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Top 6 Best PayPal Crypto Exchanges in 2025
In this guide
- 1. Top 6 Best PayPal Crypto Exchanges in 2025
- 2. Best PayPal crypto exchanges overall for 2025
- 3. What are the best PayPal crypto exchanges?
- 4. Top cryptocurrency exchanges that accept PayPal
- 5. How should I choose a PayPal cryptocurrency exchange?
- 6. What are the fees for PayPal crypto exchanges?
- 7. Should I use a crypto exchange that accepts PayPal?
- 8. How to deposit money onto a cryptocurrency exchange that accepts PayPal – a step-by-step guide
- 9. Methodology: how we chose the best PayPal crypto exchanges
- 10. FAQs
Trade your favourite markets with our top-rated broker, .
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
*Credit Cards and PayPal are not available for deposits for users under FCA regulation.
When it comes to buying cryptocurrency, most exchanges offer a range of payment options. But what if you could buy and sell crypto using the same platform you already trust for online payments? Enter PayPay.
As one of the largest e-wallet services in the world, it offers a popular alternative to buying cryptocurrency with a bank account or card. Many of the best crypto exchanges already let you use PayPal so there are lots of options to choose from, but how do you find the right one?
Right here. Our team regularly buy and sell crypto using PayPal and we’ve put together this guide to compare the best PayPal crypto exchanges. We have first-hand experience with these platforms which have been chosen based on cost, security, and range of products.
Not only does this guide include the best exchanges that accept PayPal, but it also explains how to use PayPal to buy crypto, the pros and cons of using it, and real user reviews so you can find the best and most trusted exchange for your needs.
Best PayPal crypto exchanges overall for 2025
Copy link to sectionWhat are the best PayPal crypto exchanges?
Copy link to sectionTop cryptocurrency exchanges that accept PayPal
Copy link to sectionHow should I choose a PayPal cryptocurrency exchange?
Copy link to sectionBefore you go ahead and choose a crypto exchange that accepts PayPal you will need to consider what options are available. Below we’ve highlighted some of the features that you should look out for when choosing a PayPal crypto exchange.
Fees.
Copy link to sectionMost crypto exchanges will charge fees when using their services such as commissions. However, not all will charge a fee for using PayPal to fund your account. It’s worth checking the payment terms of any exchange you plan to use ahead of time so you know what you will be charged.
| Fee | eToro fees | Plus500 fees | Coinbase fees |
|---|---|---|---|
| Trading fees | Yes, on certain assets | No | Yes |
| Inactivity fees | Yes | Yes | No |
| Rollover/overnight fees | Yes, on CFDs | Yes | No |
| Withdrawal fees | Yes | No | Yes |
| Spreads | Yes, on certain assets | Yes | Yes |
| Conversion fees | Yes, for non-USD currencies | Yes | Yes |
| View more > | eToro > | Plus500 > | Coinbase > |
Choice of coins.
Copy link to sectionSome exchanges only focus on a few coins, or the largest coins, while others will offer hundreds of coins. An exchange with just a few coins may be better suited to a beginner, while platforms with lots of coins will be a better choice for experienced users.
| Product | eToro assets | Plus500 assets | Coinbase assets |
|---|---|---|---|
| Stock CFDs | 3117 | 1,800+ | – |
| ETF CFDs | 317 | 100+ | – |
| Forex CFDs | 49 | 50+ | – |
| Crypto | 73 | – | 150+ |
| Index CFDs | 20 | 20+ | – |
| Commodity CFDs | 26 | 20+ | – |
| NFTs | 100,000 | – | 300+ |
| View more > | eToro > | Plus500 > | Coinbase > |
Exact figures may vary. NFTs are accessed through Delta, an NFT explorer app which is owned and operated by eToro.
Reliable platform.
Copy link to sectionExchanges can go down from time to time, so before you choose one make sure you check how reliable it is. One way you can do this is by reading customer reviews and finding out from other users how well an exchange performs. This is especially important for short term traders .
