
Currenc (CURR)
NasdaqMarket Closed
Currenc Group Inc. is a financial technology company focused on artificial intelligence and digital payments infrastructure. The company develops AI-enabled products for financial institutions, with an emphasis on tools that can automate customer service, improve operational efficiency, and support digital engagement. Its SEAMLESS AI Call Centre is designed to help banks, remittance providers, and other financial services businesses handle customer interactions more efficiently while lowering service costs and improving response quality.
Alongside its AI products, Currenc operates a digital remittance platform that supports real-time and always-on payment services. The platform is aimed at e-wallet operators, money transfer businesses, and corporate customers that need cross-border payment capabilities. This gives the company exposure to remittances and digital financial access, particularly in markets where mobile wallets and alternative payment channels are important for consumers who may be underserved by traditional banking networks.
Currenc generates most of its geographic revenue from Malaysia, making Southeast Asian financial services adoption an important part of its commercial profile. Its business sits at the intersection of AI software, payments, and financial inclusion, areas where financial institutions are increasingly looking for technology partners rather than building every capability internally. The company’s prospects depend on customer adoption of its AI tools, transaction volumes across its remittance network, regulatory compliance in the payments sector, and its ability to expand beyond its existing geographic base.
Last updated
- Market Cap
- $432,285,257
- P/E
- —
- P/FCF
- 290.86
- P/S
- 13.35
- Enterprise Value
- $391,863,321
- Sector
- Industrials
- Industry
- Commercial Services & Supplies
- Address
- 32 BROADWAY, SUITE 401, NEW YORK, NY, 10004
- Market Cap
Market cap is the total value of a company's shares, calculated by multiplying the stock price by the number of shares outstanding.
- $432,285,257
- Enterprise Value
Enterprise value is the total value of a company, including its market cap, debt, and cash.
- $391,863,321
- P/E
P/E ratio compares a company's share price to its earnings per share.
- —
- P/B
P/B ratio compares a company's share price to its book value per share.
- -6.32
- P/S
P/S ratio compares a company's share price to its revenue per share.
- 13.35
- EV / EBITDA
EV/EBITDA measures a company's value compared to its earnings before interest, taxes, depreciation, and amortization.
- -14.93
- EV / Sales
EV/Sales measures a company's value compared to its total revenue.
- 12.1
- EPS
- -0.33
- Dividend Yield
Dividend yield shows how much a company pays in dividends each year compared to its share price.
- 0%
- P/FCF
Price-to-free-cash-flow ratio compares a company's share price to the cash it generates after expenses and investments.
- 290.86
- P/CF
P/CF ratio compares a company's share price to the cash flow it generates from its operations.
- 193.15
- Free Cash Flow
Free cash flow is the cash a company has left after covering operating costs and capital expenses.
- $1,486,253
- ROE
ROE measures how effectively a company uses shareholders' equity to generate profit.
- 54.29%
- ROA
ROA measures how effectively a company uses its assets to generate profit.
- -33.52%
- Debt / Equity
Debt-to-equity ratio compares a company's total debt to its shareholders' equity.
- -0.32
- Current Ratio
Current ratio measures a company's ability to pay short-term debts using its short-term assets.
- 0.61
- Quick Ratio
Quick ratio measures a company's ability to pay short-term debts using cash and other easily available assets.
- 0.61
- Cash
Cash ratio measures a company's ability to cover short-term debts using only cash and cash equivalents.
- 0.41
- Avg Volume
Average volume shows the average number of shares traded over the last 30 trading days, helping indicate liquidity.
- $154,760
- Fundamentals Snapshot Price
Fundamentals snapshot price is the stock price used when calculating the company's financial ratios and metrics.
