Investors Title (ITIC)
Nasdaq Market Open
Investors Title Company is a financial services business focused primarily on title insurance and real estate-related transaction services. Through its underwriting subsidiaries, including Investors Title Insurance Company and National Investors Title Insurance Company, the company issues title insurance policies for residential and commercial property transactions. These policies protect lenders and property owners against covered losses arising from defects in title, liens, errors in public records, or other ownership issues that may surface after a real estate closing.
Title insurance is closely linked to activity in the housing, mortgage, and commercial property markets. Investors Title works with approved agents, attorneys, lenders, and real estate professionals to support closings and provide underwriting expertise. Revenue is influenced by purchase and refinancing volumes, property values, premium rates, claims experience, and the company’s ability to manage operating costs across different real estate cycles.
In addition to title insurance, Investors Title operates an exchange services segment through subsidiaries such as Investors Title Exchange Corporation and Investors Title Accommodation Corporation. These businesses assist customers with tax-deferred real property exchanges, commonly associated with Section 1031 of the U.S. Internal Revenue Code. Such services can be important for real estate investors seeking to defer taxable gains when selling one property and acquiring another qualifying property.
The company is distinctive because it combines a long-established title insurance platform with specialized exchange services, giving it exposure to both everyday residential closings and more complex commercial or investment property transactions. For shareholders, key considerations include real estate transaction volumes, underwriting discipline, investment income, regulatory requirements, and claims trends.
Last updated
- Market Cap
- 458.73M
- P/E
- 12.05
- P/FCF
- 16.77
- P/S
- 1.64
- Enterprise Value
- 432.02M
- Sector
- Financials
- Industry
- Title Insurance
- Address
- 121 N COLUMBIA ST, CHAPEL HILL, NC, 27514
- Market Cap
Market cap is the total value of a company's shares, calculated by multiplying the stock price by the number of shares outstanding.
- 458.73M
- Enterprise Value
Enterprise value is the total value of a company, including its market cap, debt, and cash.
- 432.02M
- P/E
P/E ratio compares a company's share price to its earnings per share.
- 12.05
- P/B
P/B ratio compares a company's share price to its book value per share.
- 1.68
- P/S
P/S ratio compares a company's share price to its revenue per share.
- 1.64
- EV / EBITDA
EV/EBITDA measures a company's value compared to its earnings before interest, taxes, depreciation, and amortization.
- 8.48
- EV / Sales
EV/Sales measures a company's value compared to its total revenue.
- 1.54
- EPS
- 20.17
- Dividend Yield
Dividend yield shows how much a company pays in dividends each year compared to its share price.
- 4.34%
- P/FCF
Price-to-free-cash-flow ratio compares a company's share price to the cash it generates after expenses and investments.
- 16.77
- P/CF
P/CF ratio compares a company's share price to the cash flow it generates from its operations.
- 14.05
- Free Cash Flow
Free cash flow is the cash a company has left after covering operating costs and capital expenses.
- 27.36M
- ROE
ROE measures how effectively a company uses shareholders' equity to generate profit.
- 13.95%
- ROA
ROA measures how effectively a company uses its assets to generate profit.
- 10.53%
- Debt / Equity
Debt-to-equity ratio compares a company's total debt to its shareholders' equity.
- 0
- Current Ratio
Current ratio measures a company's ability to pay short-term debts using its short-term assets.
- 1.26
- Quick Ratio
Quick ratio measures a company's ability to pay short-term debts using cash and other easily available assets.
- 1.26
- Cash
Cash ratio measures a company's ability to cover short-term debts using only cash and cash equivalents.
- 0.76
- Avg Volume
Average volume shows the average number of shares traded over the last 30 trading days, helping indicate liquidity.
- 28.72K
- Fundamentals Snapshot Price
Fundamentals snapshot price is the stock price used when calculating the company's financial ratios and metrics.
