Top 6 Best Investment & Trading Apps in Pakistan 2024

By:

James Knight

James is the Editor of Education for Invezz, where he covers topics from across the financial world, from the stock market, to cryptocurrency, to macroeconomic markets.... read more.

Reviewed by:

Richard Stutely

Richard is a Fact Checker for Invezz who ensures all our reviews and guides are accurate and unbiased. He is a best-selling international business author whose... read more.

Updated:  Sep 9, 2024

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14 min read

Trade your favourite markets with our top-rated broker, Exness.

Exness does not offer services to residents of certain jurisdictions including the USA, Iran, North Korea and others. The content of the website including translations should not be construed as means for solicitation. Investors make their own and independent decisions. Trading in CFDs and generally leveraged products involves substantial risk of loss and you may lose all of your invested capital.

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Pakistan’s investment scene is rapidly changing. The global surge in online trading has resulted in a massive increase in the number of Pakistani using mobile apps to trade and invest. This growth means fierce competition among top trading app providers which can make picking one a difficult task. 

But fear not, we’re here to help and this guide cuts through the noise to help you find the best trading apps in Pakistan. Our team of expert traders have researched and reviewed every major Pakistani trading app. 

We haven’t just compiled a list, we’ve gone the extra mile to ensure you make the best decisions. We’ve prioritised a core set of essential features that every app should offer. Fees, user-friendliness, intuitive navigation, and easy access are just a few of the features we assessed. 

Besides these core functionalities, we took into consideration real world user experience to help provide a well-rounded perspective on each app. Read on to find the best 6 trading apps in Pakistan for 2024 and gain valuable insights into each app’s strengths and weaknesses. 

Best Pakistan investment apps overall 

What is the best Pakistan trading app?

Our expert panel rates Exness the top stock trading app in 2024.

Below are the top trading apps, based on extensive testing and market research. You can filter and sort them according to the features you think are most important, or read on to learn more about each app in detail.

Most popular

1

Min. Deposit

-

Best offer

User Score

9.0

Trade with Exness to enjoy better-than-market conditions and a friction-free online trading experience

The Exness Group is an international award-winning broker, with licenses in Seychelles, Cyprus, UK, South Africa and Kenya

Flexible funding- Choose from multiple currency funding options

Start Trading more info

Payment Methods:

Bank Transfer, Debit Card, neteller, Credit Card, Visa, Mastercard, American Express, Perfect Money, Apple Pay, Google Pay, Discover, Electron, Sticpay, Bank Transfer: EPS, skrill

Full Regulations:

CMA Lebanon, CySEC, FCA, FSA, FSC, FSCA

Exness does not offer services to residents of certain jurisdictions including the USA, Iran, North Korea and others. The content of the website including translations should not be construed as means for solicitation. Investors make their own and independent decisions. Trading in CFDs and generally leveraged products involves substantial risk of loss and you may lose all of your invested capital.

2

Min. Deposit

-

Best offer

User Score

8.8

Low cost spreads from 0.0 pips, $2.25 commission

Diverse Instruments: Forex, commodities, indices, crypto.

Regulated overseen by ASIC and VFSC.

Start Trading more info

Payment Methods:

Bank Transfer, Debit Card, PayPal, neteller, Credit Card, FasaPay, Online Naira, Perfect Money, skrill

Full Regulations:

ASIC, VFSC

3

Min. Deposit

-

Best offer

User Score

8.5

We offer one of the best execution speeds in the industry with low latency

Award-winning support in 14 languages

Trade with precision from 0.5 pips on EURUSD

Start Trading more info

Payment Methods:

Bank Transfer, Debit Card, PayPal, neteller, Credit Card, Sofort, Bank Wire, skrill

Full Regulations:

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 68% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

6 top trading apps in Pakistan, reviewed

1. Exness. Best for tight spreads and a pro-style trading experience.

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From $0.2 per lot

Fees

$...