- 3.85
Income Statement
| Line Item | 2025 Q4 | 2024 Q4 | 2023 Q4 | 2022 Q4 |
|---|---|---|---|---|
| Revenue | 37.81M | 46.44M | 53.26M | 0 |
| Cost of revenue | 22.4M | 31.84M | 35.9M | 0 |
| Gross profit | 15.42M | 14.59M | 17.36M | 0 |
| Operating income | -7.94M | -27.38M | -6.65M | -4.04M |
| EBITDA | -5.9M | -24.66M | -2.84M | -4.04M |
| Net income | -18.43M | -39.48M | -15.31M | -1.11M |
| Income taxes | 148.93K | 578.3K | 523.48K | 0 |
| Interest expense | 0 | 0 | 0 | 0 |
| Other operating expenses | 0 | 0 | 0 | 3.76M |
| Total operating expenses | 23.35M | 41.97M | 24M | 4.04M |
| Basic EPS | -0.3 | -1.03 | -0.45 | -0.04 |
| Diluted EPS | -0.3 | -1.03 | -0.45 | -0.04 |
Balance Sheet
| Line Item | 2025 Q4 | 2024 Q4 | 2023 Q4 | 2022 Q4 | 2021 Q4 |
|---|---|---|---|---|---|
| Total assets | 114.07M | 104.68M | 141.49M | 209.3M | 204.63M |
| Total liabilities | 95.41M | 146.44M | 177.68M | 8.85M | 6.08M |
| Total equity | 18.65M | -41.76M | -39.14M | -8.49M | -4.44M |
| Cash & equivalents | 75.24M | 63.82M | 48.52M | 271.47K | 1.03M |
| Current assets | 101.02M | 87.49M | 103.36M | 366.02K | 1.63M |
| Current liabilities | 90.26M | 145.36M | 173.86M | 2.85M | 76.47K |
| Accounts payable | 63.81M | 55.33M | 53.99M | 0 | — |
| Receivables | 1.25M | 2.12M | 7.47M | 0 | 0 |
| Inventories | 0 | 0 | 0 | 0 | — |
| Goodwill | 9.73M | 12.06M | 27M | 0 | — |
| Long-term debt | 4.64M | 0 | 2.51M | 0 | — |
Cash Flow
| Line Item | 2025 Q4 | 2024 Q4 | 2023 Q4 | 2022 Q4 |
|---|---|---|---|---|
| Operating cash flow | 7.86M | 3.45M | -15.29M | -756.72K |
| Investing cash flow | -478.44K | -565.03K | 1.44M | -3M |
| Financing cash flow | 4.03M | 2.02M | -1.2M | 3M |
| Change in cash | 11.42M | 4.9M | -15.04M | -756.72K |
| Net income | -18.5M | -38.83M | -14.42M | -1.11M |
| Kind | Filing | Date | Link |
|---|---|---|---|
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 4 — Currenc Group Inc. | View Filing | |
| edgar index | 4 — Currenc Group Inc. | View Filing | |
| edgar index | 4 — Currenc Group Inc. | View Filing | |
| form 4 | Form 4 — Chen Kevin | View Filing | |
| form 4 | Form 4 — Ng Eng Ho | View Filing | |
| form 4 | Form 4 — Weinstein Eric David | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 424B3 — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 20-F — Currenc Group Inc. | View Filing | |
| edgar index | 3/A — Currenc Group Inc. | View Filing | |
| edgar index | 3/A — Currenc Group Inc. | View Filing | |
| form 3 | Form 3 — Eng Wan Lung | View Filing | |
| form 3 | Form 3 — Kong Alexander King Ong | View Filing | |
| form 3 | Form 3 — Kong Alexander King Ong | View Filing | |
| form 3 | Form 3 — Kong Alexander King Ong | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 3 — Currenc Group Inc. | View Filing | |
| edgar index | 3 — Currenc Group Inc. | View Filing | |
| edgar index | 3 — Currenc Group Inc. | View Filing | |
| edgar index | 3 — Currenc Group Inc. | View Filing | |
| edgar index | 3 — Currenc Group Inc. | View Filing | |
| form 3 | Form 3 — Chen Kevin | View Filing | |
| form 3 | Form 3 — Eng Wan Lung | View Filing | |
| form 3 | Form 3 — Kong Alexander King Ong | View Filing | |
| form 3 | Form 3 — Kong Alexander King Ong | View Filing | |
| form 3 | Form 3 — Kong Alexander King Ong | View Filing | |
| form 3 | Form 3 — Weinstein Eric David | View Filing | |
| form 3 | Form 3 — Ng Eng Ho | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 424B3 — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 424B3 — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 424B3 — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | F-3/A — Currenc Group Inc. | View Filing | |
| edgar index | 424B3 — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 424B3 — Currenc Group Inc. | View Filing | |
| edgar index | 144 — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 424B3 — Currenc Group Inc. | View Filing | |
| edgar index | 424B3 — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | SCHEDULE 13G — Currenc Group Inc. | View Filing | |
| edgar index | F-3 — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 424B3 — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 424B3 — Currenc Group Inc. | View Filing | |
| edgar index | EFFECT — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | CORRESP — Currenc Group Inc. | View Filing | |
| edgar index | F-1/A — Currenc Group Inc. | View Filing | |
| edgar index | SCHEDULE 13G — Currenc Group Inc. | View Filing | |
| edgar index | SCHEDULE 13G/A — Currenc Group Inc. | View Filing | |
| edgar index | SCHEDULE 13G/A — Currenc Group Inc. | View Filing | |
| edgar index | SCHEDULE 13G/A — Currenc Group Inc. | View Filing | |
| edgar index | SCHEDULE 13G/A — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | 6-K — Currenc Group Inc. | View Filing | |
| edgar index | S-8 — Currenc Group Inc. | View Filing | |
| edgar index | SCHEDULE 13G — Currenc Group Inc. | View Filing | |
| edgar index | SCHEDULE 13G — Currenc Group Inc. | View Filing |