MainStreet Bancshares (MNSB)
Nasdaq Market Open
MainStreet Bancshares, Inc. is the bank holding company behind MainStreet Bank, a community-focused commercial bank serving the Washington, D.C. metropolitan area, including Northern Virginia and nearby Maryland markets. Through its banking subsidiary, the company provides deposit, lending, and treasury services to small and mid-sized businesses, professional firms, entrepreneurs, nonprofit organisations, and individual customers.
The bank’s core offering centres on relationship banking rather than national-scale retail banking. It provides business and consumer checking accounts, savings products, money market accounts, certificates of deposit, account analysis services, and digital banking tools. On the lending side, MainStreet Bank originates commercial loans, owner-occupied and investor real estate loans, construction and development financing, and selected consumer credit products. Cash management is an important part of the franchise, with services designed to help business clients manage payments, receivables, liquidity, and fraud prevention.
MainStreet Bancshares operates in a highly competitive regional banking market where deposit costs, credit quality, local economic conditions, and commercial real estate exposure are key factors for investors to monitor. The company’s common stock represents ownership in the holding company and therefore participates in the long-term performance of the bank, including loan growth, net interest margins, fee income, capital management, and any dividends or retained earnings strategy. Its niche is a business-oriented community banking model that combines local decision-making with technology-enabled banking services.
Last updated
- Market Cap
- 169.88M
- P/E
- 11.25
- P/FCF
- 10.75
- P/S
- 1.27
- Enterprise Value
- 206.87M
- Sector
- Financials
- Industry
- State Commercial Banks
- Address
- 10089 FAIRFAX BOULEVARD, FAIRFAX, VA, 22030
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- Market Cap
Market cap is the total value of a company's shares, calculated by multiplying the stock price by the number of shares outstanding.
- 169.88M
- Enterprise Value
Enterprise value is the total value of a company, including its market cap, debt, and cash.
- 206.87M
- P/E
P/E ratio compares a company's share price to its earnings per share.
- 11.25
- P/B
P/B ratio compares a company's share price to its book value per share.
- 0.79
- P/S
P/S ratio compares a company's share price to its revenue per share.
- 1.27
- EV / EBITDA
EV/EBITDA measures a company's value compared to its earnings before interest, taxes, depreciation, and amortization.
- 9.71
- EV / Sales
EV/Sales measures a company's value compared to its total revenue.
- 1.55
- EPS
- 2.12
- Dividend Yield
Dividend yield shows how much a company pays in dividends each year compared to its share price.
- 3.06%
- P/FCF
Price-to-free-cash-flow ratio compares a company's share price to the cash it generates after expenses and investments.
- 10.75
- P/CF
P/CF ratio compares a company's share price to the cash flow it generates from its operations.
- 8.51
- Free Cash Flow
Free cash flow is the cash a company has left after covering operating costs and capital expenses.
- 15.8M
- ROE
ROE measures how effectively a company uses shareholders' equity to generate profit.
- 7.03%
- ROA
ROA measures how effectively a company uses its assets to generate profit.
- 0.68%
- Debt / Equity
Debt-to-equity ratio compares a company's total debt to its shareholders' equity.
- 0.33
- Current Ratio
Current ratio measures a company's ability to pay short-term debts using its short-term assets.
- —
- Quick Ratio
Quick ratio measures a company's ability to pay short-term debts using cash and other easily available assets.
- —
- Cash
Cash ratio measures a company's ability to cover short-term debts using only cash and cash equivalents.
- —
- Avg Volume
Average volume shows the average number of shares traded over the last 30 trading days, helping indicate liquidity.
- 47.2K
- Fundamentals Snapshot Price
Fundamentals snapshot price is the stock price used when calculating the company's financial ratios and metrics.
