Invezz is an independent platform with the goal of helping users achieve financial freedom. In order to fund our work, we partner with advertisers who may pay to be displayed in certain positions on certain pages, or may compensate us for referring users to their services. While our reviews and assessments of each product are independent and unbiased, the order in which brands are presented and the placement of offers may be impacted and some of the links on this page may be affiliate links from which we earn a commission. The order in which products and services appear on Invezz does not represent an endorsement from us, and please be aware that there may be other platforms available to you than the products and services that appear on our website. Read more about how we make money >
What’s the Crypto With the Most Utility?
Key Takeaways
Copy link to section- Utility tokens solve problems. Cryptocurrencies with high utility solve real world problems.
- Top utility coins include ETH and BTC. The two largest cryptos by market cap are considered the top two utility coins.
- Utility cryptos provide long term value. While many cryptos focus on financial growth, utility coins focus on growth and long term value.
Top Cryptocurrencies With High Utility
Copy link to sectionThe best cryptocurrencies with high utility effectively address real world problems.
Some of the top high utility cryptocurrencies include Ethereum, Bitcoin, and Cardano.
Here’s a few permanent examples of high utility cryptocurrencies.
Ethereum. The Backbone of Smart Contracts
Copy link to sectionEthereum is the second largest cryptocurrency by market capitalization.
It lets developers build and create decentralized applications (dApps) via smart contracts.
Its advanced functionally powers DeFi platforms like Uniswap and lending protocol AAVE.
Ethereum is a dominant platform for innovation with over 4,000 dApps already using its blockchain network
1
developers.moralis.com
https://developers.moralis.com/full-guide-the-ethereum-ecosystem-in-2024/#:~:text=Ethereum%20is%20a%20decentralized%2C%20open,an%20Ether%20(ETH)%20balance!
.
Thanks to the 2.0 upgrade, transaction speeds have improved, enhancing the platform’s scalability and reducing its energy consumption.
Bitcoin. The Pioneer of Digital Store of Value
Copy link to sectionThe original cryptocurrency, Bitcoin offers secure and decentralized transactions.
Widely viewed as digital gold, over 46 million Americans own Bitcoin according to a survey by NYDIG
2
www.nydig.com
https://www.nydig.com/research/nydig-bitcoin-banking-survey
.
Bitcoin provides a hedge against inflation, and has a limited supply of 21 million coins, boosting scarcity.
In recent years, Bitcoin has become a household name and is already being used by businesses like Tesla and PayPal.
Binance Coin. Driving Ecosystem Growth
Copy link to sectionPowering the Binance ecosystem, Binance Coin (BNB) offers a range of benefits to holders.
Holders of Binance Coin receive discounts on the Binance exchange.
By facilitating over $2 billion daily in transactions
3
www.binance.com
https://www.binance.com/en-GB/square/post/02-14-2025-bnb-chain-surpasses-ethereum-and-solana-in-daily-transaction-fees-20297432838154
, Binance has cemented its platform as a major player in cryptocurrency.
BNB also fuels Binance Smart Chain for dApps and DeFi services.
Cardano. A Focus on Scalability and Sustainability
Copy link to sectionUsing a proof-of-stake consensus mechanism, Cardano allows for scalable and sustainable blockchain growth.
It supports fast transfers while saving energy through its Alonzo upgrade.
Over 1,000 projects are building on Cardano
4
www.cardanocube.com
https://www.cardanocube.com/explore
including supply chain tracking and education applications.
This makes it a reliable option for developers and enterprises looking for a stable platform.
Solana. Speed and Efficiency for DeFi and Apps
Copy link to sectionSolana is an exciting project that provides high speed, low-cost transactions. It’s an ideal platform for DeFi and NFT marketplaces.
By processing over 65,000 transactions per second
5
www.binance.com
https://www.binance.com/en/square/post/19456426083114#:~:text=High%20Throughput%3A-,Solana%20is%20capable%20of%20processing%2065%2C000%2B%20transactions%20per%20second%20(TPS,fastest%20blockchains%20in%20the%20market.
, the Solana network is one of the fastest when compared to other blockchains.
Solana hosts platforms like Serum and Phantom Wallet, enabling seamless user experiences and diverse applications.
Its efficiency has attracted developers seeking reliable infrastructure for scalable solutions.
Understanding Utility In Cryptocurrencies
Copy link to sectionUtility in cryptocurrencies refers to the specific functions tokens perform within their respective blockchain ecosystems.
Rather than serving as investments alone, these tokens address real-world challenges by enabling unique use cases.
What Does Utility Mean in Crypto?
Copy link to sectionMany cryptocurrencies offer little use other than speculation. Utility in cryptocurrencies refers to a token’s ability to provide value, besides speculation.
Utility crypto tokens give access to services, tools, or features.
For example, a utility token may enable decentralized file storage, execute smart contracts, or allow for cross-boarder payments.
Utility tokens have a focus on practical applications, rather than financial growth.
Wrap up
Copy link to sectionThere’s no single token that fits everyone’s needs when it comes to the best utility crypto.
Each cryptocurrency brings unique strengths to the table, whether it’s Ethereum’s dominance in smart contracts, Bitcoin’s role as a store of value, or Solana’s efficiency for DeFi and NFTs.
Utility lies in how effectively a cryptocurrency addresses real-world challenges and drives innovation within its ecosystem.
As the blockchain space evolves, the most valuable projects will be those that prioritize functionality and adoption over hype.
While we’ve provided a list of top utility coins above, it’s also worth learning how to find utility cryptocurrencies yourself.
