Hagerty (HGTY)
NYSE Market Closed
Hagerty, Inc. is a specialty insurance and automotive lifestyle company focused on classic cars, collector vehicles, and enthusiast owners. Rather than serving the broad personal auto market, the company targets vehicles that are often driven less frequently, maintained carefully, and valued for their rarity, condition, or cultural appeal. Its core business is the distribution and servicing of insurance policies for classic cars, trucks, motorcycles, and other collectible vehicles.
The company earns much of its revenue from commissions and policy-related fees, supported by underwriting relationships and services that connect vehicle owners with coverage designed around agreed values, restoration considerations, and enthusiast usage patterns. Hagerty operates in the United States, Canada, and parts of Europe, giving it exposure to several mature collector-car markets.
Hagerty is also known for building a broader ecosystem around car culture. Its offerings include membership products, valuation tools, media content, events, and marketplaces that help owners research, buy, sell, protect, and enjoy collector vehicles. This combination of insurance expertise and enthusiast engagement differentiates the company from traditional insurers that treat specialty vehicles as a small niche within standard auto coverage.
For investors, Hagerty represents a focused play on the collector and enthusiast vehicle economy. Its performance is tied to policy growth, retention, premium trends, commission economics, and the health of discretionary spending among car collectors. The company’s brand recognition within enthusiast communities is a key competitive asset, while its risks include insurance cycle pressures, changing vehicle values, and sensitivity to broader economic conditions.
Last updated
- Market Cap
- 1.03B
- P/E
- 41.03
- P/FCF
- 6.24
- P/S
- 0.73
- Enterprise Value
- 1.04B
- Sector
- Financials
- Industry
- Insurance Agents, Brokers, and Service
- Address
- 121 DRIVERS EDGE, TRAVERSE CITY, MI, 49684
BROAD ARROW’S WYNN LAS VEGAS AUCTION FEATURES SOUGHT-AFTER CARS FOR EVERY COLLECTOR’S TASTE
BROAD ARROW ACHIEVES NUMEROUS WORLD RECORD PRICES AT 2025 MONTEREY JET CENTER AUCTION
HENRY CATCHPOLE TAKES TO THE TRACK IN RARE HONDA NSX-R IN SWEDEN AHEAD OF BROAD ARROW'S FIRST EUROPEAN AUCTION
RUF CTR YELLOWBIRD LEADS BROAD ARROW'S $15.3 MILLION PORSCHE AIR|WATER AUCTION
BROAD ARROW ANNOUNCES 918 SPYDER WEISSACH AND CARRERA GT AS FINAL ENTRIES FOR PORSCHE AIR|WATER AUCTION
Broad Arrow Releases Video Featuring Ferrari 250 GT LWB California Spider Competizione Drive Head of Amelia Auction
BROAD ARROW WELCOMES RENOWNED CAR SPECIALISTS TO EUROPEAN TEAM
Complete Digital Catalog for Broad Arrow’s Inaugural Chattanooga Auction Now Available
WIX Set to Report Q2 Earnings: Here's What You Should Know
Hagerty (HGTY) Soars 6.3%: Is Further Upside Left in the Stock?
Is Walmart (WMT) Outperforming Other Retail-Wholesale Stocks This Year?
Is Canada Goose (GOOS) Outperforming Other Retail-Wholesale Stocks This Year?
Hagerty, Inc. (HGTY) Surpasses Q1 Earnings and Revenue Estimates
Strength Seen in Hagerty (HGTY): Can Its 5.8% Jump Turn into More Strength?
Filling Top-Ranked Stocks in NCAA "Sweet 16" Brackets
Are Retail-Wholesale Stocks Lagging Fastenal (FAST) This Year?
Why Hagerty, Inc. (HGTY) Might be Well Poised for a Surge
All You Need to Know About Hagerty, Inc. (HGTY) Rating Upgrade to Buy
Advance Auto Parts (AAP) Reports Q4 Loss, Lags Revenue Estimates
Will Hagerty, Inc. (HGTY) Beat Estimates Again in Its Next Earnings Report?
- Market Cap
Market cap is the total value of a company's shares, calculated by multiplying the stock price by the number of shares outstanding.
- 1.03B
- Enterprise Value
Enterprise value is the total value of a company, including its market cap, debt, and cash.
- 1.04B
- P/E
P/E ratio compares a company's share price to its earnings per share.
- 41.03
- P/B
P/B ratio compares a company's share price to its book value per share.
- 4.7
- P/S
P/S ratio compares a company's share price to its revenue per share.
- 0.73
- EV / EBITDA
EV/EBITDA measures a company's value compared to its earnings before interest, taxes, depreciation, and amortization.
- 8.62
- EV / Sales
EV/Sales measures a company's value compared to its total revenue.
- 0.75
- EPS
- 0.25
- Dividend Yield
Dividend yield shows how much a company pays in dividends each year compared to its share price.
- 1.12%
- P/FCF
Price-to-free-cash-flow ratio compares a company's share price to the cash it generates after expenses and investments.
- 6.24
- P/CF
P/CF ratio compares a company's share price to the cash flow it generates from its operations.
- 5.37
- Free Cash Flow
Free cash flow is the cash a company has left after covering operating costs and capital expenses.
- 164.55M
- ROE
ROE measures how effectively a company uses shareholders' equity to generate profit.
- 11.45%
- ROA
ROA measures how effectively a company uses its assets to generate profit.
- 1.24%
- Debt / Equity
Debt-to-equity ratio compares a company's total debt to its shareholders' equity.
- 1.05
- Current Ratio
Current ratio measures a company's ability to pay short-term debts using its short-term assets.
- 1.27
- Quick Ratio
Quick ratio measures a company's ability to pay short-term debts using cash and other easily available assets.
