding.
- $381,638,046
- Enterprise Value
Enterprise value is the total value of a company, including its market cap, debt, and cash.
- $687,039,046
- P/E
P/E ratio compares a company's share price to its earnings per share.
- 8.28
- P/B
P/B ratio compares a company's share price to its book value per share.
- 0.89
- P/S
P/S ratio compares a company's share price to its revenue per share.
- 1.27
- EV / EBITDA
EV/EBITDA measures a company's value compared to its earnings before interest, taxes, depreciation, and amortization.
- 11.79
- EV / Sales
EV/Sales measures a company's value compared to its total revenue.
- 2.29
- EPS
- 1.85
- Dividend Yield
Dividend yield shows how much a company pays in dividends each year compared to its share price.
- 2.61%
- P/FCF
Price-to-free-cash-flow ratio compares a company's share price to the cash it generates after expenses and investments.
- —
- P/CF
P/CF ratio compares a company's share price to the cash flow it generates from its operations.
- —
- Free Cash Flow
Free cash flow is the cash a company has left after covering operating costs and capital expenses.
- -$78,358,000
- ROE
ROE measures how effectively a company uses shareholders' equity to generate profit.
- 10.8%
- ROA
ROA measures how effectively a company uses its assets to generate profit.
- 1.08%
- Debt / Equity
Debt-to-equity ratio compares a company's total debt to its shareholders' equity.
- 0.73
- Current Ratio
Current ratio measures a company's ability to pay short-term debts using its short-term assets.
- 1.61
- Quick Ratio
Quick ratio measures a company's ability to pay short-term debts using cash and other easily available assets.
- 1.61
- Cash
Cash ratio measures a company's ability to cover short-term debts using only cash and cash equivalents.
- 0.04
- Avg Volume
Average volume shows the average number of shares traded over the last 30 trading days, helping indicate liquidity.
- $246,051
- Fundamentals Snapshot Price
Fundamentals snapshot price is the stock price used when calculating the company's financial ratios and metrics.
- 15.34
Income Statement
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Revenue | 67.08M | 103.34M | 63.74M | 65.66M | 80.06M |
| Cost of revenue | 21.45M | 22.47M | 22.73M | 22.45M | 21.36M |
| Gross profit | 45.63M | 80.87M | 41M | 43.21M | 58.7M |
| Operating income | 10.33M | 36.27M | 8.74M | 2.97M | 24.59M |
| EBITDA | 10.33M | 36.27M | 8.74M | 2.97M | 24.59M |
| Net income | 7.31M | 29.54M | 6.83M | 2.44M | 22.64M |
| Income taxes | 3.01M | 6.73M | 1.91M | 528K | 5.55M |
| Other operating expenses | 4.46M | 5.2M | 4.67M | 5.26M | 5.42M |
| Total operating expenses | 33.75M | 42.16M | 32.31M | 31.94M | 32.52M |
| Basic EPS | 0.3 | 1.2 | 0.28 | 0.1 | 0.92 |
| Diluted EPS | 0.3 | 1.2 | 0.28 | 0.1 | 0.92 |
Balance Sheet
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Total assets | 4.26B | 4.05B | 3.95B | 3.87B | 3.7B |
| Total liabilities | 3.83B | 3.62B | 3.57B | 3.5B | 3.32B |
| Total equity | 427.2M | 422.9M | 382.15M | 376.42M | 375.56M |
| Cash & equivalents | 8.36M | 9.69M | 7.69M | 7.67M | 7.97M |
| Current assets | 369.61M | 343.05M | 331.42M | 365.76M | 343.64M |
| Current liabilities | 230M | 25M | 85M | 0 | 0 |
| Goodwill | 93.46M | 93.46M | 93.46M | 93.46M | 93.46M |
| Long-term debt | 83.76M | 110.94M | 111.49M | 112.47M | 112.68M |
Cash Flow
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Operating cash flow | -54.36M | 28.74M | -11.38M | -40.98M | 34.39M |
| Investing cash flow | -132.05M | 55.25M | -93.58M | -92.58M | -27.31M |
| Financing cash flow | 202.68M | -4.26M | 74.77M | 170.59M | -14.55M |
| Change in cash | 16.27M | 79.73M | -30.19M | 37.03M | -7.46M |
| Net income | 7.31M | 29.54M | 6.83M | 2.44M | 19.03M |
| Kind | Filing | Date | Link |
|---|---|---|---|
| edgar index | 8-K — Primis Financial Corp. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | EFFECT — Primis Financial Corp. | View Filing | |
| edgar index | S-3/A — Primis Financial Corp. | View Filing | |
| edgar index | 8-K — Primis Financial Corp. | View Filing | |
| edgar index | 3 — Primis Financial Corp. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| form 3 | Form 3 — Weichert Margaret M | View Filing | |
| edgar index | 11-K — Primis Financial Corp. | View Filing | |
| edgar index | S-3 — Primis Financial Corp. | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| form 4 | Form 4 — Saunders Jason Brock | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| form 4 | Form 4 — Gamble Scott R | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| form 4 | Form 4 — Sharma Anurag | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| edgar index | 3 — Primis Financial Corp. | View Filing | |
| form 3 | Form 3 — Saunders Jason Brock | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| form 4 | Form 4 — Gamble Scott R | View Filing | |
| edgar index | 3 — Primis Financial Corp. | View Filing | |
| form 3 | Form 3 — Gamble Scott R | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| edgar index | 8-K — Primis Financial Corp. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| form 4 | Form 4 — GARRETT F L III | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| form 4 | Form 4 — Clagett Robert Yates | View Filing | |
| form 4 | Form 4 — Clagett Robert Yates | View Filing | |
| edgar index | 10-Q — Primis Financial Corp. | View Filing | |
| edgar index | 3 — Primis Financial Corp. | View Filing | |
| form 3 | Form 3 — Sharma Anurag | View Filing | |
| edgar index | 8-K — Primis Financial Corp. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | SCHEDULE 13D/A — Primis Financial Corp. | View Filing | |
| edgar index | SCHEDULE 13D/A — Primis Financial Corp. | View Filing | |
| edgar index | DEF 14A — Primis Financial Corp. | View Filing | |
| edgar index | ARS — Primis Financial Corp. | View Filing | |
| edgar index | 10-K — Primis Financial Corp. | View Filing | |
| ten k section | 10-K — business | View Filing | |
| ten k section | 10-K — mda | View Filing | |
| ten k section | 10-K — risk_factors | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| form 4 | Form 4 — Biagas John Fitzgerald | View Filing | |
| form 4 | Form 4 — Biagas John Fitzgerald | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| form 4 | Form 4 — Leibson Marie Taylor | View Filing | |
| form 4 | Form 4 — Leibson Marie Taylor | View Filing | |
| form 4 | Form 4 — Leibson Marie Taylor | View Filing | |
| form 4 | Form 4 — Leibson Marie Taylor | View Filing | |
| form 4 | Form 4 — Leibson Marie Taylor | View Filing | |
| form 4 | Form 4 — Leibson Marie Taylor | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing | |
| edgar index | 4 — Primis Financial Corp. | View Filing |
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