XRP holds $2.01 while Digitap ($TAP) crypto presale becomes best banking token this December

A growing bearish force has kept leading altcoins like XRP from taking off.

As a result, investors seeking the best altcoins to buy in December are migrating to tokens that can bolster their portfolios by hedging against losses.

However, most altcoins lack real-world utility and deflationary mechanisms, making them susceptible to huge losses during turbulent periods. 

To this end, savvy investors are embracing Digitap ($TAP). This is an upcoming web3 project with real utility, as its mission is to bridge the gap between DeFi and TradFi.

Thus far, Digitap has raised over $2.4 million during its ongoing crypto presale. This rapid growth shows the Digitap ecosystem has become a safe harbor for many investors. 

Read on to find out why many XRP investors consider Digitap the best crypto to buy now to hedge against potential losses. 

XRP stuck at $2: can it outshine this new crypto presale?

XRP has underperformed over the past week, shedding nearly 3% of its value.

On December 7, XRP was trading around $2.02.

After maintaining this level for days, XRP shot up on December 10 after Bitcoin (BTC) surged past $94,000, triggering a market-wide climb. Specifically, XRP traded as high as $2.17. 

However, the bullish momentum cooled as investors searching for altcoins to buy and hedge against the persistent bearish pressure in December began rotating capital out of XRP.

As a result, XRP pulled back before stabilising at around $1.99 as of December 14.

This price represents a 48% plunge from XRP’s 2018 ATH of $3.84. 

Furthermore, XRP’s 50-day moving average is falling, indicating a weak short-term trend. In addition, XRP is poised to face stiff resistance at $2.25.

These indicators suggest that XRP will likely continue trading within a descending channel, with a retest of the $1.9 support level soon. 

With XRP facing strong headwinds, savvy investors are rotating their capital to Digitap ($TAP), which has positioned itself as the best crypto to buy now for portfolio strengthening. 

Digitap’s omnibank gains favour among investors

The uncertainty in the crypto market has seen investors flock to Digitap ($TAP).

This burgeoning project has gained investor confidence by connecting crypto and fiat currencies, simplifying spending and investing.

Digitap is poised to thrive, even in turbulent market times, because it sets itself apart from most DeFi projects, which lack effective fiat on and off-ramps. 

Additionally, Digitap stands out because it has already rolled out the beta version of its platform during its crypto presale.

The Digitap app is currently available on Android and iOS. This early launch shows Digitap’s commitment to providing modern banking services to the 1.4 billion unbanked people worldwide. 

With the robust Digitap app, anyone with a smartphone can spend, grow, and manage crypto and fiat currencies from a single dashboard.

Notably, users do not have to submit KYC information to access basic banking services through Digitap.

This lowers the barrier to entry, as most people are keen on maintaining financial privacy. 

Strategic partnerships to simplify payments

Digitap aims to make spending crypto effortless, since finding altcoins to buy is already challenging enough.

To this end, the project formed strategic alliances with sponsored banking partners. As such, the platform’s users get easy access to banking payment systems such as SEPA and SWIFT. 

Furthermore, Digitap teamed up with Visa to offer users Visa co-branded cards.

With these cards, users can complete real-world payments at Web3 speeds, anywhere in the world.

However, it is worth noting that the Virtual card plan requires users to submit an ID and a selfie, while the Pro plan requires a passport with at least six months’  validity and a selfie. 

By integrating blockchain technology into the traditional banking grid, Digitap also significantly reduces transaction fees.

For instance, the current transfer fee averages 6.2%. However, investors who use Digitap for cross-border transfers only need to pay under 1%.

This low fee ensures that users keep money in their pockets instead of feeding banks. 

To ensure the safety of user funds, Digitap had its smart contracts audited by SolidProof and Coinsult. 

$TAP: an effective hedge against inflation

With XRP struggling to climb, investors searching for the best crypto to buy now to hedge against inflation and losses are migrating to $TAP, Digitap’s native token.

$TAP has attracted hordes of investors because it is centred on utility and has a deflationary mechanism to help shrink the fixed hard cap of 2 billion tokens. 

As of December 14, $TAP was in Round 3 of its ongoing crypto presale.

$TAP’s price during this round is $0.0371. This price is a fantastic entry point, as $TAP’s listing price is $0.14. 

OVER $300K IN BONUSES, PRIZES, GIVEAWAYS. DIGITAP CHRISTMAS SALE IS LIVE 

Digitap is currently running a 12-day festive-season promotion. This promotion started on December 13 and runs through December 24.

During this promotion, $TAP buyers can enter to win a huge prize every 12 hours. This explains why savvy investors are abandoning XRP in favor of $TAP. 

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway