CPI Card (PMTS)
NasdaqMarket Open
CPI Card Group Inc. is a payment technology company that manufactures and services financial payment cards for banks, credit unions, fintechs, prepaid programme managers, and other card issuers in the United States. Its products include debit, credit, and prepaid cards, with services that support the full lifecycle of card issuance, from production and personalization to secure packaging and fulfilment. The company operates in a market where reliability, data security, speed of delivery, and compliance with payment network standards are central to customer relationships.
The company’s largest business is its Debit and Credit segment, which produces secure payment cards and provides related services for U.S. card-issuing financial institutions. These services include card personalization, instant issuance programmes that allow branches to provide cards directly to customers, and digital payment support such as push provisioning to mobile wallets. This positions CPI Card Group within both the physical card market and the broader shift toward digital and contactless payments.
Its Prepaid Debit segment serves prepaid programme managers with prepaid cards, secure packaging, and integrated services used in retail, corporate, government, and general-purpose reloadable card programmes. The company also reports corporate and other costs outside these operating segments.
CPI Card Group’s business is shaped by card reissuance cycles, new account activity, prepaid demand, and technology upgrades such as EMV chip cards, contactless cards, and digital wallet integration. While payment habits continue to evolve, card-based payments remain an important part of consumer and business transactions, giving the company a specialised role in the infrastructure behind everyday electronic payments.
Last updated
- Market Cap
- $325,626,093
- P/E
- 23.68
- P/FCF
- 4.25
- P/S
- 0.55
- Enterprise Value
- $566,397,093
- Sector
- Materials
- Industry
- Commercial Printing
- Address
- 10368 WEST CENTENNIAL RD, LITTLETON, CO, 80127
- Market Cap
Market cap is the total value of a company's shares, calculated by multiplying the stock price by the number of shares outstanding.
- $325,626,093
- Enterprise Value
Enterprise value is the total value of a company, including its market cap, debt, and cash.
- $566,397,093
- P/E
P/E ratio compares a company's share price to its earnings per share.
- 23.68
- P/B
P/B ratio compares a company's share price to its book value per share.
- -28.38
- P/S
P/S ratio compares a company's share price to its revenue per share.
- 0.55
- EV / EBITDA
EV/EBITDA measures a company's value compared to its earnings before interest, taxes, depreciation, and amortization.
- 7.11
- EV / Sales
EV/Sales measures a company's value compared to its total revenue.
- 0.96
- EPS
- 1.19
- Dividend Yield
Dividend yield shows how much a company pays in dividends each year compared to its share price.
- 0%
- P/FCF
Price-to-free-cash-flow ratio compares a company's share price to the cash it generates after expenses and investments.
- 4.25
- P/CF
P/CF ratio compares a company's share price to the cash flow it generates from its operations.
- 3.55
- Free Cash Flow
Free cash flow is the cash a company has left after covering operating costs and capital expenses.
- $76,554,000
- ROE
ROE measures how effectively a company uses shareholders' equity to generate profit.
- -119.87%
- ROA
ROA measures how effectively a company uses its assets to generate profit.
- 3.52%
- Debt / Equity
Debt-to-equity ratio compares a company's total debt to its shareholders' equity.
- -22.85
- Current Ratio
Current ratio measures a company's ability to pay short-term debts using its short-term assets.
- 2.09
- Quick Ratio
Quick ratio measures a company's ability to pay short-term debts using cash and other easily available assets.
- 1.39
- Cash
Cash ratio measures a company's ability to cover short-term debts using only cash and cash equivalents.
- 0.24
- Avg Volume
Average volume shows the average number of shares traded over the last 30 trading days, helping indicate liquidity.
- $98,227
- Fundamentals Snapshot Price
Fundamentals snapshot price is the stock price used when calculating the company's financial ratios and metrics.
- 28.24
Income Statement
| Line Item | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 |
|---|---|---|---|---|---|
| Revenue | 149.18M | 147.11M | 153.05M | 137.97M | 129.75M |
| Cost of revenue | 100.7M | 102.98M | 104.77M | 96.97M | 89.63M |
| Gross profit | 48.49M | 44.12M | 48.29M | 40.99M | 40.12M |
| Operating income | 11.86M | 10.99M | 18.3M | 13.02M | 9.42M |
| EBITDA | 18.21M | 17.4M | 24.88M | 19.13M | 14.94M |
| Net income | 2.04M | 2.06M | 7.35M | 2.31M | 518K |
| Income taxes | 2.14M | 1.16M | 2.74M | 1.44M | 823K |
