How to Buy Nio (NIO) Stock for Beginners in 2025

Use our step-by-step guide to learn how to buy NIO stock, make an investment for the first time, and compare the best Nio trading platforms for beginners.
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Updated on Aug 9, 2024
Reading time 3 minutes

With technology today, you can buy NIO stocks from the comfort of your home. Nio (NIO) stocks are available through many online brokers, and it usually takes just a few minutes to buy shares in NIO when following our step-by-step guide.

In order to make an investment in Nio for the first time, you need to consider several important factors: is now the right time for me? how much should I invest? which trading platform is best for me? Furthermore, you’ll want the lowest fees, a user-friendly interface, and access to a wide range of other stocks.

That’s why we’ve compared the best places to buy Nio stocks. Our broker comparison below helps you make an informed decision on the best way to invest in Nio.

Let’s begin with where to get started, before moving onto setting up an account, and then placing your first Nio trade.

Where to buy Nio stock?

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Based on our research, the best stock trading app to buy Nio stock is eToro .

We’ve ranked the top five brokers where you can buy Nio shares according to how easy they are to use, how low their fees are, their safety and security rating, and average customer reviews.

We found 4 online brokers for users based in

eToro review
4.6
eToro
Min. Deposit $100
Fees 1%
No. assets 3600+
Demo account Yes

eToro review

eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Plus500 review
4.5
Plus500
Min. Deposit $100
Fees From 2%
No. assets 2800+
Demo account Yes

Plus500 review

This information is NOT relevant to EU residents who are to be serviced by EU subsidiaries of the Plus500 Group, such as Plus500CY Ltd, authorized by CySEC (Reg. 250/14). Different regulatory requirements apply in Europe, such as leverage limitations and bonus restrictions.

Public.com review
4.4
Public
Min. Deposit $20
Fees 1-2%
No. assets 9000+
Demo account No

Public.com review

Cryptocurrency execution and custody services are provided by Apex Crypto LLC (NMLS ID 1828849) through a software licensing agreement between Apex Crypto LLC and Public Crypto LLC. Crypto trading on Public platforms is served by Public Crypto LLC and offered through APEX Crypto. Please ensure that you fully understand the risks involved before trading.

Read more about how we test, rank & review platforms.

How to buy stock in Nio in 3 steps

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Buying Nio stock is quick, all you need is an internet connection, a copy of your photo ID, and the amount you wish to invest. Here’s how to do it.

Step 1. Sign up to an online broker

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Our rankings suggest that eToro is the best stock trading platform for beginners.

When you sign up, you’re prompted to fill in your details to create an account, as you would with any online account creation process.

After that, you need to send a copy of your ID to verify the account before you can use it. This is because stock brokerages are required by law to comply with financial regulations, and these demand each customer confirm their identity before they can buy and sell shares on the stock market.

eToro review
4.6
eToro
Min. Deposit $100
Fees 1%
No. assets 3600+
Demo account Yes

eToro review

eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 2. Make a deposit

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You can’t invest in Nio stock without any money in the account, so next you have to fund your trading account.

Head to the ‘bank’ or ‘account’ section of your dashboard and select the ‘deposit’ option. Transfer money to your new account via a debit or credit card, bank transfer, or an alternative payment method, like PayPal.

You can add as much as you like as long as you meet the minimum deposit threshold, which might be as low as $10, but is usually around $50-100 depending on your country of residence.

Top tip: consider how much you want to actually invest and over what period. You might need to deposit $200 or so in order to afford the shares, or $1,200 if you’re investing $100 per month for 12 months, for example. 

Step 3. Buy Nio stocks

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With funds now in your account, it’s time to make your first investment, aka place your first trade.

Search for Nio using the ticker symbol, NIO. Click the ‘trade’ button and enter the details of your investment, such as how many shares you want to buy or how much you want to spend.

Having entered the amount, you’ll see all the details of the trade to confirm its what you expected. Once ready, hit the ‘trade now’ button to invest in Nio, completing your purchase.

It’s as easy as that! You can buy Nio shares in just 10-15 minutes and now you’re a Nio shareholder.

Top tip: remember though, the process is easy, but making money can be much harder. You still need to do lots of fundamental research, create a budget, and design a strategy that’s suitable for you. 

Compare the best platforms to buy Nio stock

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We found 4 online brokers for users based in

1. eToro. Best for beginners, copy-trading & demo-account

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4.5
Ratings

$100

Min. deposit

0% commission

Fees

3,600

No. assets

Yes

Demo account

Overview

We love eToro because it’s a trading platform built with beginners and casual traders in mind. The platform combines an interactive, social trading experience with an easy-to-use interface, making it ideal for novice traders.

The far-reaching catalog of more than 5,500 stocks and ETFs includes big names like Apple and Tesla, as well as smaller companies with high growth potential. You can start trading with as little as $10 using fractional shares if you’re on a tight budget.

