Paysign (PAYS)
Nasdaq Market Closed
Paysign, Inc. is a payments technology company that develops prepaid card programs, digital banking services, and payment processing solutions for businesses, consumers, healthcare organizations, and government-related clients. The company specializes in customized programs that allow organizations to distribute funds, manage payments, and support customer or patient engagement through card-based and digital financial tools.
A major part of Paysign’s business is tied to healthcare and pharmaceutical payment solutions. The company offers patient affordability programs that can help eligible patients access prescribed therapies by reducing out-of-pocket costs or simplifying reimbursement and claims-related payment flows. These services are used by pharmaceutical and healthcare clients seeking compliant, trackable, and efficient ways to administer financial support programs.
Beyond healthcare, Paysign also serves industries such as hospitality, retail, and other commercial markets that require prepaid cards or managed payment programs. Its platform can support use cases including incentives, disbursements, payroll-adjacent payments, and other stored-value or transaction-based solutions. The company earns revenue from a mix of sources, including cardholder-related fees, interchange, program management fees, transaction and claims processing fees, and settlement income.
Paysign’s appeal lies in its ability to combine payments infrastructure with tailored program management. Rather than offering only generic card issuing, it works with clients to design payment products around specific business needs and regulatory requirements. As a public company, Paysign gives investors exposure to niche areas of the payments market, especially healthcare-focused financial technology. Its performance is influenced by client adoption, transaction volumes, program renewals, compliance demands, and the broader shift toward digital and card-based disbursement systems.
Last updated
- Market Cap
- 413.7M
- P/E
- 39.76
- P/FCF
- 5.45
- P/S
- 4.52
- Enterprise Value
- 399.3M
- Sector
- Industrials
- Industry
- Business Services, Not Elsewhere Classified
- Address
- 2615 ST. ROSE PARKWAY, HENDERSON, NV, 89052
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- Market Cap
Market cap is the total value of a company's shares, calculated by multiplying the stock price by the number of shares outstanding.
- 413.7M
- Enterprise Value
Enterprise value is the total value of a company, including its market cap, debt, and cash.
- 399.3M
- P/E
P/E ratio compares a company's share price to its earnings per share.
- 39.76
- P/B
P/B ratio compares a company's share price to its book value per share.
- 7.52
- P/S
P/S ratio compares a company's share price to its revenue per share.
- 4.52
- EV / EBITDA
EV/EBITDA measures a company's value compared to its earnings before interest, taxes, depreciation, and amortization.
- 19.29
- EV / Sales
EV/Sales measures a company's value compared to its total revenue.
- 4.37
- EPS
- 0.19
- Dividend Yield
Dividend yield shows how much a company pays in dividends each year compared to its share price.
- 0%
- P/FCF
Price-to-free-cash-flow ratio compares a company's share price to the cash it generates after expenses and investments.
- 5.45
- P/CF
P/CF ratio compares a company's share price to the cash flow it generates from its operations.
- 5.35
- Free Cash Flow
Free cash flow is the cash a company has left after covering operating costs and capital expenses.
- 75.87M
- ROE
ROE measures how effectively a company uses shareholders' equity to generate profit.
- 18.91%
- ROA
ROA measures how effectively a company uses its assets to generate profit.
- 3.33%
- Debt / Equity
Debt-to-equity ratio compares a company's total debt to its shareholders' equity.
- 0.11
- Current Ratio
Current ratio measures a company's ability to pay short-term debts using its short-term assets.
- 0.48
- Quick Ratio
Quick ratio measures a company's ability to pay short-term debts using cash and other easily available assets.
- 0.48
- Cash
Cash ratio measures a company's ability to cover short-term debts using only cash and cash equivalents.
- 0.08
- Avg Volume
Average volume shows the average number of shares traded over the last 30 trading days, helping indicate liquidity.
- 815.05K
- Fundamentals Snapshot Price
Fundamentals snapshot price is the stock price used when calculating the company's financial ratios and metrics.
