Uphold review 2025

Our opinion of Uphold

Uphold is a multi-asset investing platform that lets users trade different asset classes, including cryptocurrencies, forex, stocks, metals, and indices. While it offers several investing options, not all assets are available to everyone, and what’s on offer will depend on where you’re located.  

The platform is relatively simple to get started with and has many beginner-friendly features, including easy to use crypto wallets. Uphold makes it easy to buy and sell crypto coins; users can deposit and withdraw in either fiat or digital currency. In this Uphold review, we investigate the platform to help you decide if its the right option. 

Uphold highlights

Investing options

4.1

What can I do with Uphold?

You can trade over 250 cryptocurrencies and other assets such as forex and metals. Its crypto selection is vast and includes all the biggest coins like Bitcoin, Ethereum, and Litecoin. On Uphold, you can even use your digital currencies to buy traditional assets such as gold, meaning you can keep your portfolio in one place. 

In addition to investing and trading, Uphold offers features that can help you earn passive income. For example, you can stake your crypto coins and earn rewards for holding them for a certain period. You can also use Uphold’s debit card to make purchases and earn cashback. Uphold provides a versatile and convenient platform for managing and growing your investment portfolio.

What accounts does Uphold offer?

Uphold is an online brokerage platform that allows you to invest in several different assets. Alongside its investing account, you can also stake a select few crypto assets or use its linked debit card. Here are the accounts available with Uphold. 

Products, markets & assets

What products and assets can you trade on Uphold?

Uphold has a selection of cryptocurrencies, forex, and precious metals. It is predominantly a crypto platform where you will find the bulk of its assets; however, it includes an adequate selection of other options. Here’s a full list of what markets you can find on Uphold.

What leverage trading options are there?

Uphold is a broker that does not offer leveraged trading options. Instead, it provides a straightforward, cost-efficient way to purchase various assets without using margin or leverage.

What are the spreads?

Uphold charges spreads on all assets it has available. Spreads are variable and are based on locations. For example, in the UK and Europe, all crypto trades have spreads of between 0.9% – 1.2%, but for US residents, spreads are typically 1.8%. For low-liquidity coins, spreads can be significantly higher. 

Here’s a full list of what trading fees you can expect on Uphold.

Uphold trade sizes and limits

When using Uphold, there is no minimum trade size required, and you can invest small amounts of money. In reality, that means the minimum trade size with Uphold is $1. Here is some information on the minimum and maximum positions you can take when using the platform.

Crypto

What cryptocurrency pairs can be traded on Uphold?

You can trade over 250 cryptocurrencies on Uphold including the biggest names like Bitcoin and Ethereum. There is also a good selection of alt coins and stablecoins. Here’s a look at a few cryptos available on Uphold.

What are the fees for buying and selling cryptocurrencies?

Uphold charges a spread fee for buying and selling cryptocurrencies. Uphold’s spread fees vary depending on the asset and the payment method used. For most cryptocurrencies, Uphold charges a spread of 0.8% to 1.2%. For Bitcoin and Ethereum, the spread is typically higher, around 1.5%. Uphold does not charge any additional trading fees.

Does Uphold offer staking and rewards?

Yes, Uphold offers staking and rewards for a select number of cryptocurrencies. The reward percentages vary depending on the cryptocurrency and the amount of time you stake your coins. For example, you can earn up to 5% APY for staking Cardano and 16.9% APY for staking Polkadot.

To start staking on Uphold, you need to have the supported cryptocurrency in your account. Once you have the cryptocurrency, you can go to the “Staking” tab in your account and select the cryptocurrency you want to stake. You will then need to agree to the terms and conditions and click the “Stake” button.

Your rewards will be paid out weekly. You can withdraw your rewards at any time.

Forex

What forex pairs can be traded on Uphold?

There are 27 forex pairs available on Uphold. This includes the majors and some minors. Below are the FX pairs on Uphold.

What are the minimum spreads for trading forex?

Spreads are variable and are based on locations. Forex spreads on Uphold are typically between 0.2% – 0.5%.

Commodities

What commodities can be traded on Uphold?

It is possible to only trade precious metals on Uphold and the selection includes just 4. You can trade Gold, Silver, Platinum, and Palladium. 

What are the minimum spreads for trading commodities?

Uphold’s commodity spreads are variable, which means they can change from time to time. They are also high, when compared to other platforms. Typical commodity spreads with Uphold are around 3%. 

Deposits & withdrawals

What are the minimum & maximum deposits?

You can deposit and withdraw funds using your bank account or cryptocurrency on Uphold, and there are no deposit or withdrawal fees. However, there may be other fees to look out for.  Here’s a full breakdown of payment fees on Uphold.

