The best portfolio trackers do more than show whether your investments are up or down. They bring multiple accounts into one place, track performance across different asset classes, and increasingly add research, analytics, alerts, tax tools, and AI-powered insights.
The right tracker depends on what you own and how you invest, so we compared the leading options across free tracking, stocks, mobile apps, analytics, dividends, multi-broker support, tax reporting, international investing, and net worth.
Our rankings are based on hands-on testing where possible, alongside verified pricing, account support, and feature data.
Our expert panel has 60+ years of combined experience across stocks, crypto, forex, and commodities. Every platform is tested hands-on: we open a real account, deposit funds, explore the features, contact customer support, and withdraw, before writing a word.
Each service is then scored across 8 categories (cost, reliability, user experience, deposits & withdrawals, investing options, market range, research tools, and educational resources) to produce a star rating out of 5. Our editorial content is independent and never influenced by advertisers or commercial relationships.
Read our review methodology and editorial guidelines.
What is the best portfolio tracker?
The best portfolio tracker is Kyro, which combines automatic multi-account syncing with free investment research and portfolio-aware AI for $12 a month. Sharesight works best for investors who want automatic dividend tracking and tax-ready reports built into every plan. Simply Wall St suits investors who want fast, visual stock research alongside tracking, backed by a confirmed mobile app.
| Tracker | Rating | Best for | Starting price |
|---|---|---|---|
| Kyro | 4.8/5 | Tracking, research, and AI in one place | Free; Premium $12/month |
| Sharesight | 4.3/5 | Dividend and tax reporting | Free; Starter $7/month |
| Simply Wall St | 4.2/5 | Visual stock research | Free; Premium $10.95/month |
Best portfolio trackers at a glance
Kyro, Ghostfolio, Simply Wall St, Delta, and Koyfin each lead a different category, from best overall to best free, best for stocks, best app, and best for analysis. The table below compares their price, free plan, broker sync, and standout feature.
| Portfolio tracker | Best for | Rating | Free plan | Starting price | Broker sync | Standout feature |
|---|---|---|---|---|---|---|
| Kyro | Best overall | 4.8/5 | Yes | $12/mo | Yes, 5 accounts | Portfolio-aware AI chat and monitoring agents |
| Ghostfolio | Best free | 4.0/5 | Yes, unlimited (self-hosted) | Free | CSV/manual | Genuinely free, open-source, no artificial caps |
| Simply Wall St | Best for stocks | 4.2/5 | Yes | $10.95/mo | Yes (paid tiers) | Visual Snowflake stock analysis |
| Delta | Best app | 4.1/5 | Yes, 10 assets | $53.88/yr | Yes, 10+ brokers | Mobile-first multi-asset tracking |
| Koyfin | Best for analysis | 4.2/5 | Yes | $39/mo | Advisor plans only | Institutional-grade benchmarking and risk stats |
Portfolio tracker reviews
Kyro - Best portfolio tracker overall
Kyro is the best portfolio tracker overall because it syncs stocks, ETFs, and crypto across up to five brokers and wallets on its $12 a month Premium plan. It then layers in free institutional-grade research and AI, on-demand chat across 100+ models plus always-on monitoring agents, that most single-purpose research tools charge far more for.
Kyro aggregates real accounts across three asset classes and lets you interrogate that portfolio with AI that knows what you actually own, a combination nothing else here offers at the same price. Its research stack, including financials, SEC filings, insider trades, analyst ratings, and 30-plus years of historical data, is free on every plan, and its transaction ledger tracks dividends automatically.
| Rating criterion | Kyro score |
|---|---|
| Portfolio tracking | 4.5/5 |
| Account integrations & syncing | 4.5/5 |
| Investment & asset coverage | 3.5/5 |
| Portfolio analysis & research | 4.5/5 |
| AI, alerts & automation | 5.0/5 |
| Ease of use & mobile experience | 4.0/5 |
| Security, privacy & reliability | 4.0/5 |
| Pricing & value | 5.0/5 |
Kyro suits investors holding stocks, ETFs, and crypto across more than one account who want research and AI built into the same workspace they use for tracking. Investors who need bonds, property, or pension tracking, or a native mobile app today, should choose Kubera or Delta instead.
