CPI Card (PMTS)

NasdaqMarket Open

CPI Card Group Inc. is a payment technology company that manufactures and services financial payment cards for banks, credit unions, fintechs, prepaid programme managers, and other card issuers in the United States. Its products include debit, credit, and prepaid cards, with services that support the full lifecycle of card issuance, from production and personalization to secure packaging and fulfilment. The company operates in a market where reliability, data security, speed of delivery, and compliance with payment network standards are central to customer relationships.

The company’s largest business is its Debit and Credit segment, which produces secure payment cards and provides related services for U.S. card-issuing financial institutions. These services include card personalization, instant issuance programmes that allow branches to provide cards directly to customers, and digital payment support such as push provisioning to mobile wallets. This positions CPI Card Group within both the physical card market and the broader shift toward digital and contactless payments.

Its Prepaid Debit segment serves prepaid programme managers with prepaid cards, secure packaging, and integrated services used in retail, corporate, government, and general-purpose reloadable card programmes. The company also reports corporate and other costs outside these operating segments.

CPI Card Group’s business is shaped by card reissuance cycles, new account activity, prepaid demand, and technology upgrades such as EMV chip cards, contactless cards, and digital wallet integration. While payment habits continue to evolve, card-based payments remain an important part of consumer and business transactions, giving the company a specialised role in the infrastructure behind everyday electronic payments.

22.16USD
−4.78(-17.74%)

Last updated

Market Cap
$325,626,093
P/E
23.68
P/FCF
4.25
P/S
0.55
Enterprise Value
$566,397,093
Sector
Materials
Industry
Commercial Printing
Address
10368 WEST CENTENNIAL RD, LITTLETON, CO, 80127
Market Cap
$325,626,093
Enterprise Value
$566,397,093
P/E
23.68
P/B
-28.38
P/S
0.55
EV / EBITDA
7.11
EV / Sales
0.96
EPS
1.19
Dividend Yield
0%
P/FCF
4.25
P/CF
3.55
Free Cash Flow
$76,554,000
ROE
-119.87%
ROA
3.52%
Debt / Equity
-22.85
Current Ratio
2.09
Quick Ratio
1.39
Cash
0.24
Avg Volume
$98,227
Fundamentals Snapshot Price
28.24

Income Statement

Line Item2026 Q22026 Q12025 Q42025 Q32025 Q2
Revenue149.18M147.11M153.05M137.97M129.75M
Cost of revenue100.7M102.98M104.77M96.97M89.63M
Gross profit48.49M44.12M48.29M40.99M40.12M
Operating income11.86M10.99M18.3M13.02M9.42M
EBITDA18.21M17.4M24.88M19.13M14.94M
Net income2.04M2.06M7.35M2.31M518K
Income taxes2.14M1.16M2.74M1.44M823K
Interest expense-7.41M-7.66M-7.97M-8.75M-8.07M
Other operating expenses033.13M115.26M00
Total operating expenses36.62M33.13M29.99M27.98M30.7M
Basic EPS0.180.180.640.20.05
Diluted EPS0.170.170.620.190.04

Balance Sheet

Line Item2026 Q22026 Q12025 Q42025 Q32025 Q2
Total assets390.41M386.45M403.19M407.06M399.8M
Total liabilities401.88M400.46M420.52M432.72M428.82M
Total equity-11.47M-14.01M-17.33M-25.66M-29.03M
Cash & equivalents21.37M19.3M21.7M15.96M17.12M
Current assets188.15M188.89M204.94M211.34M204.34M
Current liabilities90.14M74.33M84.1M82.45M79.03M
Accounts payable30.58M22.47M27.8M29.39M24.56M
Receivables88.36M88.68M95.44M90.77M87.5M
Inventories62.9M65.5M72.24M85.13M83.87M
Goodwill52.74M48.76M48.76M50.65M48.21M
Long-term debt262.14M276.9M286.67M308.43M310.91M

Cash Flow

Line Item2026 Q22026 Q12025 Q42025 Q32025 Q2
Operating cash flow28.5M13.65M39.59M9.97M4.34M
Investing cash flow-8.59M-3.51M-8.96M-4.67M-46.25M
Financing cash flow-17.84M-12.54M-24.89M-6.48M27.51M
Change in cash2.07M-2.4M5.75M-1.17M-14.4M
Net income2.04M2.06M7.35M2.31M518K
KindFilingDateLink
edgar index424B7 — CPI Card Group Inc.View Filing
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