Buy Stocks with iDEAL Brokers in 2025

Find a stock broker that accepts iDEAL, and learn how to buy stocks with iDEAL in our step-by-step guide.
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Updated on Aug 8, 2024
Reading time 1 minutes

With iDEAL and retail trading both on the rise, more and more users are looking for ways to invest in stocks using iDEAL.

We understand that you wish to make investing in stocks as simple and seamless as possible by using your preferred method of payment. That’s why we have rated and reviewed the best stock brokers that accept iDEAL. Our goal is to help you find a safe, convenient, and cost-effective way to invest, your way.

Read on as we guide you through using iDEAL brokers and tackle the most common questions new investors have.

Where to buy stocks with iDEAL

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According to our research, the best stock broker that accepts iDEAL is eToro .

Here are more stock trading platforms where you can buy and sell stocks after funding your account with iDEAL, ranked according to their trading fees, security features, and platform reliability.

eToro review
4.6
eToro
Min. Deposit $100
Fees 1%
No. assets 3600+
Demo account Yes

eToro review

Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. Invezz.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB.

How to fund your iDEAL stock broker account

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It takes 10-15 minutes to set up a trading account with a broker that uses iDEAL, then another half an hour or so to fund it so that it’s ready to use. Follow this guide to learn how to invest using iDEAL.

Step 1. Sign up with eToro

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eToro is the best stock broker that accepts iDEAL as a payment method. 

To set up a trading account you must enter some personal details, like your name, street address, and email, and provide a valid form photo ID for verification.

eToro review
4.6
eToro
Min. Deposit $100
Fees 1%
No. assets 3600+
Demo account Yes

eToro review

Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. Invezz.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB.

Step 2. Go to the deposits or payments page on your trading app

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You will find this in the main menu or site navigation tab. It may be labelled ‘bank’ or ‘account’, each iDEAL brokerage is different.

Step 3. Choose iDEAL from the list of options

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Choose your payment method from the drop down menu. There may be a lot of options, so scroll down until you find iDEAL.

Step 4. Enter the amount of money you want to deposit and confirm

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Decide how much you want to deposit and type that amount into the box. Bear in mind that there may be an additional fee for iDEAL deposits (though this is rare). 

Double check the details and then make the deposit. You may have to confirm the transaction with iDEAL before it goes through.

Step 5. Search for your favourite stock and place an order

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Each stock trades under a unique ticker symbol. For example, Apple stock trades as ‘AAPL’. Search for the stock you want to buy using its ticker and place your first trade.

Quick answers to key questions

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Can you buy stocks with iDEAL?

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Yes, many trading platforms allow you to buy stocks using iDEAL. This payment option provides a convenient way to manage your funds and invest in the stock market without the hassle of traditional banking methods.

To be clear, you can’t buy stocks on iDEAL. However, you can use it to make a deposit on a stock broker. All our recommended trading platforms accept iDEAL deposits. 

What is a iDEAL stock broker?

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A iDEAL trading platform is an online service that allows you to trade stocks and other securities using iDEAL to fund your account. It combines the power of online trading with the ease of iDEAL transactions, making it easier for investors to manage their portfolios.

How much does it cost to purchase stocks online with iDEAL?

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The cost of buying stocks online with iDEAL can vary. Some platforms charge a small fee for transactions, while others offer free trades (but may charge you in other ways). Here’s a breakdown of the trading fees across the top stock trading apps accepting iDEAL.

Asset eToro fees
Crypto 1%
Commodities From 2 pips
Forex From 1 pip
Index prices From 0.75 pts
Stocks 0% commission
Stock CFDs 0.15%
ETF CFDs 0.15%
View more > eToro >

Depending on which broker you choose, there might be additional fees on top of the transaction costs. Some platforms charge for deposits or withdrawals (usually the latter) when you use iDEAL, and others may charge you inactivity fees if you don’t use your account for a certain amount of time.

Here’s a look at the different costs among the best iDEAL brokers.