- 242.97
Income Statement
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Revenue | 63.83M | 69.52M | 73.02M | 73.65M | 56.42M |
| Gross profit | 35.91M | 39.01M | 41.59M | 42.49M | 31.24M |
| Operating income | 7.53M | 9.61M | 15.09M | 15.8M | 3.9M |
| EBITDA | 8.28M | 10.37M | 15.71M | 16.57M | 4.7M |
| Net income | 6.07M | 7.52M | 12.21M | 12.28M | 3.17M |
| Basic EPS | 3.21 | 3.98 | 6.47 | 6.51 | 1.68 |
| Diluted EPS | 3.2 | 3.98 | 6.45 | 6.48 | 1.67 |
Balance Sheet
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Total assets | 361.54M | 363.14M | 363.32M | 345.82M | 333.78M |
| Total liabilities | 88.65M | 94.84M | 85.31M | 79.65M | 79.37M |
| Total equity | 272.89M | 268.3M | 278.01M | 266.18M | 254.41M |
| Cash & equivalents | 26.7M | 20.84M | 22.76M | 29.68M | 27.6M |
| Current assets | 44.2M | 39.64M | 40.5M | 47.85M | 43.29M |
| Current liabilities | 35.13M | 41.53M | 32.85M | 29.79M | 28.68M |
Cash Flow
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Operating cash flow | 1.62M | 5M | 17.16M | 8.86M | -75K |
| Investing cash flow | 5.11M | 10.41M | -23.21M | -5.91M | 3.89M |
| Financing cash flow | -867K | -17.33M | -868K | -868K | -868K |
| Change in cash | 5.87M | -1.92M | -6.92M | 2.08M | 2.95M |
| Kind | Filing | Date | Link |
|---|---|---|---|
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 8-K — INVESTORS TITLE CO | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| form 4 | Form 4 — Hutson Richard M II | View Filing | |
| form 4 | Form 4 — Speed James H. Jr. | View Filing | |
| form 4 | Form 4 — Parker, Jr. Elton C. | View Filing | |
| form 4 | Form 4 — Coley Tammy | View Filing | |
| form 4 | Form 4 — Scott James E | View Filing | |
| form 4 | Form 4 — Dempster Joseph B. Jr. | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| form 4 | Form 4 — Parker, Jr. Elton C. | View Filing | |
| edgar index | 10-Q — INVESTORS TITLE CO | View Filing | |
| edgar index | 8-K — INVESTORS TITLE CO | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | DEF 14A — INVESTORS TITLE CO | View Filing | |
| edgar index | ARS — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| form 4 | Form 4 — Speed James H. Jr. | View Filing | |
| form 4 | Form 4 — Speed James H. Jr. | View Filing | |
| form 4 | Form 4 — Parker, Jr. Elton C. | View Filing | |
| form 4 | Form 4 — Parker, Jr. Elton C. | View Filing | |
| edgar index | 10-K — INVESTORS TITLE CO | View Filing | |
| ten k section | 10-K — business | View Filing | |
| ten k section | 10-K — mda | View Filing | |
| ten k section | 10-K — risk_factors | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| form 4 | Form 4 — Scott James E | View Filing | |
| edgar index | 8-K — INVESTORS TITLE CO | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 10-Q — INVESTORS TITLE CO | View Filing | |
| edgar index | 8-K — INVESTORS TITLE CO | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 10-Q — INVESTORS TITLE CO | View Filing | |
| edgar index | 8-K — INVESTORS TITLE CO | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 8-K — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4/A — INVESTORS TITLE CO | View Filing | |
| edgar index | 3 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| form 3 | Form 3 — Dempster Joseph B. Jr. | View Filing | |
| form 4 | Form 4 — Coley Tammy | View Filing | |
| form 4 | Form 4 — Hutson Richard M II | View Filing | |
| form 4 | Form 4 — Speed James H. Jr. | View Filing | |
| form 4 | Form 4 — Scott James E | View Filing | |
| form 4 | Form 4 — Parker, Jr. Elton C. | View Filing | |
| form 4 | Form 4 — Hutson Richard M II | View Filing | |
| form 4 | Form 4 — Dempster Joseph B. Jr. | View Filing | |
| edgar index | 10-Q — INVESTORS TITLE CO | View Filing | |
| edgar index | 8-K — INVESTORS TITLE CO | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | DEF 14A — INVESTORS TITLE CO | View Filing | |
| edgar index | ARS — INVESTORS TITLE CO | View Filing | |
| edgar index | 10-K — INVESTORS TITLE CO | View Filing | |
| ten k section | 10-K — business | View Filing | |
| ten k section | 10-K — risk_factors | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| edgar index | 4 — INVESTORS TITLE CO | View Filing | |
| form 4 | Form 4 — FRANCIS DAVID L | View Filing | |
| form 4 | Form 4 — FRANCIS DAVID L | View Filing | |
| form 4 | Form 4 — Speed James H. Jr. | View Filing | |
| form 4 | Form 4 — Speed James H. Jr. | View Filing | |
| edgar index | 8-K — INVESTORS TITLE CO | View Filing | |
| eight k text | 8-K — 8-K | View Filing |