Extra options.
Copy link to sectionMany platforms focus solely on letting users buy and sell coins, but the best PayPal crypto exchanges offer lots of extra options. One of the key ones to look out for is wallets, where you can safely store your coins. You can usually hold your coins on an exchange, but crypto wallets that accept Paypal add an extra layer of security and is important if you have a lot of coins.
Transaction speed.
Copy link to sectionWhen you deposit money into your exchange using PayPal the transaction is usually processed immediately. However, when it comes to withdrawing profits, the transaction can sometimes take a bit of time. If you want your money quickly, look for an exchange that processes withdrawals fast.
Regulation
Copy link to sectionWhen choosing a crypto exchange that accepts PayPal, it’s important to consider regulation. The crypto industry is still evolving and different exchanges have different regulations. While PayPal itself offers certain consumer protections for PayPal purchases, venturing outside its platform to a crypto exchange requires additional due diligence.
The best crypto exchange for you will be registered with a reputable financial authority to ensure it operates within a legal framework. This will provide peace of mind when trading cryptocurrencies through your PayPal account.
| Region | eToro regulators | Plus500 regulators | Coinbase regulators |
|---|---|---|---|
| Africa | – | FSA | – |
| Asia | – | – | FSA |
| Australasia | ASIC | ASIC, FMA | – |
| Europe | FCA, CySEC | FCA, CySEC | FCA |
| International | – | – | – |
| North America | FinCEN | – | NFA |
| South America | – | – | – |
| View more > | eToro > | Plus500 > | Coinbase > |
Security
Copy link to sectionSecurity is another priority when choosing a PayPal cryptocurrency exchange. Since you’ll be linking your PayPal account to the exchange, select one that implements robust security measures to safeguard your financial information and crypto coins.
Features like two-factor authentication (2FA) and encryption to protect your login credentials and digital assets are important. The best PayPal cryptocurrency exchange will prioritize user security and give you confidence when exchanging crypto through your PayPal integration.
User reviews
Copy link to sectionAnother tool you can use to find a trustworthy PayPal cryptocurrency exchange is by using customer reviews. Sites like Trust Pilot, the App Store, and Google Play Store offer you an easy way to find reviews from real users.
You can use the information in the table below to find real customer reviews for three of the leading crypto exchanges that accept PayPal deposits.
| Review source | eToro rating | Plus500 rating | Coinbase rating |
|---|---|---|---|
| Trustpilot | 4.4 | 4 | – |
| Google Play Store | 4.1 | 4.3 | – |
| App Store | 3.8 | 4.1 | – |
| View more > | eToro > | Plus500 > | Coinbase > |
What are the fees for PayPal crypto exchanges?
Copy link to sectionThere are two different types of fees to look out for. The first is the deposit fee, i.e. how much it costs to send money from PayPal to your chosen crypto platforms.
The second is trading fees, or how much it costs to buy Bitcoins or other crypto on the exchange. Here’s a little more detail about each type of fee:
- Deposit fees. Generally, you’ll find that PayPal transaction fees make it more expensive than using a credit or debit card, but this isn’t always the case. Some exchanges let you deposit free and only charge withdrawal fees. eToro is a good example of this, where it’s free to deposit from PayPal but costs $5 to withdraw.
- Trading fees. Trading fees vary depending on the exchange. on eToro, for example, you pay a 1% transaction fee every time you buy crypto (or sell it). On the Coinbase PayPal crypto exchange, the fees range from 0.05%-0.6% of trade cost. Most cryptocurrency exchanges that accept PayPal charge a similar fee, but you can shop around for the best one.
