101Investing review 2025
Investing options: 3.6
Platforms & usability: 3.4
Products, markets, & assets: 3.1
Safety & reliability: 3.8
Deposits & withdrawals: 2.9
Research & analysis tools: 2.4
Fees & costs: 3.9
Education & learning resources: 2.5
101Investing review Summary
Theodor Tonca
Financial Writer
- Financial Markets
- Financial Services
- Market Analysis
- Apps
- Regulation
101Investing now boasts over 20,000 clients and also offers popular features such as a demo account, high leverage, and access via web, desktop, and mobile. Keep reading to find out everything you need to know about 101Investing.
What can I do with 101Investing?
101Investing is a regulated broker that offers online CFD trading through the globally recognised MetaTrader WebTrader and MetaTrader 4 (MT4) platforms. You can choose from hundreds of CFDs, including Forex, stocks, indices, commodities, and cryptocurrencies.
The broker also offers leverage of up to 1:30 for retail clients and up to 1:500 for professional clients, and 101Investing users also benefit from competitive spreads on major products, starting from 0.3 pips.
Pros & Cons
Pros:
Cons:
Can I open an account with 101Investing?
Yes, residents of United States can open an account with 101Investing.
No, residents of United States cannot open an account with 101Investing. Consider trying our best-rated broker in , . Find the best broker in
101Investing markets, assets, and options
What assets and products can you trade on 101Investing?
101Investing allows you to trade some of the most popular stocks on the market, including Apple (AAPL), Google (GOOG), Facebook (FB), and Tesla (TSLA).
You can also trade forex, commodities, indices, and cryptocurrencies like Bitcoin, Dash, Ethereum, Litecoin, Ripple, and Monero. Here’s a summary of the CFDs offered by 101Investing.
Product | Offering |
---|---|
Forex | 47 |
Cryptocurrency | 50 |
Stocks | 138 |
Commodities | 15 |
What leverage trading options are there?
The maximum leverage provided by 101Investing on Forex trades is 1:30 for regular accounts and up to 1:500 for professional accounts.
Keep in mind that leveraged trading carries an extra risk factor and should only be handled by experienced traders. See the table below for the leveraged trading options for each type of CFD.
Product (CFDs) | Maximum leverage | Margin |
---|---|---|
Forex | 1:500 | 0.2% |
Commodities | 1:20 | 5% |
Cryptocurrency | 1:2 | 50% |
Stocks | 1:5 | 20% |
Indices | 1:20 | 5% |
What are the spreads?
Spreads on Forex pairs on 101Investing start from 0.7 pips for EUR/USD and 0.0 pips for EUR/GBP. These are fairly competitive by industry standards.
When it comes to indices, average spreads are 1 point for the FTSE 100, while commodities (including crude oil) are traded for spreads around 0.03 pips. See all spreads in the table below.
Product | Average spread | Fixed or variable? |
---|---|---|
Forex | 1.3 pips | Variable |
Commodities | 0.03 pips | Variable |
Cryptocurrency | Variable | Variable |
Stocks | Variable | Variable |
Indices | 1 pip | Variable |
Fees, limits, and payment options on 101Investing
What are the deposit and withdrawal fees, limits, and speeds?
To start trading with 101Investing you’ll need an initial deposit of $250. This is quite a large amount when compared to the minimum deposits required by other broker platforms, which typically fall somewhere between $10 and $100. The most common payment methods include debit/credit card, bank wire transfer, and e-wallets such as Skrill.
You won’t be charged to deposit funds in your 101Investing account, and most payments are processed instantly. Traders can also withdraw profits using any of the above-mentioned methods. Payments under €100 will be charged a withdrawal fee. Here’s a summary of all the payment options and associated fees and speeds.
Payment method | Deposit | Withdraw |
---|---|---|
Credit card -min/max -fees -speed | Yes $250/None Free Instant | Yes €50/None Free over €100 1-2 business days |
Bank Transfer -min/max -fees -speed | Yes $250/None Free 1-2 business days | Yes €50/None variable 2-3 business days |
Skrill -min/max -fees -speed | Yes $250/None 1% Instant | Yes €50/None Variable 24 hours |
Neteller -min/max -fees -speed | Yes $250/None 1% Instant | Yes €50/None Variable 24 hours |
SafeCharge -min/max -fees -speed | Yes $250/None 1.2% Instant | Yes €50/None Variable 24 hours |
Trustly -min/max -fees -speed | Yes $250/None 1.5% Instant | Yes €50/None Variable 24 hours |
How much are 101Investing’s fees and commissions?