What are the minimum and maximum withdrawals?

The minimum and maximum withdrawal limits vary depending on the payment method you use. For cryptocurrency, there is no limit as to what you can withdraw. Below are the minimum and maximum withdrawals allowed on Uphold. 

What are the deposit and withdrawal options fees, limits, and speeds?

It is free to deposit and withdraw from your account if using fiat currency. If using crypto, transaction fees apply but vary depending on the coin you use. Payments are processed very quickly. 

Fees & costs

How do Uphold fees work?

Uphold has a fairly simple to understand fee structure. It charges fees for certain transactions, which you can find in the table below.

What are Uphold’s trading fees?

Uphold doesn’t charge any commissions for trading as it makes its money from the bid-ask spread. Below are the fees for trading on Uphold.

Platforms & usability

What devices can I use Uphold on?

Uphold can be used via its proprietary trading platform on desktop and mobile devices. Here’s a full list of devices you can access Uphold on.

Uphold mobile app review

Uphold’s mobile app is designed to be easy to use, making it an excellent choice for new and experienced investors. It offers a sleek interface that is easy to navigate and placing trades takes a matter of seconds. 

The Uphold mobile app offers the same features and functionality as its web based trading platform. The app can be downloaded onto any iOS or Android device. 

Web trading platform

The most important question any user has is: How easy is it to use Uphold?

Uphold is an intuitive and user-friendly platform that makes it easy for investors of all levels to use. Setting up an account is quick and takes just a few minutes. Similarly, making deposits or withdrawals is easy and does not cost anything. The platform’s design is simple and easy to understand, with a clean and uncluttered layout that makes it easy to find what you’re looking for. 

Its trading interface is basic compared to others but comes with enough tools and functionality to make an informed decision. Buying and selling assets is as simple as the click of a button. 

Desktop trading platform

Uphold does not offer a desktop trading platform and you can only access it via the web or mobile app. 

Key features

Uphold has several features that investors can make use of, including its zero commissions, a wide range of crypto coins, and digital wallets. Here is a selection of some of the best features available on Uphold. 

Transparent pricing

You can get started without any hidden fees or commissions when using Uphold to invest in stocks, crypto, and forex. This transparent pricing model is a major benefit of using the platform. Additionally, Uphold lets you buy fractional shares, which means you can start building your portfolio with minimal funds. 

Cryptocurrency staking

On Uphold, you can earn passive income by staking your crypto assets. Staking on Uphold is easy and only takes a few minutes to set up, and once you have done so, you can earn rewards for simply holding your crypto in your account. This feature allows you to earn income from your idle assets without actively trading them.

Digital currency wallets

With Uphold, you can securely store your crypto assets. Its Bitcoin wallet offers a safe and user-friendly option for keeping your cryptocurrency. You can use the Uphold crypto wallet to store, send, and receive various cryptocurrencies. Uphold also holds your private keys, so you don’t have to worry about managing storage, and around 90% of the platform’s crypto is held in cold storage for added safety.

Uphold Baskets

Uphold Baskets offers a way to create a ready-made crypto portfolio with just one click. Each pre-set portfolio allows you to invest in multiple tokens at once, creating diversification and reducing the risk of buying just a single coin.

With Uphold Baskets you can choose how you want to invest, from limiting yourself to the ‘Big Three’, BTC, ETH & XRP, or more speculative, tech-specific options focused on blockchain tokens. Uphold Baskets is a great way for a beginner to get exposure to the broader crypto market with one click, without needing vast amounts of experience of research to decide what to buy.

Safety & reliability

Is Uphold safe?

Uphold is a secure platform providing users with an additional layer of security through 2FA (2-factor authentication) and 24/7 overwatch. The Uphold security department continuously monitors systems to detect potential threats, ensuring that your assets are always protected. 

Is Uphold regulated?

Yes, Uphold is regulated in the United States by FinCEN and registered with the United Kingdom FCA. This means your funds are protected depending on your jurisdiction’s regulatory requirements. 

In the United States, Uphold works with licensed banking partners and is regulated by the United States Treasury Department regulator, FinCEN, which helps ensure the platform’s compliance with the relevant laws and regulations.

Uphold customer support review

Uphold has a good, frequently asked questions section where you can find answers to most questions you may have. If you want to contact customer service, you can fill out a ticket on the website’s help page. You can also speak with its help desk via Twitter and Facebook. 

What are the risks of using Uphold?