- 1.27
- Cash
Cash ratio measures a company's ability to cover short-term debts using only cash and cash equivalents.
- 0.22
- Avg Volume
Average volume shows the average number of shares traded over the last 30 trading days, helping indicate liquidity.
- 161.3K
- Fundamentals Snapshot Price
Fundamentals snapshot price is the stock price used when calculating the company's financial ratios and metrics.
- 10.09
Income Statement
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Revenue | 303.86M | 346.39M | 379.99M | 368.7M | 319.59M |
| Gross profit | 303.86M | 346.39M | 379.99M | 368.7M | 319.59M |
| Operating income | -27.99M | 30.62M | 34.32M | 47.7M | 25.73M |
| EBITDA | -19.59M | 40.41M | 43.73M | 56.53M | 35.22M |
| Net income | -6.52M | 4.14M | 18.95M | 8.47M | 6.5M |
| Basic EPS | -0.06 | 0.06 | 0.18 | 0.09 | 0.07 |
| Diluted EPS | -0.06 | 0.08 | 0.11 | 0.09 | 0.07 |
Balance Sheet
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Total assets | 2.02B | 2.09B | 2.15B | 2.04B | 1.82B |
| Total liabilities | 1.29B | 1.35B | 1.44B | 1.38B | 1.2B |
| Total equity | 645.4M | 660.41M | 630.08M | 578.04M | 532.66M |
| Cash & equivalents | 212.37M | 160.18M | 160.39M | 140.3M | 127.7M |
| Current assets | 1.21B | 1.29B | 1.04B | 1.02B | 839.33M |
| Current liabilities | 949.49M | 1.08B | 1.22B | 1.15B | 987.06M |
Cash Flow
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Operating cash flow | 16.25M | 29.1M | 92.17M | 53.88M | 43.83M |
| Investing cash flow | -39.93M | -62.39M | -90.97M | -27.36M | -4.48M |
| Financing cash flow | 91.04M | -483K | 931K | 15.24M | 14.24M |
| Change in cash | 67.73M | -33.65M | 2.06M | 44.28M | 53.46M |
| Kind | Filing | Date | Link |
|---|---|---|---|
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| form 4 | Form 4 — Kuczinski Anthony J | View Filing | |
| edgar index | 8-K — Hagerty, Inc. | View Filing | |
| edgar index | 10-Q — Hagerty, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 3 — Hagerty, Inc. | View Filing | |
| edgar index | SCHEDULE 13D/A — Hagerty, Inc. | View Filing | |
| edgar index | 8-K — Hagerty, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 144 — Hagerty, Inc. | View Filing | |
| form 4 | Form 4 — Harris Laurie | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| form 4 | Form 4 — Chafey Diana | View Filing | |
| form 4 | Form 4 — McClymont Patrick | View Filing | |
| form 4 | Form 4 — Heaton Michael R | View Filing | |
| form 4 | Form 4 — Harris Laurie | View Filing | |
| form 4 | Form 4 — Briglia Jeffrey Edward | View Filing | |
| form 4 | Form 4 — Briglia Jeffrey Edward | View Filing | |
| form 4 | Form 4 — DELANEY KEVIN M | View Filing | |
| form 4 | Form 4 — DELANEY KEVIN M | View Filing | |
| form 4 | Form 4 — Chafey Diana | View Filing | |
| form 4 | Form 4 — Chafey Diana | View Filing | |
| form 4 | Form 4 — Salmi Mika | View Filing | |
| form 4 | Form 4 — Page Russell Andrew | View Filing | |
| form 4 | Form 4 — Page Russell Andrew | View Filing | |
| form 4 | Form 4 — McClymont Patrick | View Filing | |
| form 4 | Form 4 — McClymont Patrick | View Filing | |
| form 4 | Form 4 — Champagne Collette | View Filing | |
| form 4 | Form 4 — Champagne Collette | View Filing | |
| form 4 | Form 4 — Hagerty McKeel | View Filing | |
| form 4 | Form 4 — Ahn Kenneth | View Filing | |
| form 4 | Form 4 — Ahn Kenneth | View Filing | |
| form 4 | Form 4 — Kuczinski Anthony J | View Filing | |
| form 4 | Form 4 — SWANSON WILLIAM H | View Filing | |
| form 4 | Form 4 — SWANSON WILLIAM H | View Filing | |
| form 4 | Form 4 — KAUFFMAN ROBERT I | View Filing | |
| form 4 | Form 4 — KAUFFMAN ROBERT I | View Filing | |
| form 4 | Form 4 — Harbert Randall Houston | View Filing | |
| form 4 | Form 4 — Kay Sabrina | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| form 4 | Form 4 — Kuczinski Anthony J | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| form 4 | Form 4 — Kuczinski Anthony J | View Filing | |
| edgar index | 8-K — Hagerty, Inc. | View Filing | |
| edgar index | 10-K — Hagerty, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| ten k section | 10-K — business | View Filing | |
| ten k section | 10-K — mda | View Filing | |
| ten k section | 10-K — risk_factors | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 144 — Hagerty, Inc. | View Filing | |
| form 4 | Form 4 — Ahn Kenneth | View Filing | |
| form 4 | Form 4 — Ahn Kenneth | View Filing | |
| form 4 | Form 4 — Ahn Kenneth | View Filing | |
| form 4 | Form 4 — Ahn Kenneth | View Filing | |
| edgar index | 4 — Hagerty, Inc. | View Filing | |
| edgar index | 144 — Hagerty, Inc. | View Filing | |
| form 4 | Form 4 — Ahn Kenneth | View Filing | |
| form 4 | Form 4 — Ahn Kenneth | View Filing |