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Buy Stocks with Debit Card Brokers in 2025
In this guide
Trade your favourite markets with our top-rated broker, .
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
With Debit Card and retail trading both on the rise, more and more users are looking for ways to invest in stocks using Debit Card.
We understand that you wish to make investing in stocks as simple and seamless as possible by using your preferred method of payment. That’s why we have rated and reviewed the best stock brokers that accept Debit Card. Our goal is to help you find a safe, convenient, and cost-effective way to invest, your way.
Read on as we guide you through using Debit Card brokers and tackle the most common questions new investors have.
Where to buy stocks with Debit Card
Copy link to sectionAccording to our research, the best stock broker that accepts Debit Card is eToro .
Here are more stock trading platforms where you can buy and sell stocks after funding your account with Debit Card, ranked according to their trading fees, security features, and platform reliability.
Cryptoassets investing and custody are offered by eToro (Europe) Ltd as a digital asset service provider, registered with the AMF. Cryptoasset investing is highly volatile. No consumer protection. Tax on profits may apply. 51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money. You will never lose more than the amount invested in each position.
Plus500
This information is NOT relevant to EU residents who are to be serviced by EU subsidiaries of the Plus500 Group, such as Plus500CY Ltd, authorized by CySEC (Reg. 250/14). Different regulatory requirements apply in Europe, such as leverage limitations and bonus restrictions.
How to fund your Debit Card stock broker account
Copy link to sectionIt takes 10-15 minutes to set up a trading account with a broker that uses Debit Card, then another half an hour or so to fund it so that it’s ready to use. Follow this guide to learn how to invest using Debit Card.
Step 1. Sign up with eToro
Copy link to sectioneToro is the best stock broker that accepts Debit Card as a payment method.
To set up a trading account you must enter some personal details, like your name, street address, and email, and provide a valid form photo ID for verification.
Cryptoassets investing and custody are offered by eToro (Europe) Ltd as a digital asset service provider, registered with the AMF. Cryptoasset investing is highly volatile. No consumer protection. Tax on profits may apply. 51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money. You will never lose more than the amount invested in each position.
Step 2. Go to the deposits or payments page on your trading app
Copy link to sectionYou will find this in the main menu or site navigation tab. It may be labelled ‘bank’ or ‘account’, each Debit Card brokerage is different.
Step 3. Choose Debit Card from the list of options
Copy link to sectionChoose your payment method from the drop down menu. There may be a lot of options, so scroll down until you find Debit Card.
Step 4. Enter the amount of money you want to deposit and confirm
Copy link to sectionDecide how much you want to deposit and type that amount into the box. Bear in mind that there may be an additional fee for Debit Card deposits (though this is rare).
Double check the details and then make the deposit. You may have to confirm the transaction with Debit Card before it goes through.
Step 5. Search for your favourite stock and place an order
Copy link to sectionEach stock trades under a unique ticker symbol. For example, Apple stock trades as ‘AAPL’. Search for the stock you want to buy using its ticker and place your first trade.
Quick answers to key questions
Copy link to sectionCan you buy stocks with Debit Card?
Copy link to sectionYes, many trading platforms allow you to buy stocks using Debit Card. This payment option provides a convenient way to manage your funds and invest in the stock market without the hassle of traditional banking methods.
To be clear, you can’t buy stocks on Debit Card. However, you can use it to make a deposit on a stock broker. All our recommended trading platforms accept Debit Card deposits.
What is a Debit Card stock broker?
Copy link to sectionA Debit Card trading platform is an online service that allows you to trade stocks and other securities using Debit Card to fund your account. It combines the power of online trading with the ease of Debit Card transactions, making it easier for investors to manage their portfolios.
How much does it cost to purchase stocks online with Debit Card?
Copy link to sectionThe cost of buying stocks online with Debit Card can vary. Some platforms charge a small fee for transactions, while others offer free trades (but may charge you in other ways). Here’s a breakdown of the trading fees across the top stock trading apps accepting Debit Card.
| Asset | eToro fees | Plus500 fees | Public fees |
|---|---|---|---|
| Crypto | 1% | From 2% | 1-2% (spread) |
| Commodities | From 2 pips | From 0.04% | – |
| Forex | From 1 pip | – | – |
| Index prices | From 0.75 pts | From 0.7% | – |
| Stocks | 0% commission | From 0.08% | Spreads |
| Stock CFDs | 0.15% | – | – |
| ETF CFDs | 0.15% | – | – |
| View more > | eToro > | Plus500 > | Public > |
Depending on which broker you choose, there might be additional fees on top of the transaction costs. Some platforms charge for deposits or withdrawals (usually the latter) when you use Debit Card, and others may charge you inactivity fees if you don’t use your account for a certain amount of time.