The table below shows the trading fees you can expect to pay with a PayPal to crypto exchange.
| Asset | eToro fees | Plus500 fees | Coinbase fees |
|---|---|---|---|
| Crypto | 1% | From 2% | Up to 0.6% |
| Commodities | From 2 pips | From 0.04% | – |
| Forex | From 1 pip | – | – |
| Index prices | From 0.75 pts | From 0.7% | – |
| Stocks | 0% commission | From 0.08% | – |
| Stock CFDs | 0.15% | – | – |
| ETF CFDs | 0.15% | – | – |
| View more > | eToro > | Plus500 > | Coinbase > |
There is no PayPal fee to contend with on top of this. PayPal fees only apply when you buy and sell crypto through PayPal itself, rather than for transferring money to or from your PayPal account.
Should I use a crypto exchange that accepts PayPal?
Copy link to sectionYes, these platforms are the best way to buy all sorts of crypto assets. You can buy hundreds of digital currencies, or swap between fiat currency and crypto very easily.
PayPal payments are a simple way to add and withdraw funds from your exchange account, particularly for those who don’t have access to other payment method like a bank account.
Similarly, if you want to keep your crypto transactions separate from your main bank account, then you can use PayPal as a deposit method instead. Most exchanges accept PayPal, so you have a wide choice of platforms to choose from.
Pros and cons of PayPal crypto exchanges
Copy link to sectionIf you’re still not sure if you should use a PayPal crypto exchange then you can use our pros and cons below to help you make up your mind.
Pros
Copy link to section- Most exchanges accept PayPal transactions as a payment option so you have a lot of platforms to choose from.
- PayPal is easy to set up and use and you can keep your crypto transactions separate from your day to day banking.
- Depositing money to an exchange using PayPal is usually instant so you can start buying coins right away.
- PayPal adds an extra layer of security to your crypto transactions.
Cons
Copy link to sectionHow to deposit money onto a cryptocurrency exchange that accepts PayPal – a step-by-step guide
Copy link to sectionHere is a quick guide to making a deposit on a PayPal cryptocurrency exchange.
Step 1. Create a PayPal account
Copy link to sectionYou only need a phone number and/or email address to create a verified PayPal account. Once it’s created, you have to transfer some money into it to top up your PayPal balance: this can be done via a bank transfer or card payment.
Step 2. Sign up to a crypto exchange that accepts PayPal
Copy link to sectionWe recommend Start Trading . Create an eToro account by providing some basic contact details, then verify your identity to complete the process.
Step 3. Deposit funds via PayPal
Copy link to sectionFind the Bank or Account section in the menu bar, then select PayPal as your deposit method. Choose how much to transfer, enter your PayPal account details, then hit ‘deposit funds’.
Step 4. Verify the transaction on your PayPal account
Copy link to sectionYou may be redirected to the PayPal platform to confirm the transaction is legitimate. Confirm that all the details are correct, and your PayPal deposits will be ready to spend from your exchange account in no time.
And that’s it! Now you’re ready to buy Bitcoin with PayPal on your chosen exchange.
Methodology: how we chose the best PayPal crypto exchanges
Copy link to sectionHelping people make better financial decisions is at the heart of our mission at Invezz.
We periodically test more than 48 PayPal exchanges to provide our users with clear, accessible guidance on the investing options available. All testing is carried out by our panel of crypto experts, analysts, and active traders who sign up to each exchange, conduct research, and score each service.
Our tests are designed to find crypto exchange with Paypal platforms that offer a beginner-friendly, secure trading experience at a fair price. To supplement our practical testing and experience, we research each exchange to gather any further relevant information. We read online customer reviews, app reviews on the Play Store and App Store, and conduct user surveys to get feedback from real people about what works, and what doesn’t.
Each PayPal exchange is awarded a final score based on 130+ data points across 8 ranking categories: cost, reliability, user experience, deposit & withdrawals, investing options, range of products/markets, research & analysis tools, and the availability of educational & learning resources.
We work closely with individual crypto brands to ensure all factual information displayed here is accurate. All data is then fact-checked by an independent reviewer. You can learn more about our expert panel and how we test, rate, and review platforms in our review process.