One feature we particularly appreciate is the ability to interact with eToro’s 35 million users on any asset, market, or portfolio page. If you find traders whose strategies match your risk tolerance, you can copy their portfolios automatically using eToro’s flagship copy trading functionality. This is a great way to learn and potentially benefit from the expertise of more experienced traders.

If you don’t feel comfortable investing your cash straight away, you can use a free demo account, credited with $100,000 virtual dollars. This offers plenty of opportunities to try out a trading strategy that works for you across stocks, crypto, and options trading markets.

Highlights

Fees & Costs

Pros & Cons

eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

2. Plus500. Best for international trading*

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4.5
Ratings

$100

Min. deposit

From 0.08%

Fees

2,800

No. assets

Yes

Demo account

Overview

We love Plus500 because it is one of the industry’s most transparent and reliable brokers. Its fees are clear and you’ll know exactly what you will be paying before you trade. Its technology driven platform gives access to futures for the two biggest cryptos, Bitcoin and Ethereum. 

Plus500 has something for all types of crypto trader, no matter what level of experience. Its low margin requirements of $20 for Ether and $100 for Bitcoin make it a top choice for day traders. At the same time, its trading academy is packed with educational content, perfect for beginners just starting. 

For accurate instrument availability, visit plus500.com.

The fees: Plus500 charges a commission of $0.49 per Micro contract and $0.89 per Standard contract (per side). There is an Auto-Liquidation fee of $10 per contract. Other exchange fees may be applicable and can be found on the CME group website. 

*Based on a comparison of 60+ leading brokers and trading platforms.

Highlights

Fees & Costs

Pros & Cons

This information is NOT relevant to EU residents who are to be serviced by EU subsidiaries of the Plus500 Group, such as Plus500CY Ltd, authorized by CySEC (Reg. 250/14). Different regulatory requirements apply in Europe, such as leverage limitations and bonus restrictions.

3. Public. Best for AI analysis

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public.com logo
4
Ratings

$20

Min. deposit

Spreads

Fees

9,000

No. assets

No

Demo account

Overview

We love Public because it makes use of cutting-edge AI technology to enhance your trading and investing experience. Public’s AI-powered feature, Public Alpha offers personalized insights and recommendations through its natural language interface in real time. 

Public’s AI technology helps you make more informed decisions by analyzing massive amounts of data and providing actionable insights. These AI-driven insights are easily accessible and give users access to the latest advancements in crypto analysis and trading. 

Not only do can you use AI to help your crypto investments, Public is one of the lowest cost brokerage firms out there. You can invest in a selection of cryptocurrencies without breaking the bank or having to invest large sums. Public charges 1.25% of your order amount, which is considerably cheaper when compared to similar platforms. 

The fees: There are no fees for investing in stocks during regular trading hours in the US – 9.30am-4pm EST. There is a $2.99 fee for trades outside of regular hours. Alternative investments, including cryptocurrency, are charged a 1.25% fee per transaction.

Highlights

Fees & Costs

Pros & Cons

Cryptocurrency execution and custody services are provided by Apex Crypto LLC (NMLS ID 1828849) through a software licensing agreement between Apex Crypto LLC and Public Crypto LLC. Crypto trading on Public platforms is served by Public Crypto LLC and offered through APEX Crypto. Please ensure that you fully understand the risks involved before trading.

What are the fees for investing in Nio stock?

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It depends on the stock broker. Some platforms charge a flat fee per trade, others charge a commission as a percentage of the total trade value each time you buy Nio stocks. These can range anywhere from $0.10 per trade, right up to 3% of the total amount you’re investing.

Consider that there may be other costs to trading too. Other fees can include deposit and withdrawal fees, or inactivity fees if you don’t use your account for three months or more. 

These are the trading platforms that charge the lowest fees for buying stocks in Nio.

Asset eToro fees Plus500 fees Public fees
Crypto 1% From 2% 1-2% (spread)
Commodities From 2 pips From 0.04%
Forex From 1 pip
Index prices From 0.75 pts From 0.7%
Stocks 0% commission From 0.08% Spreads
Stock CFDs 0.15%
ETF CFDs 0.15%
View more > eToro > Plus500 > Public >

Are there other ways to invest in Nio?

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Yes, you can invest in Nio stock in a few different ways. One option is to buy stock in Nio directly through an investment platform as laid out above, while another popular choice is to invest in a fund. 

A fund buys stocks in lots of companies on your behalf, to create a diversified portfolio of different assets. Diversified portfolios are typically considered safer than investing in a single stock, because their values fluctuate at different times and their peaks and troughs can balance out.

Many of the best index funds contain Nio, while another option is to invest in an ETF. ETFs are similar to funds, except rather than someone choosing what to invest in, it buys stocks automatically according to a set of guiding principles. Nio is a popular choice in many of the top performing ETFs.

A third option is to use a social copy trading platform, like eToro . Find a trader who you like and copy their Nio trades directly to your own account. 

