4.1
Regulated by the FCA, FSA, CySEC, and ASIC
Low spreads, no commissions, and no deposit or withdrawal fees
Sign-up with Capital.com Sign-up with Capital.com
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 83.45% of retail investor accounts lose money when trading spread bets and/or CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Capital.com review 2025

Investing options: 4.2

Platforms & usability: 3.7

Products, markets, & assets: 4.6

Safety & reliability: 4.4

Deposits & withdrawals: 3.9

Research & analysis tools: 3.6

Fees & costs: 4.3

Education & learning resources: 4.2

Capital.com review Summary

Written by
Updated on Jul 17, 2023
Reading time 12 minutes
Capital.com gives users access to more than 3,700 CFDs to trade, along with industry-leading artificial intelligence to help improve your skills as a trader. Find out all the details in this in-depth review.

Capital.com was founded in 2016 and is headquartered in Cyprus. The CFD broker is regulated by several authorities, including the FCA in the UK and its local regulator in Cyprus – CySEC, along with the FSA and ASIC. Capital.com is a global CFD broker that uses an eQ patented AI trade bias detection system to run its trading platform, and which has won many industry awards, from The European to BrokerCheck.eu. Today, more than 500,000 accounts trade on the platform. This review will take you through all you need to know about Capital.com.

What can I do with Capital.com?

Capital.com is a global CFD broker offering more than 3,700 CFDs across multiple asset classes including forex (major and minor), stocks, indices, commodities, and cryptocurrencies. It uses its patented eQ AI trade bias detection system to provide traders with in-depth analysis and insights to hone their strategies.

One can trade across all devices, and also invest on the go via the Capital.com mobile app. No commissions are charged and it offers low spreads, along with an impressively comprehensive educational section, all of which make it an all-round complete broker for beginners and experienced professionals alike.

Pros & Cons

Pros:

Regulated by the FCA, FSA, CySEC, and ASIC
Low spreads, no commissions, and no deposit or withdrawal fees
Wide variety of CFDs across multiple asset classes with over 3,700+ overall

Cons:

Can I open an account with Capital.com?

Capital.com markets, assets, and options

What assets and products can you trade on Capital.com?

Capital.com allows trading in over 3,700 CFDs across various asset classes. This includes major and minor forex pairs, shares, indices, commodities, and cryptocurrencies. Here’s a full breakdown of the tradeable CFDs on Capital.com:

Product (CFDs)Offering
Forex (Major and Minor)124
Stocks2888
Indices22
Commodities22
Cryptocurrencies138

What leverage trading options are there?

Capital.com offers leveraged trading across all its products. The limits are set by the European Securities and Markets Authority, which permits leveraged trading up to 1:30 for retail accounts. 

Please note that leveraged trading is highly risky and is not recommended for beginners. Readers are recommended to use leverage with caution and to only invest what they can afford to lose. Here’s a summary of the leverage available on Capital.com for each asset type:

Product (CFDs)Maximum leverage (standard account)Margin
Forex (Major and Minor)1:303.33%
Stocks1:520%
Indices1:205%
Commodities1:1010%
Cryptocurrencies1:250%

What are the spreads?

Capital.com offers floating spreads across all its account types. Like many other similar brokers, the platform charges no commissions, and makes its money from spreads between the bid (buy) and ask (sell) prices on each asset, such as shares.

The spreads on Capital.com are dynamic, which means there is no fixed value and they vary depending on which asset you choose. There is no minimum spread and the best way to find out the most up to date information is to go straight to the website.

ProductAverage spreadFixed or variable
Forex (Major and Minor)Dynamic – no minimumVariable
StocksDynamic – no minimum Variable
IndicesDynamic – no minimum Variable
CommoditiesDynamic – no minimum Variable
CryptocurrenciesDynamic – no minimum Variable

Fees, limits, and payment options on Capital.com

What are the deposit and withdrawal fees, limits, and speeds?

Capital.com offers a wide range of deposit & withdrawal options and does not charge any fees for deposits and withdrawals. The individual payment service provider may charge for its services, however, so check before using any method to deposit money into your Capital.com account.