• Investing in cryptocurrencies is risky. The crypto market is well known for volatility. While volatile conditions can work in your favour, violent price swings can quickly stop you out of a trade, so you should proceed with caution when investing in cryptocurrencies. 
• Spreads are variable and can widen substantially. Uphold provides access to a range of assets. During high volatility, the bid-ask spreads on these assets can widen significantly. This increases transaction costs since you pay the spread on both the entry and exit of positions. 
• The available assets on Uphold or limited. Compared to other trading platforms, the available assets on Uphold are fairly limited. While you can trade crypto, forex, and commodities, the selection for each is quite small. If you want to take advantage of a trend elsewhere, you’ll need to use another brokerage platform. 

Research & analysis tools

What trading tools are on offer?

The Uphold trading platform is quite basic compared to others, so there is not a wide selection of tools. There are some features that can help with your analysis that you can find below. 

Tools and charting

The platform offers a basic approach when it comes to tools and charting. You can view simple line charts for all of its assets; however, there are no additional tools to help with technical analysis and it would be recommended to use another charting platform to make trading decisions. 

Trailing stop orders 

Uphold’s trailing stop orders are similar to a take profit level but will automatically close your position if it rises or falls above or below a certain level. Unlike traditional stop loss orders, trailing stops can be moved automatically, ‘trailing’ the price of an asset by a preset distance. 

Uphold blog

The Uphold blog is a great resource for learning about cryptocurrencies, finance, and investing. It features articles on a variety of topics, including crypto, trading strategies, educational content, and company news. Keeping track of new blog posts is an excellent way to stay on top of the latest news and market developments. 

Education & learning resources

What educational resources are on offer?

Uphold’s educational content lacks compared to similar platforms. On the website, you can find a selection of guides explaining how to buy a few cryptocurrencies. These guides offer the steps you must follow on the platform to make your first purchase. There are also a few videos explaining how certain features on the platform work.  

Academy

The Uphold Academy is an educational resource available to all users of the platform. It provides comprehensive teachings that cover everything from the basics of cryptocurrencies to advanced trading strategies. The academy offers courses, articles, and videos on a variety of topics. 

Webinars

Uphold holds regular webinars on a range of topics related to cryptocurrencies, finance, and investing. These webinars are run by experts in the field and are a great way to learn the basics. Webinars are available for both beginners and experienced investors, meaning there is something for everyone. 

Glossary

Within the Uphold trading platform and website is a glossary that provides definitions of common cryptocurrency and investing terminology. It’s a helpful resource for beginners who are unfamiliar with the terms used in the crypto world. 

Uphold video review

Uphold customer reviews

Uphold has thousands of reviews from customers on various third party review websites. Here’s a look at its scores from three different sites. 

Our verdict

Uphold is a multi asset platform that offers access to many investment options, including stocks, forex, metals, and a diverse selection of cryptocurrencies. The platform is known for its zero-commission structure and transparent fee schedule, making it an attractive option for investors wanting to keep costs down. 

One of the top features of Uphold is its range of tools and features designed to make crypto trading and investing more accessible. Its wallets offer a secure and convenient way to store your digital assets, and its staking option lets you earn passive income. 

Overall, Uphold is a solid choice for investors looking to keep their portfolios in one place. The platform’s wide range of assets, zero commission, and user-friendly tools make it a good option for novice and experienced investors. If you’re looking for a platform that offers a diverse range of investment options and makes it easy to manage your portfolio, Uphold is worth considering.

Who is Uphold suitable for?

Uphold is suitable for all types of investors, although its design and basic platform make it a better choice for beginners. If you’re an experienced investor or have been involved in the crypto industry for some time, then using an exchange may be a better option.

Is Uphold good for beginners?

Yes, Uphold is an excellent choice for beginners. Not only is its platform extremely user-friendly, it has a good selection of educational content so newbies can learn. 

Our methodology

Helping people make better financial decisions is at the heart of our mission at Invezz. 

We test each broker to provide clear, accessible guidance on the service it offers and how it compares to the 63+ other trading platforms we review. Testing is carried out by our panel of industry experts, analysts, and active traders who sign up to the platform, conduct research, and score the service.

To supplement our practical testing and experience, we research the service to gather any further relevant information and provide context to help you decide whether the broker is right for your investing needs. We read online customer reviews, app reviews on the Play Store and App Store, and conduct user surveys to get feedback from real people about what works, and what doesn’t.

The trading platform is awarded a final score based on 130+ data points across 8 ranking categories: cost, reliability, user experience, deposit & withdrawals, investing options, range of products/markets, research & analysis tools, and the availability of educational & learning resources.

We work closely with the individual brand to ensure all factual information displayed here is accurate. All data is then fact-checked by an independent reviewer. You can learn more about our expert panel and how we test, rate, and review platforms in our review process. 

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