Minimum deposit

300

No. assets

No

Demo/virtual account

Pros & Cons

Trade all major asset classes with zero commission Competitive spreads starting from 0.3 pips on standard accounts Highly flexible trading terminal available on mobile app, desktop, and web browser Top-tier regulation and negative balance protection

Restricted access in the US and UK

Overview

We love Exness because of its tight spreads, which make it a top choice for traders looking to minimize trading costs and maximize profitability. The brokerage offers some of the most competitive spreads in the industry, especially on markets like stocks. Excess offers 80+ stocks via CFDs from some of the worlds largest companies.

Its focus on low trading costs is ideal for both newbies and experienced traders looking to trade with minimal overheads. Exness also stands out for its range of trading terminals. It offers MetaTrader 4, MetaTrader 5, and the Exness web terminal. There’s also a dedicated mobile app meaning you’ll be able to always access your account. 

Beginners can take advantage of a free demo account or micro-lots for low minimum trades, while more experienced traders can use the hundreds of pre built indicators available on the MetaTrader suite. 

The fees: Standard accounts aren’t charged a commission but are charged through the spread. Spreads start from 0.3 pips on stocks. Overnight fees apply on some assets (exc. swap-free accounts).

Highlights

Features	Exness summary
No. of tradable assets	250+
Min. Deposit	From $10
ID verification required	Yes
Free demo account	Yes
Supported assets	Stocks, Cryptocurrencies, Commodities, Currencies
Mobile trading app	Yes
Web trading platform	Yes
Regulatory bodies	FSCA, FCA, CySEC, FSA, BVIFSC
View more >	Exness >

Visit Exness Exness Review

Exness does not offer services to residents of certain jurisdictions including the USA, Iran, North Korea and others. The content of the website including translations should not be construed as means for solicitation. Investors make their own and independent decisions. Trading in CFDs and generally leveraged products involves substantial risk of loss and you may lose all of your invested capital.

2. Pacific Union. Best for social trading & customer support

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...

Fees

$...

Minimum deposit

200

No. assets

No

Demo/virtual account

Pros & Cons

70+ forex pairs and 200+ financial assets available to trade Extremely low minimum trade sizes Multilingual support in 18+ languages

Minimum withdrawal of $100 Fewer assets than many competitors

Overview

We love Pacific Union because its beginner friendly platform comes loaded with lots of educational content, including how to guides and video learning. Pacific Union offers over 200 stock CFDs for some of the world’s biggest companies.  

It’s an award-winning broker and has a proprietary social trading application that makes it easy for beginners to follow the strategies and positions of the platform’s top traders. Pacific Union uses the popular Metatrader 4 software alongside its mobile and web based apps. Traders can choose the amount of leverage they want to use, all the way up to 500:1.

The fees: Commission starting at 0.1 points is charged on select stock CFDs across all account types. Spread starts at 0.5 points and applies to all stocks. Swap charges for holding a trade overnight vary depending on size.  

Highlights

Features	summary
No. of tradable assets
Min. Deposit
ID verification required	No
Free demo account	No
Supported assets
Mobile trading app	No
Web trading platform	No
Regulatory bodies
View more >	>

Visit Review

Contracts for Difference (CFDs) trading carries a high level of risk to your capital and can result in losses, you should only trade with money you can afford to lose. CFDs trading may not be suitable for all investors, please ensure that you fully understand the risks involved and take appropriate measures to manage it.

What is a Pakistani trading app?

It’s an application that allows you to trade financial markets from your mobile device. Most brokers offer the ability to use their platforms via an app and can be accessed by either a smartphone or tablet. 

When using a Pakistan trading app you will usually be able to carry out the same functions as you can on a broker desktop platform. 

How does an investment app work?

To use a trading or investment app you need to first register with one of the best brokerage accounts in Pakistan. Once your account is created you simply download an app to access your account on the go.

Pakistan trading apps let you monitor and analyse the markets from your mobile device. You can buy and sell assets as well as carry out technical analysis on price charts. 

Types of trading & investment apps in Pakistan

The financial industry in Pakistan is growing, which means there are various types of trading apps available depending on your requirements. For investors wanting access to the whole market, several all-encompassing apps are available. For a more specific approach, niche apps can be downloaded. 

