CPI Card (PMTS)

Nasdaq Market Open

CPI Card Group Inc. is a payment technology company that manufactures and services financial payment cards for banks, credit unions, fintechs, prepaid programme managers, and other card issuers in the United States. Its products include debit, credit, and prepaid cards, with services that support the full lifecycle of card issuance, from production and personalization to secure packaging and fulfilment. The company operates in a market where reliability, data security, speed of delivery, and compliance with payment network standards are central to customer relationships.

The company’s largest business is its Debit and Credit segment, which produces secure payment cards and provides related services for U.S. card-issuing financial institutions. These services include card personalization, instant issuance programmes that allow branches to provide cards directly to customers, and digital payment support such as push provisioning to mobile wallets. This positions CPI Card Group within both the physical card market and the broader shift toward digital and contactless payments.

Its Prepaid Debit segment serves prepaid programme managers with prepaid cards, secure packaging, and integrated services used in retail, corporate, government, and general-purpose reloadable card programmes. The company also reports corporate and other costs outside these operating segments.

CPI Card Group’s business is shaped by card reissuance cycles, new account activity, prepaid demand, and technology upgrades such as EMV chip cards, contactless cards, and digital wallet integration. While payment habits continue to evolve, card-based payments remain an important part of consumer and business transactions, giving the company a specialised role in the infrastructure behind everyday electronic payments.

7.42 USD
+0.04 (+0.22%)

Last updated

Market Cap
212.07M
P/E
17.34
P/FCF
4.14
P/S
0.37
Enterprise Value
469.68M
Sector
Materials
Industry
Commercial Printing
Address
10368 WEST CENTENNIAL RD, LITTLETON, CO, 80127
Market Cap
212.07M
Enterprise Value
469.68M
P/E
17.34
P/B
-15.14
P/S
0.37
EV / EBITDA
6.15
EV / Sales
0.83
EPS
1.07
Dividend Yield
0%
P/FCF
4.14
P/CF
3.14
Free Cash Flow
51.17M
ROE
-87.31%
ROA
3.17%
Debt / Equity
-19.76
Current Ratio
2.54
Quick Ratio
1.66
Cash
0.26
Avg Volume
49.18K
Fundamentals Snapshot Price
18.48

Income Statement

Line Item 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1
Revenue 147.11M 153.05M 137.97M 129.75M 122.76M
Gross profit 44.12M 48.29M 40.99M 40.12M 40.7M
Operating income 10.99M 18.3M 13.02M 9.42M 14.1M
EBITDA 17.4M 24.88M 19.13M 14.94M 18.35M
Net income 2.06M 7.35M 2.31M 518K 4.77M
Basic EPS 0.18 0.65 0.2 0.05 0.42
Diluted EPS 0.17 0.61 0.19 0.04 0.4

Balance Sheet

Line Item 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1
Total assets 386.45M 403.19M 407.06M 399.8M 351.91M
Total liabilities 400.46M 420.52M 432.72M 428.82M 381.63M
Total equity -14.01M -17.33M -25.66M -29.03M -29.72M
Cash & equivalents 19.3M 21.7M 15.96M 17.12M 31.52M
Current assets 188.89M 204.94M 211.34M 204.34M 192.61M
Current liabilities 74.33M 84.1M 82.45M 79.03M 65.21M

Cash Flow

Line Item 2026 Q1 2025 Q4 2025 Q3 2025 Q2 2025 Q1
Operating cash flow 13.65M 39.59M 9.97M 4.34M 5.59M
Investing cash flow -3.51M -8.96M -4.67M -46.25M -5.25M
Financing cash flow -12.54M -24.89M -6.48M 27.51M -2.37M
Change in cash -2.4M 5.75M -1.17M -14.4M -2.02M
Kind Filing Date Link
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