- 7.4
Income Statement
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Revenue | 28.04M | 22.76M | 21.6M | 19.08M | 18.6M |
| Gross profit | 18.22M | 13.12M | 12.15M | 11.76M | 11.69M |
| Operating income | 6.67M | 1.85M | 1.58M | 1.44M | 2.49M |
| EBITDA | 9.3M | 4.06M | 3.77M | 3.56M | 4.29M |
| Net income | 5.44M | 1.36M | 2.22M | 1.39M | 2.59M |
| Basic EPS | 0.1 | 0.03 | 0.04 | 0.03 | 0.05 |
| Diluted EPS | 0.09 | 0.03 | 0.04 | 0.02 | 0.05 |
Balance Sheet
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Total assets | 312.73M | 276.25M | 209.51M | 193.9M | 205.12M |
| Total liabilities | 257.71M | 227.76M | 163.75M | 151.69M | 165.84M |
| Total equity | 55.01M | 48.49M | 45.76M | 42.21M | 39.27M |
| Cash & equivalents | 20.55M | 21.07M | 7.53M | 11.75M | 6.85M |
| Current assets | 118.4M | 96.14M | 60.28M | 56.55M | 62.51M |
| Current liabilities | 248.11M | 216.35M | 152.12M | 143.32M | 155.68M |
Cash Flow
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Operating cash flow | 18.79M | 48.09M | 6.75M | 3.64M | -6.03M |
| Investing cash flow | -2.08M | -1.66M | -2.18M | -1.81M | -4.44M |
| Financing cash flow | -2.2M | 0 | 69.12K | 591.53K | -375.79K |
| Change in cash | 14.51M | 46.43M | 4.64M | 2.42M | -10.85M |
| Kind | Filing | Date | Link |
|---|---|---|---|
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| form 4 | Form 4 — Newcomer Mark | View Filing | |
| form 4 | Form 4 — Newcomer Mark | View Filing | |
| form 4 | Form 4 — Lanford Matthew Louis | View Filing | |
| form 4 | Form 4 — Lanford Matthew Louis | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 8-K — Paysign, Inc. | View Filing | |
| edgar index | 10-Q — Paysign, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| form 4 | Form 4 — Herman Joan M | View Filing | |
| form 4 | Form 4 — Herman Joan M | View Filing | |
| edgar index | 8-K — Paysign, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| form 4 | Form 4 — Herman Joan M | View Filing | |
| edgar index | DEF 14A — Paysign, Inc. | View Filing | |
| edgar index | DEFA14A — Paysign, Inc. | View Filing | |
| edgar index | 10-K — Paysign, Inc. | View Filing | |
| ten k section | 10-K — business | View Filing | |
| ten k section | 10-K — mda | View Filing | |
| ten k section | 10-K — risk_factors | View Filing | |
| edgar index | 8-K — Paysign, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| form 4 | Form 4 — Baker Jeffery Bradford | View Filing | |
| form 4 | Form 4 — Baker Jeffery Bradford | View Filing | |
| form 4 | Form 4 — Baker Jeffery Bradford | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| form 4 | Form 4 — Strobo Robert | View Filing | |
| edgar index | 10-Q — Paysign, Inc. | View Filing | |
| edgar index | 8-K — Paysign, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 8-K — Paysign, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 10-Q — Paysign, Inc. | View Filing | |
| edgar index | 8-K — Paysign, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| form 4 | Form 4 — Lanford Matthew Louis | View Filing | |
| form 4 | Form 4 — Baker Jeffery Bradford | View Filing | |
| form 4 | Form 4 — Herman Joan M | View Filing | |
| form 4 | Form 4 — Strobo Robert | View Filing | |
| form 4 | Form 4 — Newcomer Mark | View Filing | |
| form 4 | Form 4 — Lanford Matthew Louis | View Filing | |
| form 4 | Form 4 — Lanford Matthew Louis | View Filing | |
| form 4 | Form 4 — Baker Jeffery Bradford | View Filing | |
| form 4 | Form 4 — Baker Jeffery Bradford | View Filing | |
| form 4 | Form 4 — Herman Joan M | View Filing | |
| form 4 | Form 4 — Herman Joan M | View Filing | |
| form 4 | Form 4 — Strobo Robert | View Filing | |
| form 4 | Form 4 — Strobo Robert | View Filing | |
| form 4 | Form 4 — Newcomer Mark | View Filing | |
| form 4 | Form 4 — Newcomer Mark | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| form 4 | Form 4 — HENRY DANIEL R | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| form 4 | Form 4 — Newcomer Mark | View Filing | |
| form 4 | Form 4 — Newcomer Mark | View Filing | |
| edgar index | 4 — Paysign, Inc. | View Filing | |
| form 4 | Form 4 — Newcomer Mark | View Filing | |
| edgar index | 8-K — Paysign, Inc. | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| form 4 | Form 4 — Newcomer Mark | View Filing |