Here’s a look at the types of trading apps in Pakistan:

• Stock trading app. This is generally the most common type of trading app in Pakistan and gives you access to local and international stock markets. Usually, you’ll also be able to invest in and trade other assets like ETFs, funds, and even bonds. 
• DIY investment apps. The best investment apps in Pakistan let you manage your own money and choose which stocks you want to own for long term capital growth. Typically these services let you take ownership of individual stocks, earn dividends, and reinvest money back into your portfolio.
• Robo investing apps. These are apps from the best robo advisors in Pakistan that automate most of the investment process for you. You set the overall guidelines and let the automated service manage your investments.
• Forex trading app. Forex trading in Pakistan is a popular asset class which has resulted in a large number of apps entering the market. The best forex trading broker in Pakistan will allow you to trade the biggest currencies in the world. Many of these apps let you trade forex CFDs. 
• Crypto trading app. If you’re interested in the world of digital currencies, then using a crypto trading app is a good option. The best crypto trading exchange in Pakistan let you trade and invest in a wide range of crypto tokens like Bitcoin, Ethereum, and more. 

How should I choose the best trading app for me?

When selecting a trading app in Pakistan, it’s important to consider several factors to make sure you find the one that best suits your investment goals, risk tolerance, and trading style. 

The right app can provide you with a seamless and secure trading experience, while the wrong choice can lead to frustration and potentially costly mistakes. 

We asked our investment experts for some tips you can use to find the best Pakistan trading app: 

Regulation and security should be your primary concerns. 

Make sure the trading app is licensed and regulated by the Securities and Exchange Commission Pakistan[1]. Regulation is key and indicates the app meets strict financial standards and provides a secure trading environment. 

To protect your account and personal information, look for robust security measures, such as two-factor authentication and advanced encryption. You should also consider the trading app’s record in protecting client funds and preventing unauthorised access. 

The user-friendly interface of the trading app is also crucial. 

One of the main advantages of using an app is making it easy to purchase and sell assets like stocks, forex, and crypto. You want to be able to find your way around and use all the features available. If you’re a beginner this is even more important, you want useful information to be laid out in a way you can understand as you learn.

The range of supported assets and markets is another important consideration. 

These days, the best trading apps in Pakistan let you access a wide range of markets so before you use one, make sure the assets you want to trade are available. Top Pakistan trading apps offer access to cryptocurrencies, stocks, foreign exchange, and more. You’ll also be able to trade local and international markets when using a Pakistan investment app. 

Examine the trading fees and commissions associated with the app. 

Carefully review the fee structure, including trading commissions, account maintenance fees, and any other charges. Compare the fees across different trading apps to ensure you’re getting a competitive rate. 

All trading apps in Pakistan will have a slightly different fee schedule, so take the time to compare. It’s also important to check fees for specific assets. For example, Pakistan crypto apps may offer better commissions for digital assets when compared to generic trading apps. 

Evaluate the educational resources and market insights provided by the trading app. 

Look for features that offer tutorials, webinars, and market analysis to help you enhance your trading knowledge and skills. Look at the app’s ability to deliver real-time market updates, economic news, and research reports to support your investment decisions. 

Some of the best trading apps in Pakistan will let you customise what information you receive. If you’re interested in currencies, you can use a Pakistan forex trading app for tailored FX analysis and market news. 

Customer support and responsiveness are also crucial factors to take into account. 

Assess the quality and availability of the app’s customer service, including phone, email, and chat channels. Evaluate the app’s responsiveness in addressing your questions or concerns, as this can be crucial during times of market volatility. Look for an app with a track record of resolving customer issues and complaints efficiently and effectively.

Consider what features are available.

These can be very useful when you start trading. If you’re going to do the work yourself, you want to be able to study a stock’s performance before you invest. Look out for apps that offer charts you can do some technical analysis on. Other tools worth looking for are comparison features, say between a fund’s performance and the market average.

Quick answers to key questions

Can I trade on Android and iOS devices?

Yes. Most investing apps are available on both operating systems. A few are exclusive to one or the other, but you can easily find out which ones are available on your phone by going to the Google Play store or the App Store.

Do I have to verify my identity with a trading app?