- 23.87
Income Statement
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Revenue | 31.63M | 32.78M | 33.59M | 35.35M | 33.9M |
| Gross profit | 17.9M | 18.04M | 18.22M | 19.86M | 17.45M |
| Operating income | 5.36M | 4.89M | 5.41M | 5.65M | 3.14M |
| EBITDA | 5.36M | 4.89M | 5.41M | 5.65M | 3.14M |
| Net income | 3.56M | 3.51M | 3.98M | 4.05M | 1.91M |
| Basic EPS | 0.48 | 0.47 | 0.52 | 0.53 | 0.25 |
| Diluted EPS | 0.48 | 0.47 | 0.52 | 0.53 | 0.25 |
Balance Sheet
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Total assets | 2.22B | 2.21B | 2.12B | 2.11B | 2.22B |
| Total liabilities | 2.01B | 1.99B | 1.91B | 1.9B | 2.01B |
| Total equity | 214.98M | 218.59M | 218.36M | 213.47M | 209.62M |
| Cash & equivalents | 33.04M | 25.18M | 23.94M | 20.89M | 18.39M |
| Current assets | 245.92M | 241.51M | 206.93M | 211.27M | 307.84M |
| Current liabilities | 0 | 0 | 0 | 0 | 0 |
Cash Flow
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Operating cash flow | 6.6M | 6.58M | 5.59M | 1.19M | 1.45M |
| Investing cash flow | -8.64M | -54.29M | -21.2M | 61.95M | -4.37M |
| Financing cash flow | 7.4M | 83.17M | 9.62M | -132.5M | -2.15M |
| Change in cash | 5.36M | 35.46M | -5.99M | -69.36M | -5.07M |
| Kind | Filing | Date | Link |
|---|---|---|---|
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| form 4 | Form 4 — Vari Richard Alexander | View Filing | |
| form 4 | Form 4 — Vari Richard Alexander | View Filing | |
| edgar index | S-3/A — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 144 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 8-K — MainStreet Bancshares, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 8-K — MainStreet Bancshares, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | SCHEDULE 13G/A — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | S-3 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | POS AM — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | SCHEDULE 13G/A — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 10-Q — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 8-K — MainStreet Bancshares, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 8-K — MainStreet Bancshares, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 8-K — MainStreet Bancshares, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | DEF 14A — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | ARS — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 8-K — MainStreet Bancshares, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 8-K — MainStreet Bancshares, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| form 4 | Form 4 — RUST PATSY I | View Filing | |
| form 4 | Form 4 — RUST PATSY I | View Filing | |
| form 4 | Form 4 — RUST PATSY I | View Filing | |
| form 4 | Form 4 — GREEN DARRELL | View Filing | |
| form 4 | Form 4 — DeLeon Rafael E | View Filing | |
| form 4 | Form 4 — Hall Wendy Adeler | View Filing | |
| form 4 | Form 4 — Higgins Joan Morgan | View Filing | |
| edgar index | 3 — MainStreet Bancshares, Inc. | View Filing | |
| form 3 | Form 3 — Higgins Joan Morgan | View Filing | |
| edgar index | 8-K — MainStreet Bancshares, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 10-K — MainStreet Bancshares, Inc. | View Filing | |
| ten k section | 10-K — business | View Filing | |
| ten k section | 10-K — mda | View Filing | |
| ten k section | 10-K — risk_factors | View Filing | |
| edgar index | 10-K/A — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 8-K — MainStreet Bancshares, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | SCHEDULE 13G — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 8-K — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 4 — MainStreet Bancshares, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| form 4 | Form 4 — CHMELIK THOMAS J | View Filing | |
| form 4 | Form 4 — CHMELIK THOMAS J | View Filing | |
| form 4 | Form 4 — Baboval Michael B | View Filing | |
| form 4 | Form 4 — Baboval Michael B | View Filing | |
| form 4 | Form 4 — Freesmeier William | View Filing | |
| form 4 | Form 4 — Freesmeier William | View Filing | |
| form 4 | Form 4 — Youngren Todd | View Filing | |
| form 4 | Form 4 — DICK JEFF W | View Filing | |
| form 4 | Form 4 — DICK JEFF W | View Filing | |
| form 4 | Form 4 — DICK JEFF W | View Filing | |
| form 4 | Form 4 — Hersiburane Abdulhamid | View Filing | |
| form 4 | Form 4 — Hersiburane Abdulhamid | View Filing | |
| form 4 | Form 4 — Vari Richard Alexander | View Filing | |
| form 4 | Form 4 — Vari Richard Alexander | View Filing | |
| edgar index | SCHEDULE 13G/A — MainStreet Bancshares, Inc. | View Filing | |
| edgar index | 5 — MainStreet Bancshares, Inc. | View Filing |