Mastercard Inc (MA)
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Mastercard Incorporated is a global payments technology company that operates one of the world’s largest electronic payment networks. Its core business connects card issuers, merchants, acquirers, consumers, businesses, and governments, enabling payments to be authorised, cleared, and settled securely across borders and channels. Mastercard does not generally issue cards or lend directly to cardholders; instead, it earns revenue from the use of its network, related transaction processing, and a growing range of value-added services.
The company is the second-largest payment processor globally and processed close to $11 trillion in volume during 2025. Its network operates in more than 200 countries and territories and supports transactions in more than 150 currencies, giving it broad exposure to consumer spending, travel, e-commerce, business payments, and the long-term migration from cash to digital payments.
Mastercard’s products include credit, debit, prepaid, commercial, and real-time payment solutions, along with tokenisation, fraud prevention, data analytics, loyalty, consulting, and cybersecurity services. These capabilities help banks and merchants manage risk, improve approval rates, and expand digital commerce. The company also participates in newer payment areas such as account-to-account transfers, open banking, and digital identity.
Mastercard’s business model benefits from scale, brand recognition, and global acceptance, as each additional participant can make the network more useful to others. Its results are sensitive to consumer and business transaction volumes, cross-border travel, foreign exchange trends, regulation of interchange and network fees, and competition from Visa, domestic card schemes, bank transfer systems, fintech platforms, and emerging payment technologies.
Last updated
- Market Cap
- $497,740,457,199
- P/E
- 31.97
- P/FCF
- 27.99
- P/S
- 14.67
- Enterprise Value
- $511,338,457,199
- Sector
- Financials
- Industry
- Transaction & Payment Processing Services
- Address
- 2000 PURCHASE STREET, PURCHASE, NY, 10577
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- Market Cap
Market cap is the total value of a company's shares, calculated by multiplying the stock price by the number of shares outstanding.
- $497,740,457,199
- Enterprise Value
Enterprise value is the total value of a company, including its market cap, debt, and cash.
- $511,338,457,199
- P/E
P/E ratio compares a company's share price to its earnings per share.
- 31.97
- P/B
P/B ratio compares a company's share price to its book value per share.
- 74.08
- P/S
P/S ratio compares a company's share price to its revenue per share.
- 14.67
- EV / EBITDA
EV/EBITDA measures a company's value compared to its earnings before interest, taxes, depreciation, and amortization.
- 21.84
- EV / Sales
EV/Sales measures a company's value compared to its total revenue.
- 15.07
- EPS
- 17.62
- Dividend Yield
Dividend yield shows how much a company pays in dividends each year compared to its share price.
- 0.57%
- P/FCF
Price-to-free-cash-flow ratio compares a company's share price to the cash it generates after expenses and investments.
- 27.99
- P/CF
P/CF ratio compares a company's share price to the cash flow it generates from its operations.
- 27.25
- Free Cash Flow
Free cash flow is the cash a company has left after covering operating costs and capital expenses.
- $17,783,000,000
- ROE
ROE measures how effectively a company uses shareholders' equity to generate profit.
- 231.73%
- ROA
ROA measures how effectively a company uses its assets to generate profit.
- 29.69%
- Debt / Equity
Debt-to-equity ratio compares a company's total debt to its shareholders' equity.
- 3.2
- Current Ratio
Current ratio measures a company's ability to pay short-term debts using its short-term assets.
- 0.96
- Quick Ratio
Quick ratio measures a company's ability to pay short-term debts using cash and other easily available assets.
- 0.96
- Cash
Cash ratio measures a company's ability to cover short-term debts using only cash and cash equivalents.
- 0.34
- Avg Volume
Average volume shows the average number of shares traded over the last 30 trading days, helping indicate liquidity.
- $3,569,002
- Fundamentals Snapshot Price
Fundamentals snapshot price is the stock price used when calculating the company's financial ratios and metrics.