Sometimes, brokers can apply fees for trading activity, apart from the extra additional fees of the platform. However, these charges are common and are the main way through which a trading platform earns its revenues.
It’s worth noting that the platform has hefty inactivity fees of €50 if the account has been inactive for a month. For over 61 days of inactivity, you will be charged an €80 fee, whereas, for over 271 days of inactivity, the fee reaches €500. Here’s a full breakdown of the fees.
Fee type | Fee amount | Commission |
---|---|---|
Forex | None | 0.7 pips |
Commodities | None | 0.03 pips |
Cryptocurrency | None | Variable |
Stocks | None | Variable |
Indices | None | 1 pip |
Inactivity | €50 – €500 (for one month to one year of account inactivity) | – |
101Investing trade sizes and limits
There are different types of accounts you can open with 101Investing (Silver, Gold, Platinum, Pro/VIP) which will determine your minimum and maximum trade sizes.
The minimum trade size is 0.01 lots. See the table below
Product | Minimum trade | Maximum trade |
---|---|---|
Forex | 0.01 lots | Starting at 5 lots with a Silver account up to 50 lots with a Platinum account |
Cryptocurrency | 0.01 lots | Starting at 5 lots with a Silver account up to 50 lots with a Platinum account |
Stocks | 1 share | None |
Commodities | 0.01 lots | Starting at 5 lots with a Silver account up to 50 lots with a Platinum account |
101Investing trading platform
What devices can I use 101Investing on?
101Investing offers a reliable MetaTrader, WebTrader and MetaTrader 4 trading platforms, which means clients can access it from a variety of devices:
- Laptop computers
- Desktop computers
- Mobile phones (both iOS and Android)
- Tablets
Can I use 101Investing in my country?
101Investing only accepts clients from European Union countries, and also the UK and Switzerland.
101Investing is not currently available in the United States, Canada or any other country or territory outside of Europe. Select your country from the list below to see if 101Investing is available where you are.
Is 101Investing available in my language?
Currently, 101Investing offers support in eight different languages:
- English
- Spanish
- Portuguese
- Italian
- German
- Dutch
- Swedish
- French
How easy is it to use 101Investing?
101Investing provides a very user-friendly trading experience. It offers its users four different types of accounts – Silver, Gold, Platinum, and Pro – all of which offer different leverage options and trading features. In general the platform offers easy access to high leverage, a wide array of tradable assets, and tight, competitive spreads.
It is designed to meet the requirements of both professionals and beginners alike by providing more than 30 trading indicators, 24 analytical tools, and multiple trade execution options.
The platform can be used on all types of devices – PCs (both Apple and Microsoft), iPads, iPhones, tablets, and Android devices, so that you can take your trades with you anywhere you go.
Key features
101Investing offers several intuitive features to make your trading experience more enjoyable, here are our three favourites.
Advanced Analytics
This includes 9 time frames, from one minute (M1) to one month (MN), 24 price forecasting tools, 4 market order execution modes, 30 built-in trade indicators, full trade history, and one-click trading.
Rich Educational Resources
From ebooks on investing basics, advanced analysis breakdowns and market overviews to courses on trading strategies, CFDs and stocks, there is something for every trader.
Wide Range of Account Types
101Investing offers four different types of trading accounts: Silver, Gold, Platinum and Pro for retail and professional traders alike.
A Silver account starts with basic features such as hedging and 1:30 leverage, while Platinum and Pro accounts come with more advanced services like 1:500 leverage and up to 50% swap discounts.
Security and regulation
Is 101Investing safe?
Yes, in addition to being regulated by the Cyprus Securities & Exchange Commission (CySEC) 101Investing is also a member of the Investor Compensation Fund. The main essence of ICF is to compensate clients for any claims arising from the failure of a member of the ICF to fulfill its obligations towards its clients. The maximum amount of compensation a client can receive is €20,000 for covered services.
The broker also works with the latest security technologies to provide safe transactions, including strict firewalls and Secure Sockets Layer (SSL) encryption on all transactions.
Am I and my funds protected?
Yes, in complete accordance with CySEC rules, clients’ funds are identifiable and available at all times. All funds are held within segregate bank accounts, different from those of the broker’s money. In case the broker goes bankrupt, all clients are entitled to compensation of up to €20,000.
Is 101Investing regulated?
The company is licensed and regulated by the Cyprus Securities and Exchange Commission (CySEC). The license number of the online platform with CySEC is 315/16. However, 101Investing is not regulated by the UK’s Financial Conduct Authority (FCA) or any other external authority except CySEC.
Do I have to verify my account with 101Investing?