Kyro pairs real multi-account aggregation with free-tier research depth and useful AI at $12 a month, well below comparable data-heavy tools. It suits multi-account investors most, and the main trade-off is a browser-only workflow.
Ghostfolio - Best free portfolio tracker
Ghostfolio is the best free portfolio tracker because its self-hosted, open-source version has no holdings cap, no portfolio cap, and no paywalled feature, unlike Delta, Sharesight, or Simply Wall St, which all cap free accounts at 10 holdings. The trade-off is that free means self-hosted.
Ghostfolio is licensed under AGPL-3.0, and every feature, including transaction management, risk analysis, custom assets, and CSV and JSON import and export, is available without a subscription. Running your own instance takes technical setup, which is the price of its unlimited free tier.
| Rating criterion | Ghostfolio score |
|---|---|
| Portfolio tracking | 3.5/5 |
| Account integrations & syncing | 1.5/5 |
| Investment & asset coverage | 3.5/5 |
| Portfolio analysis & research | 3.0/5 |
| AI, alerts & automation | 1.0/5 |
| Ease of use & mobile experience | 3.0/5 |
| Security, privacy & reliability | 4.5/5 |
| Pricing & value | 5.0/5 |
Ghostfolio suits technically comfortable investors, developers, and privacy-conscious users who would rather run their own software than accept a freemium tracker’s limits. If self-hosting sounds like a chore, Ghostfolio’s own managed cloud plan at $48 a year removes that barrier, or Delta’s simpler free tier is a lighter alternative.
Ghostfolio is the only tracker here that is genuinely unlimited at $0, not just free until you hit a wall. It suits investors who want unlimited free tracking and do not mind self-hosting.
Simply Wall St - Best stock portfolio tracker
Simply Wall St is the best stock portfolio tracker because its Snowflake chart scores every stock across five dimensions: value, future, past, health, and dividends. That turns fundamental analysis into something you can read at a glance, and it also has a confirmed mobile app and broker sync from Premium, both of which Kyro lacks.
Where Kyro surfaces research through AI chat, Simply Wall St uses structured visual scoring that needs no typed question, often faster for a portfolio that is mostly individual stocks and ETFs.
| Rating criterion | Simply Wall St score |
|---|---|
| Portfolio tracking | 3.5/5 |
| Account integrations & syncing | 3.5/5 |
| Investment & asset coverage | 3.0/5 |
| Portfolio analysis & research | 4.5/5 |
| AI, alerts & automation | 2.5/5 |
| Ease of use & mobile experience | 4.5/5 |
| Security, privacy & reliability | 4.0/5 |
| Pricing & value | 3.5/5 |
Simply Wall St suits investors who hold mostly individual stocks and ETFs and want fast, visual fundamental analysis alongside tracking. Crypto-heavy or multi-asset investors should choose Kyro or Delta instead.
Simply Wall St wins on Snowflake analysis and a confirmed mobile app, both areas where it currently beats Kyro. It suits stock and ETF investors, and the free plan is thin enough that most will need Premium.
Delta - Best portfolio tracking app
Delta is the best portfolio tracking app because it was built mobile-first, with no meaningful feature gap between its app and its desktop or web versions. It also covers more native asset types than any other tracker on this list: stocks, ETFs, funds, crypto, NFTs, forex, commodities, and indices.
