NetSol Technologies (NTWK)

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NetSol Technologies, Inc. is an enterprise software and information technology services company that specialises in asset finance, leasing, and digital retail systems. The company works with original equipment manufacturers, auto and equipment dealers, financial institutions, and leasing companies that need software to manage the lifecycle of assets from sale and financing through contract administration and servicing.

Its product portfolio is organised around the Transcend platform. Transcend Retail supports digital retail and customer-facing sales processes, while Transcend Finance is used by finance and leasing businesses to manage originations, contracts, and related workflows. Transcend Marketplace, Transcend Consultancy, and Transcend AI Labs extend the offering into platform connectivity, implementation support, and emerging automation capabilities. Together, these products are aimed at customers that finance or lease vehicles, equipment, and other assets in regulated and process-heavy markets.

NetSol generates revenue from software licensing, subscriptions, customisation, enhancements, maintenance, and support services. This mix reflects the nature of its customer base, where large implementations often require configuration, integration with existing systems, and ongoing technical assistance. The company’s services are particularly relevant to businesses seeking to replace legacy systems, improve digital customer journeys, or standardise operations across regions.

NetSol reports operations across Asia-Pacific, North America, and Europe, with Asia-Pacific representing its main revenue-generating region. The company’s investment profile is tied to demand for financial technology infrastructure in automotive finance, equipment finance, leasing, and digital commerce, as well as its ability to convert long sales cycles into recurring software and services revenue.

4.32 USD
4.16 USD
−0.25 (-5.37%)
After-hours

Last updated

Market Cap
51.31M
P/E
29.05
P/FCF
P/S
0.71
Enterprise Value
45.05M
Sector
Industrials
Industry
Prepackaged Software
Address
16000 VENTURA BLVD.,, ENCINO,, CA, 91436
GlobeNewswire Inc.

NETSOL China Subsidiary Awarded National High-Tech Enterprise Certification

04 Feb 2026, 07:47 AM
GlobeNewswire Inc.

NETSOL Secures Product Expansion with UK Brokerage Charles and Dean

10 Jun 2025, 14:30 PM
GlobeNewswire Inc.

NETSOL Technologies Sets Fiscal Third Quarter 2025 Conference Call for Wednesday, May 14, 2025, at 9:00 AM ET

02 May 2025, 18:30 PM
GlobeNewswire Inc.

NETSOL Technologies Reports 14% Revenue Growth and EPS of $0.03 in Fiscal Third Quarter 2024

20 May 2024, 18:00 PM
GlobeNewswire Inc.

Leading German Auto Finance Company Goes Live with Full NFS Ascent Suite to Support Operations in South Korea

09 Apr 2024, 18:00 PM
GlobeNewswire Inc.

NETSOL Technologies Achieves AWS Foundational Technical Review Badges for Five Products

02 Apr 2024, 18:00 PM
GlobeNewswire Inc.

Close Brothers Goes Live with NETSOL's Cloud-Based Calculation Engine Flex

26 Mar 2024, 18:00 PM
GlobeNewswire Inc.

NETSOL Technologies, Inc. Achieves Advanced Tier Partner Status with Amazon Web Services

21 Mar 2024, 18:00 PM
GlobeNewswire Inc.

NETSOL Signs $12 Million Agreement with Major Global Automotive Company for Operations in China

13 Mar 2024, 18:00 PM
GlobeNewswire Inc.

NETSOL's Calculation Engine Flex Now Empowering Haydock Finance’s Broker Division

29 Feb 2024, 19:00 PM
GlobeNewswire Inc.

NETSOL Technologies Reports 23% Revenue Growth and EPS of $0.04 in Fiscal Second Quarter 2024

13 Feb 2024, 19:00 PM
GlobeNewswire Inc.

NETSOL Technologies Announces Major Updates on Otoz Platform and Recent Traction with Key Automotive Clients

01 Feb 2024, 19:00 PM
GlobeNewswire Inc.

NETSOL Technologies Announces Two UK-Based Financial Institutions Go Live with NETSOL’s API-Based Calculation Engine Flex

09 Nov 2023, 19:00 PM
GlobeNewswire Inc.

NETSOL Technologies Reports Fiscal First Quarter 2024 Results

07 Nov 2023, 19:00 PM
GlobeNewswire Inc.

UPDATE - NETSOL Technologies Sets Fiscal First Quarter 2024 Conference Call for Tuesday, November 7, 2023 at 9:00 a.m. ET

25 Oct 2023, 01:49 AM
GlobeNewswire Inc.

NETSOL Technologies Sets Fiscal First Quarter 2023 Conference Call for Tuesday, November 7, 2023 at 9:00 a.m. ET

24 Oct 2023, 18:00 PM
GlobeNewswire Inc.

NETSOL Technologies Reports Fiscal Fourth Quarter and Year End 2023 Financial Results