Yes, you will be required to verify your account in order to move beyond minimal trading and leverage limits. 101Investing operates a KYC program (Know Your Customer), which means you will have to provide legal documentation showing your country of residence, proof of address, and a valid government-issued photo ID.
Additionally, 101Investing doesn’t allow third-party payments, which means all funds deposited in your trading account must come from an account under the same name as your 101Investing trading account.
Extra information
Educational resources
101Investing is dedicated to promoting continuous learning and education among traders through a wide array of articles, webinars, ebooks, tutorials, courses, and videos.
The platform offers resources for both beginner and experienced traders alike with one innovative method of learning being a video on demand channel, which offers interactive tutorials, quizzes, and other resources to improve your skills.
Tools and charting
101Investing’s MetaTrader WebTrader and MetaTrader 4 platforms come equipped with a rich array of features including customisation, a full assortment of order types, execution modes, 9 different time frames, and over 30 analytical tools in all.
You can also automate your trading by mirroring the trades of expert advisors and a strategy tester which provides access to historical data.
Customer support
101Investing provides extensive customer support from 7am to 5pm Monday-Friday, and has a high online rating on review sites. You have the option of contacting support via email, phone, or live chat, and there is also a web form you can fill out to create a support ticket.
There is also a comprehensive FAQ section on their website which answers all common questions.
Our verdict
Only four years after initially launching in 2016, 101Investing has built up a formidable brokerage service which provides traders access to over 250 CFD instruments, quality educational resources, and responsive customer support.
101Investing offers traders the well known MetaTrader WebTrader and MetaTrader 4 trading platforms for web, PC and mobile, which come with customisable interfaces, market indicators, and over 30 analytical tools in addition to line drawing and other charting tools. These, along with hedging, scalping, and one-click trading, provide enough options for traders of all levels.
The spreads are also reasonable and start from 0.7 pips for major forex spreads. 101Investing doesn’t charge any trading fees and the only other fees are swap charges on overnight positions as well as an inactivity fee levied on dormant accounts.
How to open an account with 101Investing
- Go to the website and click the “Join Now” or “Register” button.
- Enter your new account information (First name, last name, email, phone number, and password). You must also be over 18 years old and agree to the terms & conditions.
- Provide additional personal information (address, post code, city, date of birth).
- Upload two pieces of ID (one primary photo ID and a second with proof of billing address such as a utility bill).
- Deposit the minimum $250 required to open an account.
- You are all set to start trading.
FAQs
Who owns 101Investing?
101Investing is owned and operated by FXBFI Broker Financial Invest Ltd., and is based in Limassol, Cyprus.
How does 101Investing make money?
101Investing primarily makes money from trade spreads it collects on every transaction and from swap charges on overnight positions, and account inactivity fees.
Do I have to pay tax on 101Investing profits?
Depending on the laws in your country of residence, you may have to pay taxes on your 101Investing profits. Please consult your local tax laws to determine what applies to you.
Does 101Investing offer CFD trading?
Yes, there are over 250 CFDs available on the broker’s platform, including forex pairs, cryptocurrencies, commodities, stocks, indices, and metals.
How do I sell on 101Investing?
To sell an existing position on 101Investing simply log into your trading account, navigate to the open trade you wish to close, and click on the sell button.
How do I delete my 101Investing account?
In order to delete an account you will need to send an email making a formal request to [email protected].
Can I short on 101Investing?
Yes, simply log on to your trading account and click on the Sell by Market button to open a short position.
What if I forget my account password?
Simply click on the account login button and then click on the “Reset Password” button after you input your email address. You will then receive a verification email asking you to reset your password.
Can I transfer from my 101Investing account into my PayPal account?
No, you cannot use Paypal to add or withdraw funds from your 101Investing account currently.
What if 101Investing closes down while I have open trades?
All of your open trades are saved in real time and you can resume them once the platform is available again.rnrnIn the event that 101Investing ceases operations altogether, it is authorised and regulated by The Financial Conduct Authority (FCA) which is a tier-1 regulator and your funds are insured up to a maximum of €20,000.
Can I access my full trading history on 101Investing?
Yes, once you are logged into your trading account, look toward the bottom and you will notice several tabs including a History tab. Select the “Account History” tab and then select “All History”. You will be able to see all your trading history made on the MT4 platform.
Can I pay in cryptocurrency with 101Investing?
No, you cannot pay using cryptocurrencies but you can trade cryptocurrency CFDs on 101Investing.
Does 101Investing offer bonuses?
No, currently there are no bonuses offered by 101Investing.
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Sources & references
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Theodor Tonca
Financial Writer
- Financial Markets
- Financial Services
- Market Analysis
- Apps
- Regulation