Simply Wall St and Getquin also have apps, but Delta wins because its mobile experience carries the same dashboard, alerts, and portfolio breakdowns across iOS, Android, Mac, Windows, and web, with no gaps that are common elsewhere.
| Rating criterion | Delta score |
|---|---|
| Portfolio tracking | 4.0/5 |
| Account integrations & syncing | 4.0/5 |
| Investment & asset coverage | 4.5/5 |
| Portfolio analysis & research | 3.0/5 |
| AI, alerts & automation | 1.5/5 |
| Ease of use & mobile experience | 5.0/5 |
| Security, privacy & reliability | 4.0/5 |
| Pricing & value | 3.5/5 |
Delta suits investors who check their portfolio primarily on their phone and hold a genuine mix of asset types, stocks, crypto, and forex together. Investors who want deep research alongside tracking should pair it with, or choose instead, Kyro or Simply Wall St.
Delta’s mobile experience is the most complete of any tracker here, with nothing missing compared to desktop. It suits mobile-first investors with mixed asset types, and the 10-asset free cap means most real users need PRO.
Koyfin - Best for portfolio analysis
Koyfin is the best tracker for portfolio analysis because its Premium tier adds benchmark comparison against any index, risk statistics, and hypothetical performance testing, tools Kyro does not yet offer. It also includes a decade of financial history, analyst estimates, and earnings transcripts.
Koyfin’s custom formula builder and unlimited data series let you build your own analysis rather than pick from preset charts. That depth costs real money and a learning curve, which is why it wins a specific category rather than the overall crown.
| Rating criterion | Koyfin score |
|---|---|
| Portfolio tracking | 3.0/5 |
| Account integrations & syncing | 1.5/5 |
| Investment & asset coverage | 3.5/5 |
| Portfolio analysis & research | 5.0/5 |
| AI, alerts & automation | 1.0/5 |
| Ease of use & mobile experience | 3.0/5 |
| Security, privacy & reliability | 4.0/5 |
| Pricing & value | 3.0/5 |
Koyfin suits advanced or professional-leaning investors who want genuine risk and benchmarking analytics and will enter or upload holdings rather than sync accounts automatically. Casual investors will find Kyro’s or Simply Wall St’s built-in analytics more approachable, if less deep.
Nothing else we cover matches Koyfin’s benchmarking and risk-statistics depth. It suits advanced investors who want institutional-grade analytics, and it is overkill for anyone who just wants to see portfolio value and today’s gain.
Sharesight - Best for dividend investors
Sharesight is the best tracker for dividend investors because dividend and tax reporting are its entire reason for existing. It automatically tracks dividend history, adjusts for reinvestment, and offers yield-on-cost, dividend growth history, and a forward income calendar. Kyro currently supports none of that.
Sharesight also adds multi-currency dividend handling for investors holding shares across different markets, and rolls everything into reports built specifically for tax filing.
| Rating criterion | Sharesight score |
|---|---|
| Portfolio tracking | 4.0/5 |
| Account integrations & syncing | 2.5/5 |
| Investment & asset coverage | 3.0/5 |
| Portfolio analysis & research | 3.5/5 |
| AI, alerts & automation | 1.0/5 |
| Ease of use & mobile experience | 4.0/5 |
| Security, privacy & reliability | 4.5/5 |
| Pricing & value | 3.5/5 |
Sharesight suits income-focused stock and ETF investors, particularly in Australia, New Zealand, the UK, and the US, who want automatic dividend tracking and tax-season-ready reports. Investors who need live broker sync across many accounts should choose Kyro or Getquin instead.
No other tracker here matches Sharesight’s combination of automatic income tracking and tax-ready reporting. It suits dividend and income-focused investors, and its thin crypto and sync coverage are the trade-off for that specialism.
Getquin - Best for multiple brokerage accounts
Getquin is the best tracker for multiple brokerage accounts because it connects to more than 2,000 supported institutions through secure API and open-banking connections, well beyond Kyro’s 400+ or Delta’s 10+ direct broker integrations. That makes it the widest aggregation reach of any tracker we cover.
