How to buy Bitcoin with Cash App in 2025

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Firstly, the most important question to answer is: can I buy Bitcoin with Cash App?

Yes, you can buy Bitcoin through your Cash App app.

Alternatively, you can use Cash App to fund a trading account on a third-party crypto exchange and buy Bitcoin that way.

We believe that funding a trading account is the most secure way to buy Bitcoin with Cash App, is the most beneficial to you in terms of crypto education, and is where we’ve focused this guide.

This means you’ll need to select a crypto exchange that accepts Cash App deposits. And, we’re here to help you do that.

How to buy Bitcoin with Cash App using a cryptocurrency exchange in 5 steps

It takes between 15-45 minutes to buy BTC with Cash App the first time, after you’re all set up it takes just a minute.

You’ll want to have a copy of your photo ID, a computer or smart phone, and some cash to invest. Right, let’s get started.

Step 1. Choose a crypto platform that accepts Cash App

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We recommend KuCoin as the best platform to use to buy Bitcoin with Cash App.

However, there’s several options which you can see if you scroll down beyond this guide.

4.1

KuCoin

Min. Deposit n/a

Fees –

No. assets n/a

Demo account No

Visit site

KuCoin review

Step 2. Create an account

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You need an account before you can buy anything. Sign up with your contact details and a form of ID for verification.

Depending on the platform, this can take anywhere from a few minutes to a couple of days.

Step 3. Make a deposit via Cash App

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Once you’re on the platform, you’ll be prompted to deposit for the first time.

Here, you need to enter how much you want to deposit, usually there’s a minimum such as $10, $50, or $100.

Select Cash App as your payment method from the list of options and off you go.

You should see the funds arrive in your account fairly quickly!

Step 4. Use the search box to find Bitcoin

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Now that you have funded your account with Cash App, you can search for Bitcoin or BTC on the app to make an investment.

You’ll likely be able to purchase using a range of currencies, with the most common being USDT, USD, GBP or EUR.

Depending on which currency you deposited, you may even need to convert your funds into another base currency. 

Step 5. Make your purchase

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Enter how much Bitcoin you want to buy, for instance $100, check that you’re happy with details, and click the trade or buy button.

The trade should execute immediately, and your new Bitcoin should show up in your exchange account immediately.

Now you own Bitcoin, purchased with Cash App!

Not a big deal, right?

Best exchanges that accept Cash App

1. KuCoin. Best social trading altcoin exchange

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4

Ratings

$-

Min. deposit

…

Fees

–

No. assets

No

Demo account

Overview

We love KuCoin because it’s a great place for beginners to trade more than 700 altcoins. Kucoin offers a vast range of cryptocurrencies including all the big names like Bitcoin and Ethereum, together with hundreds of altcoins and newly released tokens. 

The exchange gives you multiple ways to trade and invest in crypto, including spot trading, futures trading, margin trading, and staking. This choice allows you to choose the method that best suits your trading strategies and risk tolerance. 

Kucoin is a top platform for both beginners and experienced traders. Its intuitive interface is easy to get to grips with and its advanced trading features mean even high volume traders can make use of it. Kucoin also offers an earn feature, where you can generate passive income through staking and lending, making it one of the best all round crypto exchanges. 

The fees: Trading fees are charged on a sliding scale. Fees are 0.1% on trading volumes below 50 BTC in a 30 day period. Discounts are available if you pay fees in KCS or store more than 1000 KCS in your account.

Highlights

No. of tradable assets
Min. Deposit
ID verification required	No
Free demo account	No
Supported assets
Mobile trading app	No
Web trading platform	No
Regulatory bodies

Pros & Cons

Anonymous trading with up to 2 BTC withdrawals/24 hours Wide variety of cryptocurrencies No deposit fees

Low trading volumes not suitable for big traders Doesn’t support U.S. customers You might experience delays and lags during high-traffic times.

Read review Visit KuCoin

2. OKX. Best for futures and margin trading

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4

Ratings

$-

Min. deposit

…

Fees

–

No. assets

No

Demo account

Overview

We love OKX because it’s an adaptable and flexible exchange, with an app that’s available in three different versions depending on how you trade. Choose from the beginner-friendly Lite version, Web3 option for NFT traders, or the Pro version for a plethora of trading tools. 

From an app or desktop you can trade 350+ crypto coins on one of the world’s top crypto exchanges. You can fund your account easily, through a variety of simple payment methods, and a sliding scale of fees that means you can access discounts by holding the OKB token or trading high volumes.

The fees: Regular users pay a 0.1% fee on spot crypto trades. OKB crypto holders are entitled to a discount, up to 0.02% off for holding more than 2,000 coins. High volume traders are also entitled to a discount, with the cheapest fees available for traders with a 30 day trading volume above $10,000,000,000.