| Interest expense | -7.41M | -7.66M | -7.97M | -8.75M | -8.07M |
| Other operating expenses | 0 | 33.13M | 115.26M | 0 | 0 |
| Total operating expenses | 36.62M | 33.13M | 29.99M | 27.98M | 30.7M |
| Basic EPS | 0.18 | 0.18 | 0.64 | 0.2 | 0.05 |
| Diluted EPS | 0.17 | 0.17 | 0.62 | 0.19 | 0.04 |
Balance Sheet
| Line Item | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 |
|---|---|---|---|---|---|
| Total assets | 390.41M | 386.45M | 403.19M | 407.06M | 399.8M |
| Total liabilities | 401.88M | 400.46M | 420.52M | 432.72M | 428.82M |
| Total equity | -11.47M | -14.01M | -17.33M | -25.66M | -29.03M |
| Cash & equivalents | 21.37M | 19.3M | 21.7M | 15.96M | 17.12M |
| Current assets | 188.15M | 188.89M | 204.94M | 211.34M | 204.34M |
| Current liabilities | 90.14M | 74.33M | 84.1M | 82.45M | 79.03M |
| Accounts payable | 30.58M | 22.47M | 27.8M | 29.39M | 24.56M |
| Receivables | 88.36M | 88.68M | 95.44M | 90.77M | 87.5M |
| Inventories | 62.9M | 65.5M | 72.24M | 85.13M | 83.87M |
| Goodwill | 52.74M | 48.76M | 48.76M | 50.65M | 48.21M |
| Long-term debt | 262.14M | 276.9M | 286.67M | 308.43M | 310.91M |
Cash Flow
| Line Item | 2026 Q2 | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 |
|---|---|---|---|---|---|
| Operating cash flow | 28.5M | 13.65M | 39.59M | 9.97M | 4.34M |
| Investing cash flow | -8.59M | -3.51M | -8.96M | -4.67M | -46.25M |
| Financing cash flow | -17.84M | -12.54M | -24.89M | -6.48M | 27.51M |
| Change in cash | 2.07M | -2.4M | 5.75M | -1.17M | -14.4M |
| Net income | 2.04M | 2.06M | 7.35M | 2.31M | 518K |
| Kind | Filing | Date | Link |
|---|---|---|---|
| edgar index | 424B7 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 3/A — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 3 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| edgar index | 4 — CPI Card Group Inc. | View Filing | |
| form 4 | Form 4 — Riley H Sanford | View Filing | |
| form 4 | Form 4 — FUREY THOMAS | View Filing | |
| form 4 | Form 4 — Hughes Brennan A. | View Filing | |
| form 4 | Form 4 — Hughes Brennan A. | View Filing | |
| form 4 | Form 4 — SHEINBAUM MARC | View Filing | |
| form 4 | Form 4 — Oleson Lisa | View Filing | |
| form 4 | Form 4 — Boada Ernesto | View Filing | |
| form 4 | Form 4 — Peters Nicholas | View Filing | |
| form 4 | Form 4 — Soranno Keating Valerie | View Filing | |
| form 4 | Form 4 — LOWE JOHN | View Filing | |
| form 4 | Form 4 — LOWE JOHN | View Filing | |
| form 4 | Form 4 — LOWE JOHN | View Filing | |
| form 4 | Form 4 — LOWE JOHN | View Filing | |
| form 4 | Form 4 — Mallela Ravi | View Filing | |
| form 4 | Form 4 — VOLLMER SONYA | View Filing | |
| form 4 | Form 4 — VOLLMER SONYA | View Filing | |
| form 4 | Form 4 — VOLLMER SONYA | View Filing | |
| form 4 | Form 4 — VOLLMER SONYA | View Filing | |
| form 4 | Form 4 — O'LEARY MARGARET | View Filing | |
| form 4 | Form 4 — O'LEARY MARGARET | View Filing | |
| form 4 | Form 4 — O'LEARY MARGARET | View Filing | |
| form 4 | Form 4 — O'LEARY MARGARET | View Filing | |
| form 4 | Form 4 — Thompson Anntoinette | View Filing | |
| form 4 | Form 4 — Dragovich Darren | View Filing | |
| form 4 | Form 4 — Grantham Terra Lee | View Filing | |
| form 4 | Form 4 — Dixon Robert Michael | View Filing | |
| form 4 | Form 4 — Dixon Robert Michael | View Filing | |
| form 4 | Form 4 — Dixon Robert Michael | View Filing | |
| form 4 | Form 4 — Dixon Robert Michael | View Filing | |
| form 4 | Form 4 — LOWE JOHN | View Filing | |
| form 4 | Form 4 — LOWE JOHN | View Filing | |
| form 4 | Form 4 — LOWE JOHN | View Filing | |
| form 4 | Form 4 — VOLLMER SONYA | View Filing | |
| form 4 | Form 4 — VOLLMER SONYA | View Filing | |
| form 4 | Form 4 — VOLLMER SONYA | View Filing | |
| form 4 | Form 4 — O'LEARY MARGARET | View Filing | |
| form 4 | Form 4 — O'LEARY MARGARET | View Filing | |
| form 4 | Form 4 — O'LEARY MARGARET | View Filing | |
| form 4 | Form 4 — Thompson Anntoinette | View Filing | |
| form 4 | Form 4 — Thompson Anntoinette | View Filing | |
| form 4 | Form 4 — Thompson Anntoinette | View Filing | |
| form 4 | Form 4 — Grantham Terra Lee | View Filing | |
| form 4 | Form 4 — Grantham Terra Lee | View Filing | |
| form 4 | Form 4 — Grantham Terra Lee | View Filing | |
| form 4 | Form 4 — Dixon Robert Michael | View Filing | |
| form 4 | Form 4 — Dixon Robert Michael | View Filing | |
| form 4 | Form 4 — Dixon Robert Michael | View Filing | |
| form 4 | Form 4 — Riley H Sanford | View Filing | |
| form 4 | Form 4 — Riley H Sanford | View Filing | |
| form 4 | Form 4 — Riley H Sanford | View Filing | |
| form 4 | Form 4 — FUREY THOMAS | View Filing | |
| form 4 | Form 4 — FUREY THOMAS | View Filing | |
| form 4 | Form 4 — SHEINBAUM MARC | View Filing | |
| form 4 | Form 4 — SHEINBAUM MARC | View Filing | |
| form 4 | Form 4 — Oleson Lisa | View Filing | |
| form 4 | Form 4 — Oleson Lisa | View Filing |