This can be a good investment strategy for beginners and a way to learn how to buy Nio shares from someone with more experience.

How to sell Nio stock

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When you decide the time is right to sell and lock in some profit (or cut your losses), the process is pretty much the same as having purchased the stock. The steps are as follows:

  1. Log into your broker account and navigate to your portfolio. 
  2. From there, find your Nio stock and you’ll see a ‘sell’ option next to it. 
  3. Click that to set the details of the trade. You don’t have to sell all your stocks at once, you could choose to sell half for example. 
  4. Once you’ve decided accordingly, click the ‘sell’ or ‘close’ button to sell back to cash.

Should I buy Nio stock now?

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It’s your investing goals and style that define whether now is a good time to buy. The current Nio stock price plays into it but ultimately it depends on your investment horizons.

  • If you’re a short term trader: the goal is to make money by buying and selling stocks regularly to secure a profit or avoid a loss. That can mean trading hourly, daily, or weekly but the focus is always on the near future. Traders learn how to buy stocks in Nio based on short term technical analysis and don’t hold shares for a long time, so any time can be a good time to buy Nio.
  • If you’re a long term investor: you’re more interested in long term price appreciation than whether a stock is up or down on any given day. The important thing is finding a stock with a strong foundation where you think the share price will be up over a period of months or years. If you think Nio’s fundamentals are solid then the best time to invest in Nio stock is after a dip or a pullback in price.

Most new traders sit somewhere between these two positions. Many investors don’t want to actively trade Nio stock all hours of the day, but nor do they want to wait years for a return either.

Top tip: investing small amounts regularly (known as Dollar-Cost-Averaging (DCA)) over a long period of time is proven to be the most successful investing strategy for normal people without trading skills.

Either way, following Nio price news and analysis will help you decide when to dip your toe into the market.

Fundamental analysis of Nio shares

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How has Nio’s share price performed in recent years?

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Overall, NIO is -100.00% over the last week. The NIO share price is -100.00% in 2025 so far.

Is Nio a good investment for me? 

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The right answer is different for each person, so here is some information to help you decide whether to buy stocks in Nio.

  • Nio is dubbed the ‘Tesla of China’. Nio is an electric vehicle (EV) manufacturer that’s been dubbed the ‘Tesla of China’. It was founded in 2014 by William Li and is based in Shanghai. Unlike many competitors, Nio doesn’t build any of its own cars; instead, it partners with a state-owned auto manufacturer and sells from a fleet of five battery-operated vehicles.
  • It is building a substantial battery-swapping network. In recent years, it has completed two phases of building a functioning battery-swapping network across the Chinese mainland. These swapping stations allow owners of Nio EVs to ‘refuel’ within five minutes and are spread across several thousand miles of highways in China. It has over 200 stations and completed over 2 million battery swaps.
  • Nio is a growth stock that is best for investors seeking high returns and willing to take risks. As a young company with ties to the Chinese government, there will always be some volatility and uncertainty around the stock, but all EV companies have the potential to grow quickly.
  • Its stock price has fallen in recent years. Its share price rocketed nearly 1000% in the few years after its IPO in 2018. However, it has steadily declined since the start of 2021, losing more than 80% in value from its January peak. 
  • The global semiconductor shortage caused the company many issues. The global semiconductor shortage, which caused problems for the wider EV industry, hit Nio hard and the company was forced to pause production for part of 2021. The semiconductor chip shortage led Nio to lose 1000 vehicles ready for production, costing the company around $60 million in revenue.
  • It has a new manufacturing site that can make 300,000 EVs per year. Nio started work with a new partner to double the size of its manufacturing plant. The current site can produce 120,000 EVs a year, with the new expansion allowing for nearly 300,000 to be made per year. Its new site will be used to fulfil orders for its latest sedan and future models.
  • The electric vehicle market is highly competitive. Tesla and others dominate the EV market, and newcomers often struggle to gain a foothold. Investing in Nio is a high-risk, high-reward option, and its success depends on its ability to make a name for itself in the EV space. 

It’s always a good idea to think about any potential risks there might be as well. Use this summary of Nio’s pros and cons before you make a final decision on whether to buy Nio stock.

Pros

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  • It is dubbed the ‘Tesla of China’
  • Nio has the facility to produce 300,000 EVs per year
  • Its low stock price could provide a ‘discount’ for long term investors
  • The EV market is massive and expected to continue growing

Cons

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FAQs

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01

Is Nio stock overvalued?

02

Do I have to pay capital gains tax on any profits I make?

03

What is Nio’s ticker symbol?

04

Does Nio pay dividends?


Sources & references

Prash Raval

Prash Raval

Financial Writer

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Prash is a financial writer for Invezz covering FX, the stock market and investing. For over a decade he has traded spot FX full time while running an educational service helping novice traders learn the markets. He has a keen interest in micro and small cap stocks....