Here’s a look at the different costs among the best Debit Card brokers.
| Fee | eToro fees | Plus500 fees | Public fees |
|---|---|---|---|
| Trading fees | Yes, on certain assets | No | Yes |
| Inactivity fees | Yes | Yes | Yes |
| Rollover/overnight fees | Yes, on CFDs | Yes | No |
| Withdrawal fees | Yes | No | No |
| Spreads | Yes, on certain assets | Yes | Yes |
| Conversion fees | Yes, for non-USD currencies | Yes | Yes |
| View more > | eToro > | Plus500 > | Public > |
Is it safe to buy stocks using Debit Card?
Copy link to sectionYes, it is safe, as long as you use a regulated broker. We only recommend regulated stock brokers accepting Debit Card, which are forced by law to keep your money secure and abide by various financial disclosure and transparency requirements.
Brokers that accept Debit Card in the US must be registered with FINRA, a self-regulatory organization that ensures all stock brokers operate within the law. You can check whether your broker is registered simply by searching its name using BrokerCheck.
In addition to these protections, Debit Card offers various forms of protection as well, such as 2-Factor Authentication, as well as anti-fraud protections that flag up suspicious transactions.
Do I need to provide an ID when I invest using Debit Card?
Copy link to sectionYes, most online brokers require you to verify your identity to comply with legal and regulatory requirements. This step helps prevent fraud and ensures that all trading activities are legitimate and secure.
In practice, this means you have to provide a form of valid photo ID when you set up a trading account. Valid ID includes your passport or driving license, so always have at least one of those to hand when you create an account.
What is the minimum deposit with a Debit Card broker?
Copy link to sectionMany brokers allow you to get started with as little as $10, although the amount varies. Some platforms might ask for $50 or $100 when you open an account. It’s important to choose a platform that aligns with your investment budget and goals.
Pros and cons of buying stocks with Debit Card
Copy link to sectionBuying stocks with Debit Card is as quick and efficient as using any other deposit method. Using Debit Card offers an extra layer of protection, although there’s still the risk of losing money, of course.
Here’s a quick summary of the pros and cons of using Debit Card to buy stocks.
Pros
Copy link to section- Easily make payments in the same way you make purchases in everyday life and trade with just a few clicks.
- Benefit from Debit Card’s robust security features, including encryption and fraud protection.
- Debit Card‘s fast transactions mean you can seize market opportunities without delay.
Cons
Copy link to sectionWhat to look for when investing with Debit Card brokers
Copy link to sectionHere are some important qualities to look for when comparing different stock trading apps that accept Debit Card. You want to ensure that your Debit Card brokerage provides a great service. Look for a trading platform with:
- Low transaction fees. Most brokers won’t charge much per trade, but the differences between each platform can be important, as they add up over time. This is especially true if you’re making trades regularly. For this reason, make sure you’re choosing a broker that offers competitive fees.
- Tier 1 regulatory protection. Ensure the broker is regulated by a recognized financial authority and can operate where you live. The FINRA register is one way to do this, but each country has its own version and a platform that’s regulated in the US, UK, or in places like Japan or the EU is typically one you can trust. This guarantees that the platform follows strict rules and protects your investments.
- Great customer service. The broker you choose should offer fast, helpful, responsive customer service. If you can find a reputable platform that offers helpful customer service around the clock, even better.
- Speed. In order to take advantage of market fluctuations, you should look for a broker that will execute your stock purchases quickly and efficiently. Ideally, you should be able to purchase stocks online using Debit Card in no more than a few minutes.
- Ease of use. The best platforms make trading simple and straightforward, so you can focus on making decisions on which stocks to trade rather than figuring out how to use the platform.
- A strong reputation. You want to make sure you’re using a platform you can trust, so check it’s been operational for a while and has a history of good user reviews.
