Invezz

Currenc (CURR)

NasdaqMarket Closed

Currenc Group Inc. is a financial technology company focused on artificial intelligence and digital payments infrastructure. The company develops AI-enabled products for financial institutions, with an emphasis on tools that can automate customer service, improve operational efficiency, and support digital engagement. Its SEAMLESS AI Call Centre is designed to help banks, remittance providers, and other financial services businesses handle customer interactions more efficiently while lowering service costs and improving response quality.

Alongside its AI products, Currenc operates a digital remittance platform that supports real-time and always-on payment services. The platform is aimed at e-wallet operators, money transfer businesses, and corporate customers that need cross-border payment capabilities. This gives the company exposure to remittances and digital financial access, particularly in markets where mobile wallets and alternative payment channels are important for consumers who may be underserved by traditional banking networks.

Currenc generates most of its geographic revenue from Malaysia, making Southeast Asian financial services adoption an important part of its commercial profile. Its business sits at the intersection of AI software, payments, and financial inclusion, areas where financial institutions are increasingly looking for technology partners rather than building every capability internally. The company’s prospects depend on customer adoption of its AI tools, transaction volumes across its remittance network, regulatory compliance in the payments sector, and its ability to expand beyond its existing geographic base.

3.51USD
−0.34(-8.83%)

Last updated

Market Cap
$432,285,257
P/E
P/FCF
290.86
P/S
13.35
Enterprise Value
$391,863,321
Sector
Industrials
Industry
Commercial Services & Supplies
Address
32 BROADWAY, SUITE 401, NEW YORK, NY, 10004
Market Cap
$432,285,257
Enterprise Value
$391,863,321
P/E
P/B
-6.32
P/S
13.35
EV / EBITDA
-14.93
EV / Sales
12.1
EPS
-0.33
Dividend Yield
0%
P/FCF
290.86
P/CF
193.15
Free Cash Flow
$1,486,253
ROE
54.29%
ROA
-33.52%
Debt / Equity
-0.32
Current Ratio
0.61
Quick Ratio
0.61
Cash
0.41
Avg Volume
$154,760
Fundamentals Snapshot Price
3.85

Income Statement

Line Item2025 Q42024 Q42023 Q42022 Q4
Revenue37.81M46.44M53.26M0
Cost of revenue22.4M31.84M35.9M0
Gross profit15.42M14.59M17.36M0
Operating income-7.94M-27.38M-6.65M-4.04M
EBITDA-5.9M-24.66M-2.84M-4.04M
Net income-18.43M-39.48M-15.31M-1.11M
Income taxes148.93K578.3K523.48K0
Interest expense0000
Other operating expenses0003.76M
Total operating expenses23.35M41.97M24M4.04M
Basic EPS-0.3-1.03-0.45-0.04
Diluted EPS-0.3-1.03-0.45-0.04

Balance Sheet

Line Item2025 Q42024 Q42023 Q42022 Q42021 Q4
Total assets114.07M104.68M141.49M209.3M204.63M
Total liabilities95.41M146.44M177.68M8.85M6.08M
Total equity18.65M-41.76M-39.14M-8.49M-4.44M
Cash & equivalents75.24M63.82M48.52M271.47K1.03M
Current assets101.02M87.49M103.36M366.02K1.63M
Current liabilities90.26M145.36M173.86M2.85M76.47K
Accounts payable63.81M55.33M53.99M0
Receivables1.25M2.12M7.47M00
Inventories0000
Goodwill9.73M12.06M27M0
Long-term debt4.64M02.51M0

Cash Flow

Line Item2025 Q42024 Q42023 Q42022 Q4
Operating cash flow7.86M3.45M-15.29M-756.72K
Investing cash flow-478.44K-565.03K1.44M-3M
Financing cash flow4.03M2.02M-1.2M3M
Change in cash11.42M4.9M-15.04M-756.72K
Net income-18.5M-38.83M-14.42M-1.11M
KindFilingDateLink
edgar index6-K — Currenc Group Inc.View Filing
edgar index4 — Currenc Group Inc.View Filing
edgar index4 — Currenc Group Inc.View Filing
edgar index4 — Currenc Group Inc.View Filing
form 4Form 4 — Chen KevinView Filing
form 4Form 4 — Ng Eng HoView Filing
form 4Form 4 — Weinstein Eric DavidView Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index424B3 — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index20-F — Currenc Group Inc.View Filing
edgar index3/A — Currenc Group Inc.View Filing
edgar index3/A — Currenc Group Inc.View Filing
form 3Form 3 — Eng Wan LungView Filing
form 3Form 3 — Kong Alexander King OngView Filing
form 3Form 3 — Kong Alexander King OngView Filing
form 3Form 3 — Kong Alexander King OngView Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index3 — Currenc Group Inc.View Filing
edgar index3 — Currenc Group Inc.View Filing
edgar index3 — Currenc Group Inc.View Filing
edgar index3 — Currenc Group Inc.View Filing
edgar index3 — Currenc Group Inc.View Filing
form 3Form 3 — Chen KevinView Filing
form 3Form 3 — Eng Wan LungView Filing
form 3Form 3 — Kong Alexander King OngView Filing
form 3Form 3 — Kong Alexander King OngView Filing
form 3Form 3 — Kong Alexander King OngView Filing
form 3Form 3 — Weinstein Eric DavidView Filing
form 3Form 3 — Ng Eng HoView Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index424B3 — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index424B3 — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index424B3 — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar indexF-3/A — Currenc Group Inc.View Filing
edgar index424B3 — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index424B3 — Currenc Group Inc.View Filing
edgar index144 — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index424B3 — Currenc Group Inc.View Filing
edgar index424B3 — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar indexSCHEDULE 13G — Currenc Group Inc.View Filing
edgar indexF-3 — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index424B3 — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index424B3 — Currenc Group Inc.View Filing
edgar indexEFFECT — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar indexCORRESP — Currenc Group Inc.View Filing
edgar indexF-1/A — Currenc Group Inc.View Filing
edgar indexSCHEDULE 13G — Currenc Group Inc.View Filing
edgar indexSCHEDULE 13G/A — Currenc Group Inc.View Filing
edgar indexSCHEDULE 13G/A — Currenc Group Inc.View Filing
edgar indexSCHEDULE 13G/A — Currenc Group Inc.View Filing
edgar indexSCHEDULE 13G/A — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar index6-K — Currenc Group Inc.View Filing
edgar indexS-8 — Currenc Group Inc.View Filing
edgar indexSCHEDULE 13G — Currenc Group Inc.View Filing
edgar indexSCHEDULE 13G — Currenc Group Inc.View Filing