SUI trading near $1.65, but for pure banking exposure Digitap ($TAP) might be the best crypto to buy

Sui (SUI) is a layer-1 blockchain platform with a focus on high throughput and low latency.

It aims to become the foundation for DeFi protocols, dApps, and other use cases.

It is basically a general-purpose, next-gen blockchain for Web3 bank applications and aims to become the next big smart contract platform.

Sui has seen success as of late, and investors felt it compelling enough to rank it as a top-20 crypto by market cap.

However, the token is trading near $1.65, coinciding with its initial launch price in 2023.

On the other hand, Digitap ($TAP), a crypto presale project, offers investors specifically interested in the banking and finance angle a better altcoin to buy.

While Sui focuses on scaling decentralised applications, Digitap focuses on something more tangible: bringing everyday banking services into the crypto world.

Source: Digitap

Digitap’s banking utility for investors seeking best crypto to buy

Digitap is a fintech-focused crypto project that is the world’s first “omni-bank.”

This means it is a digital bank that blends traditional fiat features with cryptocurrency.

Digitap’s product is a global banking app where users can send, receive, store, save, invest, and spend both fiat and crypto from one place.

The platform is already live on Android and iOS devices.

This signals to investors it is worthy of being named a crypto to buy because it is not just a whitepaper idea.

Rather, it is a working service where users can hold multiple traditional currencies through offshore IBAN accounts and a wide range of cryptocurrencies.

Digitap’s killer feature is its multi-rail payment architecture. While remittance providers charge on average 6.2% of the amount being moved across borders, Digitap’s AI-driven engine automatically chooses the most efficient payment rail.

Cross-border transfers on its platform can arrive within seconds with fees under 1%.

Users can also take advantage of savings accounts within the app, or spend their money through the recently integrated Visa card that links to their Digitap account. Users can even pay in crypto and Digitap handles the crypto-to-fiat swap in the backend.

The ability to optimize between crypto and banking networks is what makes Digitap one of the more compelling crypto bank plays and a top altcoin to buy.

Source: Digitap

Digitap’s phased presale appeals to long-term $TAP buyers

Digitap is a crypto-powered bank for everyday users. An optional no-KYC signup process means Digitap can directly target the more than 1 billion adults worldwide that are underbanked or unbanked.

Many of these people live in countries or regions where access to identification is difficult if not impossible.

Digitap’s potential global reach and ability to provide real savings is a compelling investment narrative.

Indeed, crypto investors have taken notice with Digitap’s crypto presale of its native $TAP token running hot since it was launched in late summer.

To date, Digitap has raised more than $2 million despite the broader crypto market selloff.

This can be attributed not only to a compelling investment proposition, but the presale structure itself. The presale is being conducted in phases with the token price increasing at each successive stage.

The price of $TAP was first offered for sale at $0.0125 and it has since risen around 190% to $0.0361.

This price appreciation rewards early adopters, but it isn’t too late for new buyers who view $TAP as a top altcoin to buy to start a position.

The team recently confirmed $TAP will graduate from presale to the public market at an expected listing price of $0.14.

Sui’s banking exposure is less direct than Digitap’s

Sui was designed by Mysten Labs and uses crypto innovations like parallel transaction execution and the Move programming language to achieve fast performance.

Sui’s exposure to banking is mostly indirect as it relies on external dApps to build banking-focused solutions.

The ecosystem does include a handful of wallets, DeFi protocols, and synthetic asset platforms with exposure to fiat on-ramps and stablecoin-based savings tools.

As such, investors searching for a pure banking crypto to buy, Sui may not be the best option.

Sui is not a consumer-facing bank application, and any value capture to fintech or finance is distributed across its ecosystem partners. Essentially, Sui’s success is tied to blockchain tech adoption across banking and other segments.

Also, Sui has a multi-billion-dollar market cap and has already undergone major exchange listings and price discovery. This means its upside potential might be incremental as its investment narrative is already known and well understood by the market.

In contrast, Digitap is still in its crypto presale phase and trades at a much smaller market cap. This makes Digitap a top crypto to buy because if its platform takes off and attracts a large global user base, $TAP could have much more room to appreciate in value from its current ground-level price.

Source: @Community_Sui

Why Digitap edges out Sui for direct crypto banking exposure

Sui’s near-term performance around the $1.65 range reflects its standing as a well-respected and trusted layer-1 project. It is by all measures a solid project backed by compelling technology.

However, Sui lacks direct exposure as a crypto banking model. Digitap is a pure play crypto presale at the center of blending banking with crypto. This gives Digitap a clear edge as a top altcoin to buy, as it offers investors the opportunity to ride the wave of fintech disruption.

If investors are bullish on the crypto banking narrative as a defining trend over the coming years, Digitap aligns with that thesis almost perfectly. It benefits from a first-mover advantage as an already live “omni-bank,” which gives it a fundamentally strong story.

Digitap is Live NOW. Learn more about their project here:

Presale https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

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