A minimum deposit of US$20 is mandatory for all payment types except wire transfer and bank transfer where minimum deposits are $250. Here’s a full breakdown:

Payment methodDepositWithdraw
Cards (Visa & MasterCard)
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
1-2 Business days
Yes
No limit
Free
2-3 Business days
Bank Transfer/Wire Transfer
– min/max
– fees
– speed
Yes
250 EUR/No Limit
Free
2-3 Business days
Yes
No limit
Free
4-5 Business days
Sofort
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days
iDeal
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days
Giropay
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days
Multibanko
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days
Przelewy24
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days
QIWI
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days
Webmoney
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days
ApplePay
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days
Trustly
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days
2c2p
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days
Astropay TEF
– min/max
– fees
– speed
Yes
20 USD, EUR, GBP/No Limit
Free
Instant
Yes
No limit
Free
1-2 Business days

How much are Capital.com fees and commissions?

Capital.com makes money through spreads only. They do not charge an inactivity fee but reserve the right to do so.

Fee typeFee amountCommission
Trade commissionNoneNone
OvernightVariableNone
InactivityNoneNone

Capital.com trade sizes and limits

Capital.com offers a minimum lot size of 0.01 lot (i.e. a micro lot). No maximum lot limits are mentioned and there are no restrictions on the number of trades which can be executed in a day. Here are Capital.com’s trading limits:

ProductMinimum tradeMaximum trade
Forex (Major and Minor)0.01 lotNone
Stocks0.01 lotNone
Indices0.01 lotNone
Commodities0.01 lotNone
Cryptocurrencies0.01 lotNone

Capital.com trading platform

What devices can I use Capital.com on?

Capital.com is available through browsers on any device, and the platform also has its own mobile app and web platform. In addition to this, the broker is compatible with the MetaTrader 4 desktop platform. You can use Capital.com on:

  • Desktop (Windows/Mac)
  • Web (Web Browser based platform)
  • Mobile App (iOS and Android tablets and phones)

Can I use Capital.com in my country?

Capital.com is available across the world in over 180 countries. However, traders of the United States and Canada cannot use Capital.com at this time. Also, due to legal restrictions in each territory, some of Capital.com’s features & products might not be available in your country. It is recommended that users check the Capital.com website for information before transacting as they regularly update any restrictions on the sign-up page itself.

Is Capital.com available in my language?

Capital.com is available in 29 languages:

  • English
  • Spanish
  • Romanian
  • Arabic
  • French
  • Russian
  • Indonesian
  • Hungarian
  • Slovenian
  • Malaysian
  • Italian
  • Bulgarian
  • Latvian
  • Finnish
  • Czech
  • Lithuanian
  • Swedish
  • Danish
  • Vietnamese
  • Croatian
  • German
  • Nordic
  • Thai
  • Estonian
  • Polish
  • Mandarin
  • Greek
  • Portuguese

How easy is it to use Capital.com?

Capital.com is a very user-friendly broker, offering a range of proprietary user-friendly trading platforms alongside well-known platforms such as MetaTrader 4. 

The registration process is similar to other online CFD brokers, but perhaps a little more involved due to Capital.com’s status as a regulated broker. There is step-by-step guidance to walk you through the ID checks necessary to create an account and then you’re good to go.

Overall, it is easy to execute trades in just a few clicks, with ample tutorials readily available for those that are just getting started – whether you’re new to investing altogether or venturing into a new asset type, such as cryptocurrency CFDs. One of the best features of Capital.com is its wealth of educational materials and guides, making it an ideal platform for less experienced investors looking to learn the ropes.

Key features

Capital.com offers traders access to a plethora of markets, services, and features. Here are some of the top ones:

Artificial intelligence assisted trading

Capital.com offers a one-of-a-kind eQ patented AI trader bias detection system, which provides analysis and insights based on your trading activities. As an example, if you are executing money-losing trades, it will provide custom recommendations to change this based on an analysis of your trading behaviour and biases. 

Investmate financial mentoring app

Capital.com offers a dedicated trading education app, which is rich in content and comes packed with various courses and gamified educational goals. 

The app includes a demo mode to familiarise yourself with all facets of the trading experience by simulating the most volatile markets and identifying the best trading opportunities using a host of indicators.

Ability to invest in upcoming IPOs

With Capital.com a newly listed stock means a new trading opportunity. The platform keeps an up-to-date list of upcoming IPOs.

Security and regulation

Is Capital.com safe?

Capital.com is regulated in multiple jurisdictions and is both authorised and regulated by institutions such as the Financial Conduct Authority (FCA), and the Cyprus Security and Exchange Commission (CySEC), as well as the FSA, and ASIC. The CFD broker also keeps a segregated account (only for retail clients) and protects client privacy under MiFID II.

Am I and my funds protected?

