Ripple raises $1 billion for XRP amid fragile crypto markets

Ripple Labs Inc. is moving forward with an ambitious plan to raise at least $1 billion to buy XRP, despite recent turbulence in the cryptocurrency market.

The move signals the company’s intent to strengthen its presence in the digital-asset ecosystem, even as investors remain cautious following a market-wide selloff.

The funds will be placed in a new digital-asset treasury (DAT), with Ripple contributing some of its own XRP to the effort. This comes at a time when the crypto market remains fragile, and investor sentiment toward such ventures has cooled.

Ripple’s digital-asset treasury plan

Ripple’s fundraising will reportedly take place through a special purpose acquisition company (SPAC), with discussions around the final structure still underway.

The company’s DAT will serve as a long-term holding vehicle for XRP, the token closely associated with Ripple’s payment network.

If successful, this will be the largest treasury initiative centred on XRP, which currently ranks as the world’s fifth-largest cryptocurrency, boasting a market capitalisation of $140.57 billion.

At present, XRP is trading at $2.34, down 2.63% in the past 24 hours according to CoinMarketCap data.

While similar accumulators have faced declining confidence — with firms such as Michael Saylor’s Strategy Inc. and Japan’s Metaplanet Inc. seeing share drops — Ripple appears committed to pushing forward.

Its decision highlights a broader trend of established crypto players looking to reinforce their ecosystems despite volatility and shifting investor sentiment.

XRP’s resilience compared to wider crypto losses

The broader market downturn that followed tensions in the US-China trade war saw a wave of liquidations across exchanges, hitting both major and smaller digital assets.

Even Bitcoin, the largest cryptocurrency, fell amid renewed selling pressure. The pullback raised questions about the sustainability of speculative altcoins and their place in diversified crypto portfolios.

Yet, XRP has shown relative resilience. It has gained substantially so far in 2025. Ripple’s treasury initiative could potentially stabilise XRP’s price and strengthen market confidence by signalling corporate commitment to long-term value accumulation.

Ripple’s $1 billion GTreasury acquisition

Ripple’s plans for the DAT coincide with its acquisition of GTreasury, a treasury management software provider, for $1 billion.

The deal, announced on Thursday, aims to connect corporate finance chiefs and treasurers with blockchain-based financial solutions, including tokenised deposits and stablecoins.

By integrating GTreasury’s platform, Ripple is positioning itself as a key bridge between traditional finance and the tokenised economy.

The acquisition also suggests Ripple’s strategic pivot toward institutional adoption of blockchain finance tools — a segment expected to see substantial growth as businesses explore digital asset integration into everyday financial operations.

Institutional participation in token accumulators grows

Throughout 2025, the crypto industry has seen a proliferation of publicly listed token accumulators — entities that hold cryptocurrencies such as Bitcoin or XRP as part of structured investment vehicles.

These are often created through SPAC mergers or reverse takeovers to give investors indirect exposure to digital assets. More than 300 entities now hold Bitcoin, according to BitcoinTreasuries.net, signalling growing institutional involvement in the space.

XRP, however, has yet to match Bitcoin’s institutional appeal. Ripple itself holds 4.74 billion XRP tokens, valued at approximately $11 billion, while another 35.9 billion tokens remain in escrow, set for gradual monthly release.

Despite scepticism around new digital-asset treasuries, Ripple’s initiative could set a precedent for other projects aiming to consolidate value within their native tokens while diversifying corporate funding structures.