Yes, usually there is some form of verification but the methods vary. Expect to have to provide some contact details and a form of photo ID to prove who you are before you can trade.

Do apps charge fees for trading?

Some do, some don’t. Those aimed at retail investors have led the charge towards free trading. Traditional brokers have been forced to reduce their fees to compete but often do still charge. 

Exactly how they charge varies widely. It could be a fixed rate, a percentage of the trade value, or some let you perform a certain amount of trades a month for free. It’s very important to check this before you start. Here’s a look at the types of fees you may encounter for using a trading app.

What are the fees for trading apps?

Each investing app will have its own fees and it will depend on your broker’s terms and conditions. Most modern apps are free to download and offer zero-fee trading. More established brokers tend to charge a flat fee per trade, or a monthly subscription. The cost of using that type of broker to trade can range from a few dollars to PKR1000 or more.

You need to decide what you want the app to do before you choose one. There are services aimed at day traders, others for long term investors, and still more that use artificial intelligence to invest your money for you. Here are some of the top stock apps, whatever your goals are.

Can I use multiple apps at the same time?

Yes. You can have as many as you like. Some traders prefer to have a few different apps for different asset classes. However, it’s usually easiest to use just one app so that all of your investments are in one place.

Is a mobile trading app better than a desktop version?

That will depend on your own requirements. Desktop versions sometimes have more features and are generally easier to use. However mobile apps give a lot of flexibility and you can check on your trades even on the go. 

Are investment apps regulated in Pakistan?

Yes, in a manner of speaking. The stockbrokers themselves are strictly regulated by financial authorities across the world, including the MAS in Pakistan, and have to put in place lots of consumer protections. So if you choose a respected, established company then you can be confident their app is regulated too.

Do I have to pay tax on trading & investments in Pakistan?

On some assets, yes. Traditionally there has been no capital gains tax in Pakistan, as all tax is charged on income rather than the disposal of assets. But from January 2024 you do have to pay tax on the sale of any foreign asset (which includes things like shares in foreign companies).

The capital gains tax charged on these assets is a minimum of 10%, though some people may be exempt and foreign companies with substantial operations in Pakistan are exempt – it’s not always clear what qualifies as substantial operations.

The Inland Revenue Authority of Pakistan(IRAS) is the official tax authority of the government of Pakistan. It’s a good idea to check with them to see if you have to pay any capital gains tax on your investments.

Should I use a trading/investment app in Pakistan?

If you plan on trading the stock market then using an app to do so is a good idea. Most traders use a combination of both desktop and mobile applications and both have their benefits. A desktop app may offer a few more features that are not available on a mobile app, however, mobile apps offer a great deal of flexibility.

The best stock trading apps in Pakistan incorporate most of the functionality of their desktop versions and make buying and selling stocks from your device an easy process. These apps offer the freedom to check on your trades even when you’re not at your computer and make it easy to spot new opportunities very quickly. 

What are the risks of using a stock trading app?

There is a high risk of losing money from trading, particularly if you’re new or inexperienced. That risk applies whether you trade via a stock trading app or on your desktop. The convenience and ease of using an app to trade can add more risk, because you can open and close a trade from anywhere.

It’s important to stay disciplined when you trade. Create a list of rules in advance to set out the conditions that must be met before you open a trade and the maximum you’re prepared to lose on any one trade. Similarly, set hard and fast rules for when to take profit.

In short, you should make stock trading decisions based on strict guidelines set when you have a clear head. Trading becomes significantly more risky when you make emotional decisions in the heat of the moment. Below is a short summary of the risks, as well as the benefits, of using an app to trade stocks.

If you’re still undecided on if you want to use a trading app in Pakistan then you can use the pros and cons below to help you make up your mind.

User reviews: your verdict on the best trading apps

We conduct regular surveys to get an idea of what the Invezz community feels about a particular app or service. We also welcome feedback from readers as to which apps they like and why. This information from real users factors into the overall ranking and helps us find the top trading app in Pakistan.

Below you can see the results of our surveys and browse through user reviews to find out what other people thought about each service. Use this to help you come to a final decision about which app to use.

FAQs