Yes, Capital.com is a member of Financial Services Compensation Scheme (FSCS) and Investor Compensation Fund (ICF) and retail traders in certain jurisdictions are protected up to a maximum amount by each scheme; the FSCS offers up to $85,000 per person, while the ICF offers up to €20,000.

Capital.com also keeps segregated accounts for retail clients, separating investor funds from company funds so that they do not mix and investor funds are never utilised by the company for any other reason. It is worth noting that cryptocurrency trades are not covered under the FSCS and ICS protection schemes, however.

Is Capital.com regulated?

Yes, Capital.com is regulated by the Financial Conduct Authority (FCA), Cyprus Securities and Exchange Commission (CySEC), The Australian Securities and Investments Commission (ASIC), and the Financial Services Authority (FSA).

Do I have to verify my account with Capital.com?

Yes, investors and traders have to verify their account information as Capital.com is a licensed and regulated broker which adheres closely to KYC processes. The following documents are required:

  1. Proof of ID: International Passport or National ID card
  2. Proof of residence: Any address proof like utility bills containing both name and address issued within the last six months

Extra information

Educational resources 

This is one of Capital.com’s main strengths. The site has so many educational materials available, from eBooks to video tutorials, infographics, a glossary, and more, that anyone can find the information they’re looking for. 

The available materials cater for both beginners as well as those with more advanced trading skills. It also conducts live trading webinars from time to time, which is a unique offering among CFD brokers.

Tools and charting

Capital.com offers both its own as well as the popular MetaTrader 4 trading platform, both of which are customisable, allowing traders across the board to manage and execute their trades with precision. 

The web platform alone consists of more than 75 technical indicators with multiple chart types. These features also carry over to the mobile app as well.

Customer support

Capital.com offers customer support via telephone numbers for their offices in the UK, Cyprus, Gibraltar and Belarus. The broker can also be reached directly via email and there is a detailed FAQ section addressing common queries.

Our verdict

Capital.com places a heavy emphasis on financial technology and even exclaims that its platform is where “Artificial intelligence meets trading”. The platform they have built provides a host of educational materials to help traders improve, and machine-learning tools to help identify and correct any flaws in your approach.

Whether AI can deliver on all the fantastical things it promises remains to be seen. What we can say for certain at this time is that the trading platforms Capital.com does offer are robust, with zero commissions, tight spreads, and access to more than 3,700 instruments across a multitude of markets.

Overall, it is a strong platform for traders who need/want access to multiple asset classes and to improve their trading skills.

How to open an account with Capital.com

Opening an account with Capital.com is pretty simple and straightforward. Step by step guidance is also provided on the website. Here’s the process:

  1. Click on “Trade Now” on the Capital.com website in the top right corner.
  2. Sign up using an email address and provide a password. Alternatively one can sign up via Facebook, Google or Apple ID. 
  3. The user is directed to the web trader platform where one can create an account.
  4. Verify your ID by uploading identification documents (proof of identification and proof of address).
  5. Make a deposit via any one of the available deposit methods.

Methodology: How we reviewed Capital.com

When we review a platform we perform a series of tasks to judge how well the service performs compared to its peers. The tasks always include signing up to create an account, making a deposit and withdrawal, and placing a trade.

In addition, we assess the key features of the service. In this case, we included things like the trade assist feature in our final calculations. We also take into account online user reviews and use them to inform or final rating.

Each platform is giving a rating out of five stars based on all of this research. No company can influence the results in any way but we may receive a commission if you sign up via a link on this page.

01

Who owns Capital.com?

02

How does Capital.com make money?

03

Do I have to pay tax on Capital.com profits?

04

Does Capital.com offer CFD trading?

05

How do I sell on Capital.com?

06

How do I delete my Capital.com account?

07

How can I short on Capital.com?

08

What if I forget my account password?

09

Can I transfer from my Capital.com account into my PayPal account?

10

What if Capital.com closes down while I have open trades?

11

Can I access my full trading history on Capital.com?

12

Can I pay in Cryptocurrency with Capital.com?

13

Does Capital.com offer bonuses?


Sources & references

Risk disclaimer

Theodor Tonca

Theodor Tonca

Financial Writer

  • Financial Markets
  • Financial Services
  • Market Analysis
  • Apps
  • Regulation
Theodor is a Financial Writer for Invezz, reviewing, testing and scrutinizing financial products. He is a former financial analyst and investment partnership founder with over 10 years of direct investing experience and more than 8 years of published writing experience....