Getquin also adds social and community features on top, letting you compare allocation and performance against other investors, a feature none of the other trackers here offer.
| Rating criterion | Getquin score |
|---|---|
| Portfolio tracking | 3.5/5 |
| Account integrations & syncing | 5.0/5 |
| Investment & asset coverage | 4.0/5 |
| Portfolio analysis & research | 3.0/5 |
| AI, alerts & automation | 1.5/5 |
| Ease of use & mobile experience | 4.0/5 |
| Security, privacy & reliability | 3.5/5 |
| Pricing & value | 3.5/5 |
Getquin suits investors with accounts spread across many brokers and banks, especially in Europe, who want broad aggregation and do not mind community features layered on top. Investors who want deep research alongside tracking should choose Kyro instead.
Getquin’s 2,000-plus institution reach is hard to match anywhere else here. It suits investors juggling accounts across many brokers and banks, and Premium is worth budgeting for once you want the analytics that make that aggregated data useful.
Parqet - Best for international investors
Parqet is the best tracker for international investors based in Europe, particularly Germany, Austria, and Switzerland. Its on-device autosync connects to more than 50 brokers while keeping credentials on your device rather than its servers, though it is not a universally comprehensive international solution outside that region.
Parqet also handles multi-currency tracking, dividend forecasting, and time-weighted return calculations well. Its Pro plan adds a tax dashboard covering German and Austrian reporting specifically, and if your international exposure means holding US and EU markets from a European base, Parqet fits better than Kyro, Delta, or Sharesight currently do.
| Rating criterion | Parqet score |
|---|---|
| Portfolio tracking | 3.5/5 |
| Account integrations & syncing | 4.0/5 |
| Investment & asset coverage | 3.0/5 |
| Portfolio analysis & research | 3.5/5 |
| AI, alerts & automation | 1.0/5 |
| Ease of use & mobile experience | 4.0/5 |
| Security, privacy & reliability | 4.5/5 |
| Pricing & value | 3.5/5 |
Parqet suits investors based in Germany, Austria, or Switzerland who hold accounts across several European brokers and want privacy-conscious autosync plus local tax reporting. Investors outside Europe, or those needing broader tax-jurisdiction coverage, should choose Sharesight or Kyro instead.
Parqet wins international investors within its real strength: European, DACH-focused tracking with genuine privacy advantages, rather than as a universal international pick. It suits investors based in that region, and it is not the right choice for a US investor who occasionally buys a London-listed stock.
Kubera - Best for multi-asset and net worth tracking
Kubera is the best tracker for net worth tracking because it connects to more than 20,000 banks and brokers and lets you add property, vehicles, and private investments alongside stocks and crypto, then nets it all against your debts. It’s a job none of the other nine trackers here attempt.
Kubera also includes a digital vault and legacy-planning tools, features aimed at long-term wealth tracking rather than day-to-day trading. Kyro, by comparison, deliberately stays investing-only.
| Rating criterion | Kubera score |
|---|---|
| Portfolio tracking | 4.0/5 |
| Account integrations & syncing | 4.5/5 |
| Investment & asset coverage | 5.0/5 |
| Portfolio analysis & research | 3.0/5 |
| AI, alerts & automation | 1.5/5 |
| Ease of use & mobile experience | 3.5/5 |
| Security, privacy & reliability | 4.5/5 |
| Pricing & value | 3.0/5 |
Kubera suits investors and households who want a single dashboard for their entire financial picture, property, debts, and investments together, rather than just their brokerage holdings. Investors who only need to track stocks, ETFs, and crypto should choose Kyro instead, since it is cheaper and offers deeper research.
Nothing else on this list combines investment, property, and debt tracking as completely as Kubera. It suits investors who want their whole net worth in one dashboard, and it is the wrong tool if all you need is a portfolio tracker.
How do the best portfolio trackers compare?