Highlights

No. of tradable assets
Min. Deposit
ID verification required	No
Free demo account	No
Supported assets
Mobile trading app	No
Web trading platform	No
Regulatory bodies

Pros & Cons

Stake ETH to freely mint NFTs & win big prizes 350+ cryptocurrencies & NFTs available across 650+ trading pairs Crypto spot & derivative markets available Pay using hundreds of local payment methods

Not available in the US Lack of fiat withdrawal options

Read review Visit OKX

Should I Use the Cash App App or Buy on a Cryptocurrency Exchange?

Cryptocurrency exchanges are generally the better option for purchasing crypto – they’re usually much cheaper.

The [payment method] app is a much more limited platform. It lacks analysis tools, there are fewer trading options, and fewer cryptos available.

What’s more, it requires a full ID check and you have to provide tax status information – which is not always required when you use a crypto exchange.

Top tips for using Cash App to buy Bitcoin

Here are a few tips to help you choose the best crypto exchange that accepts Cash App.

• Choose an exchange with low fees. You have to pay transaction fees when you make a Bitcoin purchase, but there may be additional fees for using Cash App as a means to make a deposit. Bank transfers and debit card payments are typically the cheapest options, but this isn’t always the case.
• Pick a service that is licensed by a top-tier regulator. Crypto exchanges that accept Cash App should be licensed by FINRA, the government agency that enforces SEC regulations, in order to offer crypto trading.
• Beware of scammers and use all available security features. Make sure you use 2FA if it’s available, and don’t hand out account details to anyone else. Be particularly wary of peer to peer (P2P) exchanges.

How do I buy BTC with Cash App and send them?

With just a few taps, anyone can easily buy Bitcoin on Cash App for the first time and send it to a separate wallet. Use the guide below to learn how to buy, send, and store Bitcoin on Cash App. 

How to buy BTC with Cash App

You can buy Bitcoin on Cash App in just a few minutes with a standard purchase order. This is the simplest Bitcoin transaction, a straightforward way to buy Bitcoin in a couple of clicks:

1. First download Cash App. Next, Open the Cash App and tap the “Investing” tab on the bottom toolbar of the home screen.
2. Choose the Bitcoin tab and select your purchase amount by swiping left or right.
3. Confirm details and complete your Bitcoin purchase instantly with a debit card or linked bank account.

For your first transaction, you might need to provide some additional information as proof of residency 1 cash.app https://cash.app/help/us/en-us/3101-buying-bitcoin . You can only buy Bitcoin on Cash App in the United States, so you must confirm you live in the US before the transaction can go through.

However, you can buy BTC with Cash App in a couple of other ways as well 2 cash.app https://cash.app/help/31092-order-types :

• Custom orders allow you to place an order to buy Bitcoin once the price hits a certain level, or put in orders to sell your BTC at a particular price.
• Auto invest is a scheduled purchase order that you can set up to execute on a daily, weekly, or bi-weekly routine.

How to send or withdraw Bitcoin on Cash App

After purchasing Bitcoin, you can send it to an external wallet easily. Here’s how to do it. 

1. Tap the paper aeroplane icon in the upper right of the investing tab.
2. Copy the receiving address from your external wallet.
3. Paste the address on the Cash App platform and enter the amount to send.
4. Review details and complete the transfer. The external wallet will then receive Bitcoin you’ve sent.

It’s free to send Bitcoin to another wallet if you’re happy to wait between 2-24 hours for the transaction to go through. Otherwise there’s a charge for faster transactions – ‘Priority’ goes through in less than 10 minutes but is charged a $3 fee, ‘Rush’ takes 2 hours or less and costs $2.

You must withdraw at least 0.001 BTC to make a standard withdrawal. For Rush and Priority withdrawals, you must withdraw at least 0.00005 BTC 3 cash.app https://cash.app/help/us/en-us/3106-bitcoin-withdrawal-instructions .

How to store Bitcoin on Cash App

Once you purchase Bitcoin on Cash App, storing it securely is simple. Here’s how to do it. 

1. Your Bitcoin balance is kept in your Cash App Bitcoin wallet.
2. Enable security features like PIN protection for additional security.
3. Cash App keeps “the vast majority” of customer Bitcoin in cold storage 4 cash.app https://cash.app/help/31072-a-look-into-cash-apps-bitcoin-operations .

It’s important to note that your Bitcoin balance is not protected by FDIC insurance 5 cash.app https://cash.app/legal/us/en-us/bitcoin-disclosures . While regular balances in fiat currency are protected up to $250,000, there’s no such protection for crypto balances. 6 cash.app https://cash.app/security

How to sell Bitcoin using Cash App

If you want to sell Bitcoin on Cash App the process is quick and easy. Here are the steps for selling Bitcoin on Cash App.