22 Sept 2023, 18:00 PM
GlobeNewswire Inc.

NETSOL Technologies Sets Fiscal Fourth Quarter and Full Year 2023 Conference Call for Friday, September 22, 2023 at 9:00 a.m. ET

12 Sept 2023, 18:00 PM
GlobeNewswire Inc.

NETSOL Cloud Services Achieves AWS Lambda Service Delivery Designation

17 Jul 2023, 18:00 PM
GlobeNewswire Inc.

NETSOL Cloud Services Earns AWS Well-Architected Partner Program Badge

21 Jun 2023, 18:00 PM
Market Cap
51.31M
Enterprise Value
45.05M
P/E
29.05
P/B
1.38
P/S
0.71
EV / EBITDA
6.48
EV / Sales
0.63
EPS
0.15
Dividend Yield
0%
P/FCF
P/CF
Free Cash Flow
-2.21M
ROE
4.75%
ROA
2.46%
Debt / Equity
0.23
Current Ratio
1.94
Quick Ratio
1.94
Cash
0.55
Avg Volume
46.23K
Fundamentals Snapshot Price
4.32

Income Statement

Line Item 2026 Q3 2026 Q2 2026 Q1 2025 Q4 2025 Q3
Revenue 19.83M 18.81M 15.01M 18.41M 17.54M
Gross profit 11.03M 9.03M 5.91M 10.35M 8.74M
Operating income 3.01M 1.3M -1.84M 3.2M 1.55M
EBITDA 3.31M 1.6M -1.51M 3.56M 1.92M
Net income 1.3M 246.76K -2.36M 2.58M 1.42M
Basic EPS 0.11 0.02 -0.2 0.22 0.12
Diluted EPS 0.11 0.02 -0.2 0.22 0.12

Balance Sheet

Line Item 2026 Q3 2026 Q2 2026 Q1 2025 Q4 2025 Q3
Total assets 71.92M 62.69M 62.63M 62.44M 58.14M
Total liabilities 27.65M 20.75M 22.1M 20.18M 19.25M
Total equity 44.27M 41.94M 40.52M 42.26M 38.9M
Cash & equivalents 14.74M 18.13M 22.69M 17.36M 18.77M
Current assets 52.32M 46.41M 46.59M 46.32M 42.41M
Current liabilities 27.04M 20M 21.66M 19.71M 18.74M

Cash Flow

Line Item 2026 Q3 2026 Q2 2026 Q1 2025 Q4 2025 Q3
Operating cash flow -1.34M -4.75M 5.3M 440.95K -363.4K
Investing cash flow -1.55M -310.21K -443.2K -440.7K -311.57K
Financing cash flow -355.1K 533.64K 191.22K -34.54K -1.77M
Change in cash -3.39M -4.56M 5.33M -1.42M -2.5M
Kind Filing Date Link
edgar index 4 — NETSOL TECHNOLOGIES INC View Filing
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edgar index 4 — NETSOL TECHNOLOGIES INC View Filing
edgar index 4 — NETSOL TECHNOLOGIES INC View Filing
form 4 Form 4 — Smith Ian Charles View Filing
form 4 Form 4 — Kazmi Syed Kausar View Filing
form 4 Form 4 — CATON MARK View Filing
edgar index 4 — NETSOL TECHNOLOGIES INC View Filing
form 4 Form 4 — GHAURI NAJEEB View Filing
form 4 Form 4 — GHAURI NAJEEB View Filing
form 4 Form 4 — GHAURI NAJEEB View Filing
edgar index 8-K — NETSOL TECHNOLOGIES INC View Filing
eight k text 8-K — 8-K View Filing
edgar index 10-Q — NETSOL TECHNOLOGIES INC View Filing
edgar index 8-K — NETSOL TECHNOLOGIES INC View Filing
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edgar index 4 — NETSOL TECHNOLOGIES INC View Filing
edgar index 4 — NETSOL TECHNOLOGIES INC View Filing
edgar index 4 — NETSOL TECHNOLOGIES INC View Filing
form 4 Form 4 — CATON MARK View Filing
form 4 Form 4 — Kazmi Syed Kausar View Filing
form 4 Form 4 — Smith Ian Charles View Filing
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edgar index 10-K — NETSOL TECHNOLOGIES INC View Filing
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edgar index 3 — NETSOL TECHNOLOGIES INC View Filing
form 3 Form 3 — Smith Ian Charles View Filing
edgar index 4 — NETSOL TECHNOLOGIES INC View Filing
edgar index 4 — NETSOL TECHNOLOGIES INC View Filing
form 4 Form 4 — GHAURI NAJEEB View Filing
form 4 Form 4 — GHAURI NAJEEB View Filing
form 4 Form 4 — GHAURI NAEEM View Filing