Kyro, Sharesight, Kubera, Simply Wall St, Delta, Koyfin, Getquin, Parqet, and Ghostfolio differ most on broker syncing, asset coverage, and price, the table below compares all nine side by side.
| Feature | Kyro | Sharesight | Kubera | Simply Wall St | Delta | Koyfin | Getquin | Parqet | Ghostfolio |
|---|---|---|---|---|---|---|---|---|---|
| Overall rating | 4.8/5 | 4.3/5 | 4.1/5 | 4.2/5 | 4.1/5 | 4.2/5 | 4.0/5 | 4.0/5 | 4.0/5 |
| Best for | Overall | Dividends/tax | Net worth | Stocks | Mobile app | Analysis | Multi-broker | International (EU) | Free |
| Free plan | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes (self-hosted) |
| Starting price | $12/mo | $7/mo | $199/yr | $10.95/mo | $53.88/yr | $39/mo | €89.99/yr | €5.99/mo | Free / $48/yr |
| Stocks | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| ETFs | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Mutual funds | No | Yes | Yes | Limited | Yes | Yes | Yes | Yes | No |
| Bonds | No | No | Manual | No | No | Limited | No | No | No |
| Crypto | Yes | No | Yes | Limited | Yes | No | Yes | Yes | Yes |
| Other assets | Cash | None | Property, private assets | None | Forex, commodities, NFTs | None | Real estate, collectibles | None | Custom assets |
| Broker syncing | Yes | Limited | Yes | Paid tiers | Yes | Advisor only | Yes | Yes | No |
| Manual entry | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| CSV import | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes (plus PDF) | Yes (plus JSON) |
| Multi-currency | Limited | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Limited |
| Dividend tracking | Yes | Strong | Basic | Basic | Basic | Basic | Yes, on Premium | Yes | Basic |
| Performance analytics | Basic | Strong | Trend-based | Strong | Basic | Very strong | Strong on Premium | Strong | Basic |
| Benchmarking | No | Paid tiers | No | Limited | No | Yes | Yes, Premium | Yes | No |
| Tax reporting | No | Strong | No | No | No | No | No | DE/AT only, Pro | No |
| iOS | No | Yes | PWA | Yes | Yes | Companion app | Yes | Yes | PWA |
| Android | No | Yes | PWA | Yes | Yes | Companion app | Yes | Yes | Yes (wrapper) |
Which portfolio tracker is best for you?
The right portfolio tracker depends on what you need it to do, not a single overall score. Match your priority in the table below to the specific tracker that wins for it.
| If your priority is... | Choose | Why |
|---|---|---|
| Best all-round experience | Kyro | Broad tracking, free research, and AI in one place |
| Tracking investments for free | Ghostfolio | The only entrant with no artificial limits at $0 |
| Stock portfolio tracking | Simply Wall St | Visual fundamental analysis built for equity investors |
| Deep portfolio analytics | Koyfin | Institutional-grade benchmarking and risk statistics |
| Dividend income | Sharesight | Automatic dividend tracking with tax-ready reports |
| Multiple brokers | Getquin | Aggregation across 2,000+ institutions |
| Mobile tracking | Delta | Full feature parity across iOS, Android, and desktop |
| Tax reporting | Sharesight | Filing-ready capital gains and dividend reports |
| International holdings | Parqet | On-device sync across 50+ European brokers |
| Stocks and crypto together | Kyro | Native support for both without a second app |
| Net worth tracking | Kubera | Investments, property, and debt in one number |
What is the best free portfolio tracker?
Ghostfolio is the best free portfolio tracker, since its self-hosted version has no artificial caps on holdings or portfolios, unlike every freemium alternative in this guide. Delta is the best free option if you would rather not self-host, though its free tier caps you at 10 tracked assets.
"Free" means different things depending on the product. Ghostfolio's self-hosted version is completely free with no catch beyond running the software yourself. Delta, Sharesight, and Simply Wall St are free forever but limited, usually to one portfolio and a small number of holdings.