1. Open your Cash App and go to the Investing tab. Tap on your Bitcoin wallet.
2. Select the amount of Bitcoin you want to sell by tapping the withdraw button. You can sell all or just a portion of your BTC.
3. Confirm the details of your sale, including the dollar amount you will receive. Withdraw the funds to your Cash App balance or your connected bank account.

Quick answers to key questions

Can I buy crypto with Cash App?

Yes, you can use Cash App to buy cryptocurrency. Cash App users can buy and sell Bitcoin directly within the app. Bitcoin is currently the only crypto available to buy on the Cash App platform 7 cash.app https://cash.app/bitcoin .

However, you can also use it as a payment method to buy other coins, like Ethereum, on other platforms. 

For example, it is possible to use your Cash App account to fund a trading account with a crypto exchange. Then you can use that to buy and sell other cryptocurrencies as you please.

Is it safe to buy Bitcoin on Cash App?

Yes, it’s completely safe to use Cash App. Cash App is operated by Block, Inc. (formerly known as Square), which holds licenses to transmit money in multiple U.S. jurisdictions. Block, Inc. is registered as a Money Services Business with FinCEN.

How much does it cost to buy Bitcoin on Cash App?

Cash App charges a fee on every Bitcoin transaction based on the total amount you buy 8 cash.app https://cash.app/help/3103-bitcoin-pricing . The more Bitcoin you buy, you pay proportionally less in fees.

On top of that, Cash App includes a spread on the buy and sell price of Bitcoin on the app of between 0-1%, unless you use the auto invest or roundup feature, in which case there is no spread.

What’s the cost of using Cash App to buy Bitcoin on another platform?

Typically, crypto exchanges charge fees of between 1-2% of the trade value. The cost varies depending on the current Bitcoin price and market volatility, with higher fees the more volatile the market is.

As you can see, it’s likely to be a bit cheaper to use Cash App to fund your account on another crypto exchange and buy Bitcoin that way, as opposed to buying through your Cash App account – particularly if you’re only buying small amounts.

How much Bitcoin can I buy on Cash App?

You can buy up to $100,000 BTC per week on Cash App. For most people, that’s more than enough to be getting on with.

There are some other limits worth knowing about and which are more likely to affect the average user: a 0.001 BTC minimum withdrawal amount, as well as a limit of $10,000 on the amount of Bitcoin you can deposit onto Cash App in any 7-day period. 9 cash.app https://cash.app/help/3107-deposit-bitcoin

Can I store Bitcoin in my Cash App account?

Yes. Cash App can store Bitcoin, and it promises to keep your crypto in secure cold storage to make sure it’s safe. 

Despite that, the Cash App wallet isn’t quite as secure as having your own, dedicated third-party wallet. Wallets like MetaMask give you full control over your private keys, so that you are the only one with access to your account.

On Cash App, the platform keeps control over your private keys. This is more convenient, in the sense that it’s easier to log in and manage your money, but there is a bit more risk attached to it because the platform could be compromised.

Why can’t I buy Bitcoin on Cash App?

The most likely reason is that you don’t live in the United States. You can only buy BTC with Cash App in the US, so unless you can prove your residency you won’t be able to make a purchase.

There are a couple of other potential reasons why your Bitcoin purchase might not go through:

• You don’t have any money in your Cash App account. You must have a balance in your Cash App in order to buy Bitcoin. If this is the problem, then top up your funds or link another card to your Cash App account.
• Your bank has declined the transaction. Some banks have strict policies that prevent you from making any crypto purchases. If this is the problem, you might want to try a different card or bank account to make the purchase.

Why don’t more crypto platforms support Cash App?

Not all crypto platforms have the functionality to support deposits from Cash App. However, you can use your linked card anywhere that accepts card payments, so the fact Cash App isn’t widely accepted is not much of a barrier to buying Bitcoin.

Should I buy Bitcoin using Cash App?

Cash App is convenient and easy to use to purchase Bitcoin if you already have an account. You can buy, sell, and store Bitcoin on Cash App, and you don’t need to create accounts anywhere else.

The drawbacks are the fact that the Cash App platform can only be used for buying Bitcoin – no other cryptos are available yet – and the fees are higher than you’ll find elsewhere. 

Here are the pros and cons of using Cash App to buy Bitcoin.

Is Cash App the best way to buy Bitcoin?

For many crypto investors, Cash App is one of the simplest and most convenient ways to buy Bitcoin. With just a few taps on your mobile device, you can quickly and easily buy Bitcoin on Cash App for the first time. It is especially practical for beginners and those new to the cryptocurrency market. 

You can buy Bitcoin on Cash App, with no expert crypto knowledge required. Cash App allows you to buy Bitcoin and send it to a separate wallet for additional security. So it works both for storing Bitcoin or just as a platform for investing in Bitcoin.

If you’re an experienced crypto investor, then there may be better options available, such as using a well-known exchange. Cash App is not accepted as a payment method for many brokers, which makes it difficult to transfer funds. 

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