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How to buy Bitcoin with a check (cheque) in 2025
In this guide
Firstly, the most important question to answer is: can I buy Bitcoin with a check?
No, you cant use a check to buy Bitcoin directly. However, you can use a check to fund a trading account and buy Bitcoin that way.
You just need a crypto exchange that accepts check deposits. And we’re here to help.
How to buy Bitcoin with check – a step-by-step guide
Copy link to sectionIt takes about 15 minutes to buy BTC with check. Have a copy of your photo ID to hand and follow this guide to get started.
Step 1. Sign up with Public .
Copy link to sectionWe recommend Public as the best platform to use to buy BTC with check.
Step 2. Create an account.
Copy link to sectionYou need an account before you can buy anything. Sign up with your contact details and a form of ID for verification.
Step 3. Make a deposit via check.
Copy link to sectionEnter how much you want to deposit and select check as your payment method from the list of options.
Step 4. Use the search box to find Bitcoin.
Copy link to sectionUse the search box on the home page to search for Bitcoin and the currency you want to pay in (such as GBP).
Step 5. Make your purchase.
Copy link to sectionEnter how much Bitcoin you want to buy, check the details and process the transaction. Once the payment goes through, your new Bitcoin will show up in your exchange account.
Top Bitcoin platforms that accept check
Copy link to sectionWe found 1 crypto platforms for users based in
1. Public. Best for AI analysis
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Overview
We love Public because it makes use of cutting-edge AI technology to enhance your trading and investing experience. Public’s AI-powered feature, Public Alpha offers personalized insights and recommendations through its natural language interface in real time.
Public’s AI technology helps you make more informed decisions by analyzing massive amounts of data and providing actionable insights. These AI-driven insights are easily accessible and give users access to the latest advancements in financial analysis and trading.
Not only do can you use AI to help your investments, Public is one of the lowest cost brokerage firms out there. You can invest in stocks and ETFs commission free. You can also buy and trade fractional shares and if you want to diversify, you can explore a range of alternative investments including music and film royalties.
The fees: There are no fees for investing in stocks during regular trading hours in the US – 9.30am-4pm EST. There is a $2.99 fee for trades outside of regular hours.
Highlights
| No. of tradable assets | 9,000 + |
| Min. Deposit | $20 |
| ID verification required | Yes |
| Free demo account | No |
| Supported assets | Stocks, ETFs, Crypto, , , |
| Mobile trading app | Yes |
| Web trading platform | Yes |
| Regulatory bodies | SEC, FINRA, SIPC |
Fees & Costs
| Trading fees | Yes |
| Inactivity fees | Yes |
| Rollover/overnight fees | No |
| Withdrawal fees | No |
| Spreads | Yes |
| Conversion fees | Yes |
Pros & Cons
Quick answers to key questions
Copy link to sectionCan I buy crypto with a check?
Copy link to sectionYes, you aren’t limited to buying Bitcoin alone. The only limit is which coins are available on the exchange you’ve chosen. Most crypto exchanges that support check as a payment method offer 50+ cryptocurrencies and many offer hundreds more.
Is using a check safe?
Copy link to sectionYes, it’s completely safe to use check. The only risk to look out for is to make sure you sign up to a regulated check Bitcoin broker when buying Bitcoin. Using an unregulated broker platform can put your money at risk.
How much does it cost to buy Bitcoin via check?
Copy link to sectionIt will depend on several factors. First, most brokers or exchanges will charge a transaction fee, typically between 1% – 4%. Anything over 2% is generally considered expensive. Your bank may also apply fees for processing a check, so finding out if any charges are applied is advisable.
Why don’t more crypto platforms support checks?
Copy link to sectionThe limited support for checks as a payment method on crypto platforms can be attributed to several factors. Firstly, checks involve manual processing and bank clearance, introducing delays compared to the fast and secure nature of cryptocurrencies designed for near-instant digital transactions.
Additionally, checks are susceptible to fraud, reversals, and regional limitations, posing financial risks and accessibility challenges. Cryptocurrencies offer greater security, irreversible transactions, global accessibility and align better with the digital nature of crypto platforms.
Should I buy Bitcoin using a check?
Copy link to sectionYou may want to consider buying Bitcoin using a check; however, better options may be available. Checks may not be the most convenient or efficient option for purchasing Bitcoin. Longer transaction times and potential security risks associated with fraud or payment reversals mean checks are less popular than they once were. In addition, not all cryptocurrency platforms accept checks, limiting your options.
Pros
Copy link to section- Traditional payment method familiar to many.
- Can be an option for those who prefer physical documentation of transactions.
Cons
Copy link to sectionIs there an alternative to buying cryptocurrency with a check?
Copy link to sectionThere are plenty of alternatives, whether you want to pay through an online payment provider or go down a more traditional route. Here are some of the different ways to pay for your Bitcoin purchase.
- Buy Bitcoin with Afterpay
- Buy Bitcoin with American Express
- Buy Bitcoin with Apple Pay
- Buy Bitcoin with bank transfer
- Buy Bitcoin with cash
- Buy Bitcoin with Cash App
- Buy Bitcoin with Discover Card
- Buy Bitcoin with gift card
- Buy Bitcoin with Google Pay
- Buy Bitcoin with Neteller
- Buy Bitcoin with Netspend
- Buy Bitcoin with Payoneer
- Buy Bitcoin with PayPal
- Buy Bitcoin with Paysafecard
- Buy Bitcoin with Paytm Wallet
- Buy Bitcoin with Revolut
- Buy Bitcoin with Skrill
- Buy Bitcoin with Swish
- Buy Bitcoin with Venmo
- Buy Bitcoin with Western Union
- Buy Bitcoin with Zelle
- Buy Bitcoin with Zippay