A handful of products market a "free trial" that is not free at all once it ends, Kubera's $1, 14-day trial is one example, and should not be confused with an actual free plan.
| Tracker | Free holdings | Free portfolios | Broker sync | Key free features | Biggest limitation |
|---|---|---|---|---|---|
| Ghostfolio | Unlimited | Unlimited | No | Full feature set, self-hosted | Requires self-hosting |
| Kyro | Unlimited within 1 portfolio | 1 | No | Research, alerts, core AI | No sync on Free |
| Delta | 10 assets | Unlimited | Yes, limited | Multi-asset dashboard | 10-asset cap |
| Simply Wall St | 10 holdings | 1 | No | Snowflake analysis, 5 reports/mo | Thin research quota |
| Sharesight | 10 holdings | 1 | Limited | Dividend tracking, reports | Very low holdings cap |
| Getquin | Not disclosed | Not disclosed | Yes | Aggregation, community | Analytics behind Premium |
Investors who specifically want free dividend tracking should try Sharesight's free plan instead, despite its 10-holding cap, since dividend handling is its strength even at the free tier.
What is the best stock portfolio tracker?
Simply Wall St is the best stock portfolio tracker for most equity investors, thanks to its Snowflake analysis and confirmed mobile app. Dividend-focused stock investors should choose Sharesight instead, and anyone who also holds crypto and wants research bundled in should choose Kyro.
A tracker built for stock investors needs equity market coverage, transaction history, accurate cost basis, clear realized and unrealized gains, and benchmarking against a relevant index, alongside dividend tracking, company fundamentals, watchlists, and alerts. Simply Wall St leads on research depth and visual clarity, Sharesight leads on dividend and tax handling, and Kyro competes on breadth by covering stocks alongside crypto with free research data most stock-only trackers charge for.
What is the best portfolio tracker app?
Delta is the best portfolio tracker app, with full feature parity across iOS, Android, Mac, Windows, and web and no meaningful gap between its mobile and desktop versions. Simply Wall St and Getquin both have solid, fully-featured apps as well.
A genuine portfolio tracking app should let you manage holdings from your phone, not just glance at a read-only summary, so broker sync, alerts, and analytics need to work as well on mobile as on desktop. Kyro and Koyfin, by contrast, are web-based; Kyro's browser experience works on a phone, but it is not a dedicated app.
- Best mobile-first portfolio tracker: Delta, for full feature parity across iOS, Android, Mac, Windows, and web
- Best desktop and mobile portfolio tracker: Simply Wall St, for consistent research and tracking across both
- Best free portfolio tracking app: Delta's free tier, despite its 10-asset cap, since it is the most usable free mobile experience in this guide
What is a portfolio tracker?
A portfolio tracker is software that monitors your investment holdings, their current value, and how they perform over time. At a minimum, it shows what you own, what it is worth, and how that has changed.
Better trackers go further, covering gains and losses, asset allocation, dividends received, transaction history, diversification across sectors and geographies, and in some cases risk metrics.
"Portfolio tracker," "investment tracker," and "stock portfolio tracker" are often used interchangeably, but they are not always identical: a stock portfolio tracker may focus narrowly on equities, an investment tracking app might also cover crypto and funds, and a net worth tracker adds property and debt on top. Which term fits a given product depends on what it actually covers, not its marketing name.
How do portfolio trackers work?
Portfolio trackers get your data into the system one of three ways: automatic broker sync, CSV or file import, or manual entry, and most investors end up using a combination depending on which brokers and assets they hold.
Automatic sync connects directly to your brokerage, exchange, or bank through a read-only API connection, pulling in holdings, balances, and transactions without manual entry. It is the most convenient option and stays current without effort, though it means trusting a third party with account access, even read-only access.
Importing a CSV, JSON, or PDF export from your broker gets your existing history into a tracker without a live connection. It suits brokers that are not supported for direct sync, though your data is only as current as your last import.
Entering holdings and transactions by hand gives full control and works for any asset a tracker does not otherwise support, property or private investments, for example. It is the slowest method and the easiest to fall behind on, but the only one that needs no account access at all.
What should you look for in a portfolio tracker?
The factors that matter most are asset coverage, integration reliability, real performance analytics, dividend handling, tax support, mobile access, data accuracy, security, and price relative to value, the same categories we use to score every tracker in this guide.
Check that a tracker actually supports what you hold, stocks, ETFs, mutual funds, bonds, crypto, cash, or alternative assets, rather than assuming broad support. Several of the trackers here handle stocks and ETFs well but treat crypto, bonds, or alternatives as an afterthought.
The total number of supported institutions matters less than whether your specific broker is on the list and the connection is reliable. A tracker with 2,000 integrations is useless if your bank is not one of them.
Today’s gain or loss is not the same as real performance tracking. Look for total return, annualized return, and ideally both time-weighted and money-weighted return calculations, alongside realized versus unrealized gains and benchmarking against a relevant index.
Beyond raw returns, useful analysis covers allocation, diversification, sector and geographic concentration, and exposure breakdowns. The best tools turn this into decisions you can act on, not just charts to admire.
If dividend or interest income matters to you, check for automatic income tracking, yield and yield-on-cost, a forward income calendar, and reinvestment handling, not just a running list of payments received.
Usefulness here varies by country. A tracker that generates filing-ready reports in Australia might offer nothing equivalent in Canada, so confirm coverage for your specific jurisdiction before relying on any tracker at tax time.
Match the tool to how you will actually use it. A powerful desktop analytics platform is the wrong choice if you only ever check your portfolio on your phone.
Prices, transaction imports, dividend and corporate-action handling, currency conversion, and historical returns all need to be right, not just present. Sync errors and duplicate transactions are the most common real-world complaints in this category.
Understand what kind of access you are granting, read-only, transaction-import, or something broader, and check the credential-handling model, encryption, two-factor authentication, and the provider’s data-sharing and deletion policies directly.
Compare what you actually get for the money, not the sticker price alone. A $12 a month plan bundling AI, research, and sync can be better value than a free tool that leaves you doing everything by hand.
Are portfolio trackers safe?
Portfolio trackers are as safe as the access model they use. Read-only broker connections, CSV imports, and manual entry all stop a tracker from moving your money; only a tool requesting the authority to execute trades introduces that higher-risk category of access, and legitimate trackers do not ask for it.
Before connecting any account, check who actually handles the connection, many trackers route through a third-party aggregator rather than storing your credentials directly, how encryption and two-factor authentication are handled, what the privacy policy says about data sharing, and whether you can fully delete your data and disconnect an account.
Verify these specifics for any tracker before connecting a live account, since practices genuinely differ between providers.
Do you need a portfolio tracker if your broker already tracks your investments?
You need a separate portfolio tracker once you hold more than one brokerage account, since your broker only shows its own holdings. A tracker consolidates multiple accounts into one dashboard and adds performance, benchmarking, dividend, and tax analysis most brokers do not offer.
If you hold everything in a single, straightforward brokerage account and your broker's own reporting already answers your questions, a dedicated tracker may be unnecessary overhead. It earns its place once you are managing more than one account or want analysis your broker does not provide.
Is a portfolio tracker better than a spreadsheet?
Neither is universally better. A portfolio tracker wins on automation, live pricing, and broker sync, saving hours a spreadsheet would take to replicate; a spreadsheet wins on privacy, full customization, and cost, since it needs no subscription and shares no data with a third party.
Advantages of a portfolio tracker
Dedicated software automates data entry through broker sync, pulls in live market pricing, and calculates performance, benchmarking, and dividend analytics that would take real effort to build manually. Most also offer mobile access and ready-made reporting.
Advantages of a spreadsheet
A spreadsheet gives complete control over what is tracked and how it is calculated, keeps data entirely private and portable, allows any custom calculation, and costs nothing ongoing.
Choose a spreadsheet if your portfolio is simple and privacy or cost matters more than automation. Choose a dedicated tracker once you are managing multiple accounts or want live data and analytics without manual upkeep.
When should you upgrade from a free to a paid portfolio tracker?
Upgrade once a free plan's limits start costing you time: when you need more than one synced account, deeper analytics like benchmarking or risk statistics, real dividend forecasting, tax reporting, or more portfolios and holdings than the free tier allows. If you only need today's value and a simple watchlist, free is enough.
A free plan is genuinely enough for holdings, current portfolio value, basic performance, and a simple watchlist, several trackers in this guide, Ghostfolio especially, handle that at no cost. If you are maintaining data by hand because the free tier will not sync your accounts, or working around a holdings cap, you have already outgrown free.
How do we test and score portfolio trackers
We test every portfolio tracker in this guide against the same core criteria, including account setup, portfolio imports, broker and wallet integrations, performance tracking, research, usability, pricing, and security. We compare synced data against source accounts where we can, and we clearly state where our testing is limited.
What we test
Our testing covers:
- Account setup and portfolio creation
- Manual and CSV imports
- Brokerage and wallet integrations
- Portfolio performance and analytics
- Investment research tools
- Data accuracy
- Alerts and automation
- Mobile experience
- Export and reporting features
- Customer support
- Pricing and overall value
New platforms are assessed using the same framework as established ones, while taking their shorter operating history into account. Kyro, our top pick, was tested hands-on in full; every other product in this guide is assessed using verified pricing and feature documentation, and we are expanding hands-on testing across the rest of this list over time.
How we score portfolio trackers
Our overall score for each tracker considers portfolio tracking, account integrations and syncing, investment and asset coverage, portfolio analysis and research, AI, alerts and automation, ease of use and mobile experience, security, privacy and reliability, and pricing and value.
We weight the categories that matter most to someone actually using the platform day to day, rather than scoring products purely on the number of features they advertise.
| Category | Weight |
|---|---|
| Portfolio tracking | 20% |
| Account integrations & syncing | 20% |
| Investment & asset coverage | 10% |
| Portfolio analysis & research | 20% |
| AI, alerts & automation | 10% |
| Ease of use & mobile experience | 10% |
| Security, privacy & reliability | 5% |
| Pricing & value | 5% |
This weighting applies consistently across every product we review, so rankings reflect the same methodology from one comparison to the next. Each product's rating breakdown table above shows its score against these categories; the overall rating out of 5 reflects that breakdown alongside our editorial judgment of how well the product serves its best-fit user.
Frequently asked questions
Kyro is the best portfolio tracker overall, combining multi-account broker and wallet sync with free research data and AI-assisted analysis at a low monthly price.
Ghostfolio is the best free portfolio tracker, with no artificial limits, provided you are comfortable self-hosting it. Delta is the best free option if you would rather not self-host, though its free tier caps you at 10 tracked assets.
Simply Wall St is the best stock portfolio tracker, thanks to its visual Snowflake analysis and confirmed mobile app for equity-focused investors.
Delta is the best investment tracking app, with full feature parity across iOS, Android, Mac, Windows, and web.
Yes. Ghostfolio’s self-hosted version is completely free with no artificial caps, though it requires you to run the software yourself. Most other “free” trackers are freemium products with real limits, and a handful of “free trials,” like Kubera’s $1, 14-day offer, are not free plans at all.
Kyro, for combining broker and wallet syncing across 400+ institutions with free investment research and portfolio-aware AI for $12 a month. Ghostfolio is the best free option if you’re comfortable self-hosting, and Koyfin or Simply Wall St lead if deep analytics or stock research matter more than account syncing.
Koyfin, since it’s built web-first with institutional-grade benchmarking, risk statistics, and analytics you can access from any browser without needing an app. If you also want it to sync your actual brokerage or wallet accounts rather than working from manually entered holdings, Kyro’s web platform covers that instead.
For a single, simple brokerage account, your broker’s own app may be enough. A dedicated tracker becomes the better choice once you hold accounts at more than one institution or want analytics, benchmarking, or dividend tracking your broker does not provide.