- 563.32
Income Statement
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Revenue | 8.4B | 8.81B | 8.6B | 8.13B | 7.25B |
| Cost of revenue | 0 | 0 | 0 | 0 | 0 |
| Gross profit | 8.4B | 8.81B | 8.6B | 8.13B | 7.25B |
| Operating income | 4.91B | 4.91B | 5.06B | 4.78B | 4.15B |
| EBITDA | 5.83B | 5.95B | 6.96B | 4.68B | 5.05B |
| Net income | 3.88B | 4.06B | 3.93B | 3.7B | 3.28B |
| Income taxes | 930M | 816M | 1.07B | 971M | 751M |
| Interest expense | -185M | -159M | -186M | -195M | -182M |
| Other operating expenses | 0 | 174M | 83M | 96M | 151M |
| Total operating expenses | 3.49B | 3.9B | 3.54B | 3.36B | 3.1B |
| Basic EPS | 4.35 | 4.52 | 4.35 | 4.08 | 3.6 |
| Diluted EPS | 4.35 | 4.52 | 4.34 | 4.07 | 3.59 |
Balance Sheet
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Total assets | 52.45B | 54.16B | 53.29B | 51.43B | 48.47B |
| Total liabilities | 45.73B | 46.41B | 45.37B | 43.56B | 41.77B |
| Total equity | 6.72B | 7.75B | 7.92B | 7.87B | 6.7B |
| Cash & equivalents | 7.91B | 10.57B | 10.31B | 9.03B | 7.58B |
| Current assets | 21.95B | 23B | 22.75B | 21.6B | 17.4B |
| Current liabilities | 22.93B | 22.76B | 20.69B | 19.03B | 17.83B |
| Accounts payable | 1.03B | 999M | 935M | 818M | 993M |
| Receivables | 4.72B | 4.61B | 4.25B | 4.18B | 3.97B |
| Goodwill | 9.53B | 9.56B | 9.57B | 9.6B | 9.35B |
| Long-term debt | 17.21B | 18.25B | 18.98B | 18.97B | 18.8B |
Cash Flow
| Line Item | 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | 2025 Q1 |
|---|---|---|---|---|---|
| Operating cash flow | 3B | 5B | 5.66B | 4.6B | 2.38B |
| Investing cash flow | -362M | -421M | -374M | -227M | -340M |
| Financing cash flow | -5.01B | -4.19B | -4B | -3.01B | -2.99B |
| Change in cash | -2.48B | 403M | 1.27B | 1.59B | -826M |
| Net income | 3.88B | 4.06B | 3.93B | 3.7B | 3.28B |
| Kind | Filing | Date | Link |
|---|---|---|---|
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 144 — Mastercard Inc | View Filing | |
| form 4 | Form 4 — Arkell Sandra A | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — Arkell Sandra A | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| form 4 | Form 4 — Arkell Sandra A | View Filing | |
| form 4 | Form 4 — Arkell Sandra A | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 144 — Mastercard Inc | View Filing | |
| form 4 | Form 4 — Seshadri Raj | View Filing | |
| form 4 | Form 4 — Seshadri Raj | View Filing | |
| form 4 | Form 4 — Seshadri Raj | View Filing | |
| edgar index | 144 — Mastercard Inc | View Filing | |
| edgar index | 144 — Mastercard Inc | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — McLaughlin Edward Grunde | View Filing | |
| form 4 | Form 4 — Seshadri Raj | View Filing | |
| form 4 | Form 4 — Seshadri Raj | View Filing | |
| form 4 | Form 4 — Seshadri Raj | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| form 4 | Form 4 — Matsumoto Oki | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 4 — Mastercard Inc | View Filing | |
| edgar index | 8-K — Mastercard Inc | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| form 4 | Form 4 — Matsumoto Oki | View Filing | |
| form 4 | Form 4 — Sulzberger Gabrielle | View Filing | |
| form 4 | Form 4 — Moon Youngme E | View Filing | |
| form 4 | Form 4 — Uggla Lance Darrell Gordon | View Filing | |
| form 4 | Form 4 — Bracher Candido | View Filing | |
| form 4 | Form 4 — Janow Merit E | View Filing | |
| form 4 | Form 4 — GENACHOWSKI JULIUS | View Filing | |
| form 4 | Form 4 — Goh Choon Phong | View Filing | |
| form 4 | Form 4 — DAVIS RICHARD K | View Filing | |
| form 4 | Form 4 — Talwar Harit | View Filing | |
| form 4 | Form 4 — Qureshi Rima | View Filing | |
| form 4 | Form 4 — Qureshi Rima | View Filing | |
| edgar index | 8-K — Mastercard Inc | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 424B2 — Mastercard Inc | View Filing | |
| edgar index | 424B2 — Mastercard Inc | View Filing | |
| edgar index | FWP — Mastercard Inc | View Filing | |
| edgar index | 8-K — Mastercard Inc | View Filing | |
| edgar index | DEFA14A — Mastercard Inc | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 8-K — Mastercard Inc | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | 8-K — Mastercard Inc | View Filing | |
| edgar index | 10-Q — Mastercard Inc | View Filing | |
| edgar index | SCHEDULE 13G — Mastercard Inc | View Filing | |
| eight k text | 8-K — 8-K | View Filing | |
| edgar index | DEF 14A — Mastercard Inc | View Filing | |
| edgar index | DEFA14A — Mastercard Inc | View Filing |