Fee eToro fees
Trading fees Yes, on certain assets
Inactivity fees Yes
Rollover/overnight fees Yes, on CFDs
Withdrawal fees Yes
Spreads Yes, on certain assets
Conversion fees Yes, for non-USD currencies
View more > eToro >

Is it safe to buy stocks using iDEAL?

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Yes, it is safe, as long as you use a regulated broker. We only recommend regulated stock brokers accepting iDEAL, which are forced by law to keep your money secure and abide by various financial disclosure and transparency requirements.

Brokers that accept iDEAL in the US must be registered with FINRA, a self-regulatory organization that ensures all stock brokers operate within the law. You can check whether your broker is registered simply by searching its name using BrokerCheck.

In addition to these protections, iDEAL offers various forms of protection as well, such as 2-Factor Authentication, as well as anti-fraud protections that flag up suspicious transactions.

Do I need to provide an ID when I invest using iDEAL?

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Yes, most online brokers require you to verify your identity to comply with legal and regulatory requirements. This step helps prevent fraud and ensures that all trading activities are legitimate and secure.

In practice, this means you have to provide a form of valid photo ID when you set up a trading account. Valid ID includes your passport or driving license, so always have at least one of those to hand when you create an account. 

What is the minimum deposit with a iDEAL broker?

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Many brokers allow you to get started with as little as $10, although the amount varies. Some platforms might ask for $50 or $100 when you open an account. It’s important to choose a platform that aligns with your investment budget and goals.

Pros and cons of buying stocks with iDEAL

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Buying stocks with iDEAL is as quick and efficient as using any other deposit method. Using iDEAL offers an extra layer of protection, although there’s still the risk of losing money, of course.

Here’s a quick summary of the pros and cons of using iDEAL to buy stocks.

Pros

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  • Easily make payments in the same way you make purchases in everyday life and trade with just a few clicks.
  • Benefit from iDEAL’s robust security features, including encryption and fraud protection.
  • iDEAL‘s fast transactions mean you can seize market opportunities without delay.

Cons

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What to look for when investing with iDEAL brokers

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Here are some important qualities to look for when comparing different stock trading apps that accept iDEAL. You want to ensure that your iDEAL brokerage provides a great service. Look for a trading platform with:

  • Low transaction fees. Most brokers won’t charge much per trade, but the differences between each platform can be important, as they add up over time. This is especially true if you’re making trades regularly. For this reason, make sure you’re choosing a broker that offers competitive fees.
  • Tier 1 regulatory protection. Ensure the broker is regulated by a recognized financial authority and can operate where you live. The FINRA register is one way to do this, but each country has its own version and a platform that’s regulated in the US, UK, or in places like Japan or the EU is typically one you can trust. This guarantees that the platform follows strict rules and protects your investments.
  • Great customer service. The broker you choose should offer fast, helpful, responsive customer service. If you can find a reputable platform that offers helpful customer service around the clock, even better. 
  • Speed. In order to take advantage of market fluctuations, you should look for a broker that will execute your stock purchases quickly and efficiently. Ideally, you should be able to purchase stocks online using iDEAL in no more than a few minutes. 
  • Ease of use. The best platforms make trading simple and straightforward, so you can focus on making decisions on which stocks to trade rather than figuring out how to use the platform.
  • A strong reputation. You want to make sure you’re using a platform you can trust, so check it’s been operational for a while and has a history of good user reviews.

FAQs

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01

Does eToro accept iDEAL?

02

Can I use iDEAL when trading on my mobile device?

03

Can I use iDEAL internationally?


Sources & references

Prash Raval

Prash Raval

Financial Writer

  • Forex
  • Trading
  • Stocks
  • Investing
  • Football
Prash is a financial writer for Invezz covering FX, the stock market and investing. For over a decade he has traded spot FX full time while running an educational service helping novice traders learn the markets. He has a keen interest in micro and small cap stocks....