Why are 2021's class of altcoins getting destroyed? Digitap ($TAP) predicted to 17X, ranks as best crypto to buy now

2021’s altcoins are getting destroyed because the market is only paying for tokens that capture value in 2026.

This shift is brutal in practice. The old era was built on infinite Covid stimulus liquidity, fugazi governance tokens, and inflationary emissions.

This year, that playbook is collapsing in public. Capital is only buying tokens that have real products and that share profits with holders.

Utility is back in the driver’s seat, and that’s why Digitap ($TAP) has been crushing it recently.

All the most interesting altcoins to buy look like fintechs this year.

The best cryptos to buy now are all stablecoin-adjacent and working on delivering products to onboard the next generation of crypto users.

Digitap operates in this lane, and this banking crypto presale has already raised $4.5 million and soared 263%.

Here’s why a 17X price prediction is on the horizon for $TAP this year. 

The 2021 altcoin wipeout

The chart tells the whole story. Altcoins failed to make a meaningful high compared to 2021, and the total supply of altcoins on the market is now magnitudes larger than in the last cycle.

That means liquidity is spread across more tokens, and barely any altcoins made new ATHs this cycle.

2021 tokens are dying because they are overvalued, have dreadful tokenomics, and were designed and priced for a world that no longer exists.

2026 has been unforgiving to this cohort, and gravity is in full force, bringing these valuations back to earth.

Now liquidity is selective, and the market is only bidding what can grow, thrive, and scale.

2021’s cohort of altcoins to buy has been the worst performers this year, and the new winners look very different indeed.

They are smaller, faster-moving projects that ship and treat the token as an ownership layer tied to platform activity.

Investors need to adapt or die, and while it may be unpleasant news, the sooner buyers ditch legacy altcoins and bid on the new cohort of market leaders, the faster they can save their portfolios. 

Why Digitap ($TAP) looks like a market leader

Digitap is built like a fintech product that uses crypto rails. It built the first omni-bank, and it looks like the real endgame of stablecoins.

What is omni-banking? The idea that money stops being separate.

Digitap’s global money app unlocks fiat and crypto in a single interface, and now money moves like information on the internet, and stablecoins feel like regular mobile banking.

This banking crypto presale is tapping into the stablecoin supercycle while most legacy alts are stuck defending old valuations. The recent Solana integration was a big boost.

Users can now deposit natively via Solana, and Digitap unlocks one of crypto’s fastest blockchains in its banking app.

Beyond this, Digitap is building a full banking stack and looks incredibly undervalued at its current price of $0.0454.

Stablecoins are eating global payments, and Digitap packages them in a friendly app that abstracts away crypto complexity.

Its Visa card allows users to spend fiat and crypto anywhere globally.

The Pro and Premium accounts unlock access to offshore banking, and the multi-rail design means transfers can travel on traditional banking rails or blockchains, depending on which is faster and cheaper when the user presses send.

Digitap ranks among the best cryptos to buy now because it has already deployed its app, offers better rails, and is priced at crypto presale levels while aiming to disrupt global finance. 

Why the market is punishing 2021 altcoins and rewarding $TAP

The fastest way to understand 2026 is to look at the tokenomics structure that the market rewards.

Inflation-heavy governance tokens are trending towards zero, while tokens like HYPE and $TAP, with a focus on buybacks, are outperforming.$TAP has a fixed supply of 2 billion and has a powerful flywheel. 50% of platform profits are used to purchase $TAP on the open markets.

These are split between burns and rewards for stakers, with a special staking APY of 124% currently available to crypto presale participants.

This is the new era of structure: value capture tied to real underlying business.

At $0.0454, $TAP is still priced like an underdog. It is scheduled to move to $0.0467 in less than a week, is confirmed to launch at $0.14, and today’s level suggests buyers could hit a 3X by the time it lists later this year.

Set to scale aggressively, already boasting thousands of users, and aiming to disrupt global finance, a 17X price prediction may even be too conservative for $TAP.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway